tomkarlo

46 ms·

421.
by tomkarlo 13y ago
The proportion of reverse commuters in a region has nothing to do with how many commute in each day. It's just reverse commuters divided by residents. As far as the increase due to commuters, 20% is very low for any area with corporate offi
422.
by tomkarlo 13y ago
Whenever you return to a previous high, it was a bubble / peak. Because otherwise it wouldn't now be a "previous high". That doesn't mean the new price is a bubble or not - it's just inherent in the definition of the term. The 2000 peak was
423.
by tomkarlo 13y ago
I chose a few events from a 300 year history. There are lots of micro cycles - if you note from the article, current prices are only returning to previous highs from 2007. So in just 6 years we've gone through a cycle.
424.
by tomkarlo 13y ago
Proportionally, that's still a lot more affordable than SF, given that it's almost 50% higher in terms of household income. This is partially due the problems inherent in tracking home values based on median sale prices - by definition, tra
425.
by tomkarlo 13y ago
Does anyone really still believe that real estate represents an efficient market? Regardless, if someone did believe that, and factored in expectations of rising rates, they simply wouldn't be a buyer in this market.
426.
by tomkarlo 13y ago
It's worth noting that SF is already on it's 3rd or 4th major evolution; between the Gold Rush, the big shipbuilding days, the 1906 earthquake, the WWII period and 90's tech bubble, it's survived a series of major changes and collapses and
427.
by tomkarlo 13y ago
Sure. I've also seen what their median income looks like. http://www.sfgate.com/news/slideshow/Palo-Alto-families-earn...
428.
by tomkarlo 13y ago
Buyers don't buy in a vacuum. When mortgage rates rise, it reduces the buying power of a large portion of the market, and the value of the homes themselves decline as a result. Yes, a cash buyer could still pay the same amount, but why woul
429.
by tomkarlo 13y ago
In the Bay Area, most jobs aren't in SF. That's why SF has one of the largest proportions of reverse commuters in the country. So the idea that it's a transit situation where folks are trying to live close to work doesn't really make sense.
430.
by tomkarlo 13y ago
If the ratio of taxes to income isn't rising with income or at least keeping constant (which is what I think you're referring to as "linear"), your marginal tax rate is declining as income rises. I think you maybe mean it's staying constant
431.
by tomkarlo 13y ago
SF is only a tiny (49 sq mile) part of the Bay Area. It's like saying nobody can live in the New York City MSA because the price of a 2-bedroom apartment in Manhattan is over $1M, despite the fact that most New Yorkers live in Queens or Bro
432.
by tomkarlo 13y ago
The title here is a little deceptive; it's the median price for a "single family home". A lot of the inventory in SF is either apartments in small buildings or duplex / multi-residence structures, which are generally less expensive (and it
433.
by tomkarlo 13y ago
Does anyone know if they're actually precluded from this, or if it's just a matter of it being far more convenient to NSL a company that already has the data? As least in the latter scenario, they're not simply collecting data on everyone a
434.
by tomkarlo 13y ago
You can't take one very specific case and then extend it to the entire corpus of searches / web sites. Any change to the SRP might result in less-than-optimal impact on a particular search but if it improves performance for a large number o
435.
by tomkarlo 13y ago
Having lived there and worked both inside and outside of finance, I don't think it's so much pedigree-focused as paycheck-focused. New York is the only city where you can say you're a banker, and someone you just met will ask "what kind of
436.
by tomkarlo 13y ago
Except Hulu doesn't have much inventory, at least on an exclusive basis. It has eyeballs and distribution. The assets belong to the studios and networks. A roll-up is not exactly a new strategy, especially in media. You attempt to build eco
437.
by tomkarlo 13y ago
NOAA / NWS advisories tend to have a lot of proper names. It looks really wacky if you just lower-case them (and it's non-trivial to convert them to proper capitalization automatically.) (I tried to do this back in about 1999. I don't think
438.
by tomkarlo 13y ago
It was never cool, unless you were going to be a Master of the Universe or BSD trader. It just paid really well. It still pays well.
439.
by tomkarlo 13y ago
Openness being part of the culture doesn't mean that everything Google does is disclosed publicly. Openness to the public, and openness within a company are two entirely separate issues, and there are obvious practical limits to both (at di
440.
by tomkarlo 13y ago
It's this. You end up living with the consequences of your v1 design almost indefinitely, and that's a major tax on a team for what can sometimes be relatively minor benefits. Even in areas like Android where you _have_ to publish APIs, etc
441.
by tomkarlo 13y ago
You may be right on this ... spoofing is still an aggravation because of the bouncing. Most of the time I haven't been able to find out exactly _why_ a particular provider has an issue (not blacklists), only ask for them to change their min
442.
by tomkarlo 13y ago
Two of the biggest data points for editing products - their popularity and growth rate - don't exist before you launch. I'm sure Google doesn't launch products it believes will be unpopular, so whatever launches and ends up unpopular, that
443.
by tomkarlo 13y ago
What's the alternative? It's not like FB is going to open up their social graph data so Google can use it to improve search results. I believe that issue was discussed when G+ results first showed up in search. For what it's worth, Facebook
444.
by tomkarlo 13y ago
It's a way of framing an argument that discourages rational discussion of the actual merits of each side. It's not whether or not I agree with that value judgement that matters; it's that assigning those kinds of judgement is often a way to
445.
by tomkarlo 13y ago
Honestly, I use Google Apps for Domains myself, behind a domain I own (so I can leave down the road if I want.) I don't think folks moving off Gmail to leave Google want to do that but it's worked well for me. It's been long enough that I c
446.
by tomkarlo 13y ago
Sorry, I was a little unclear - the setup is easy, it's the maintenance that's annoying. (I've run mail servers in one way or another for ~15 years. I use Google Apps for my personal email now but still maintain some servers that do about 1
447.
by tomkarlo 13y ago
I think you're applying a a value judgement to a technical issue. "Open" pertains to the nature of certain software and standard. It's not inherently good or evil; you're just choosing to assign that value based on how it correlates with th
448.
by tomkarlo 13y ago
Setting up email servers, especially ensuring that they don't get blacklisted by other servers, is a huge pain and definitely not worth the trouble for an individual or a small team. If you're concerned about Google, there are lots of other
449.
by tomkarlo 13y ago
I doubt it. Landlords have to count rent as aggregate gross income on their tax returns, and it's probably both fairly easy to get caught and fairly serious if you do get caught. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Em
450.
by tomkarlo 13y ago
That assumes that the hotel room and the AirBnB room were comparable in terms of amenities and services, which they probably weren't. (Room service? Daily cleaning? Gym? Doormen/porters?) You can get a pretty nice hotel in NY for $350 a nig

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