throwawaybank

4 ms·

1. 1.▲
   by throwawaybank 8y ago

   So of the US companies that do offer hardware security tokens (First Tech Federal Credit, HSBC, USAA, Wells Fargo) none of them offer savings yields greater than 1%. The split is dramatic I have to wonder if there is some deeper reason that
2. 2.▲
   by throwawaybank 8y ago

   Unfortunately, no, apparently they don't even offer 2FA via SMS :-/
3. 3.▲
   by throwawaybank 8y ago

   I should have mentioned there is this list: https://twofactorauth.org/#banking
4. 4.▲
   by throwawaybank 8y ago

   https://www.amazon.com/dp/B06XY422T9
5. 5.▲
   by throwawaybank 8y ago

   Not sure what you're talking about. I've been using a hardware token to log into USAA for seven years now.
6. 6.▲
   by throwawaybank 8y ago

   Indeed, but that's the whole point here. This is money for when things unexpectedly go wrong, so it must be liquid. Yet it is also painful to let it slowly succumb to inflation as well.
7. 7.▲
   by throwawaybank 8y ago

   Sure that is certainly probably the most secure solution, but I assume that only really works for banks and credit unions with branches local to you? I guess you could arrange for wire transfers over the phone, but I feel like that is even
8. 8.▲
   Ask HN: US Banks supporting hardware token 2FA?

   9 points by throwawaybank 8y ago|12 comments