throwaway82028

4 ms·

1.
by throwaway82028 4y ago
Both. Regardless of the route, they would change their practices and the law does allow for equitable relief to get them to stop doing the action.
2.
by throwaway82028 4y ago
That is one of my biggest concerns, although in this case that would hopefully be a PR disaster.
3.
by throwaway82028 4y ago
The CFPB did end up forwarding the complaint and I did notify the DoJ as well. I agree that they'll probably try to argue anything they can to deny responsibility.
4.
by throwaway82028 4y ago
It likely is not. Just the filing fees in federal court can be close to $500 and I believe the ECOA requires the action be brought in federal court.
5.
by throwaway82028 4y ago
I do get why you might feel that way, but first by me going alone it doesn't prevent someone else from filing a class action.
6.
by throwaway82028 4y ago
Because I already sent a letter to multiple agencies about it and nothing was done, so the only recourse I have to get them to change their ways is to file it myself or find a class action attorney willing to do it.
7.
by throwaway82028 4y ago
Having a freeze is actually supposed to prevent any pull at all, which is why Experian has an option to unfreeze. The fraud alert is a separate action though that states you have been a victim of identity theft.
8.
by throwaway82028 4y ago
Although the situation is ideal for class action, federal law caps the penalty at $500,000 for class action and so depending on the number of class members the amount I'd get as a class representative is likely less than what I'd
9.
by throwaway82028 4y ago
Yes, I will be pursuing legal action on the matter because there is a $10,000 punitive penalty.
10.
Google admits to violating federal law and plans to keep doing it
89 points by throwaway82028 4y ago|30 comments
11.
by throwaway82028 4y ago
Where in Arizona specifically? Have they even decided? Did the government decide to pay for the factory and enroll their for-profit prisoners to work for $0.10/per hour, and divert the remaining water supply to the factory? Arizona see
12.
by throwaway82028 4y ago
Because if the data is encrypted as suggested here, then the hashes wouldn't match and the content won't be de-duplicated.
13.
by throwaway82028 4y ago
If hashes weren't illegal, cloud storage providers could probably save millions by deduplicating pirated content.
14.
by throwaway82028 4y ago
Not only does it require login, but it is not like they are giving you full bandwidth. Good luck to anyone trying to do a lot of high-bandwidth downloads over an Xfinity guest network.