throwaway2037

161 ms·

1. 2761.▲
   by throwaway2037 2y ago

   Overall, I like your post very much. > but that also doesn't need to be 4K. Here, I would say "need" is a strong term. Surely, you are correct at the most basic level, but if the bandwidth exists, then some str
2. 2762.▲
   by throwaway2037 2y ago

   > So 50% more salary might only end up being 20% more in your hand. Can you give an example of a tax regime where this would hold true? I find your example hard to believe.
3. 2763.▲
   by throwaway2037 2y ago

   Are there any highly industrialised economies in the world where real estate agents get only 1% fee? I find it hard to believe. That would mean a 500K USD home would result in an agent fee of only 5,000 USD. Even if they sell one per mon
4. 2764.▲
   by throwaway2037 2y ago

   > because the dollar has been so devalued Can you explain? The USD vs EUR FX rate has barely changed in 10 years. If you believe the US dollar has been "so devalued", then you must believe the same for Euro.
5. 2765.▲
   by throwaway2037 2y ago

   Thank you to share your first hand experience. > bankruptcy laws were skewed by GWB Can you explain this more, including "GWB"?
6. 2766.▲
   by throwaway2037 2y ago

   > In the US, this is normally offset by the fact that the government tries to make mortgage rates very close to the Fed rate I assume you are talking about Fannie Mae, Freddie Mac, and Ginnie Mae. To me, there true purpose is
7. 2767.▲
   by throwaway2037 2y ago

   I wasn't aware of the divide between recourse and non-recourse states. Google tells me: <<Alaska, Arizona, California, Connecticut, Idaho, Minnesota, North Carolina, North Dakota, Oregon, Texas (sometimes), Utah, Washington>&
8. 2768.▲
   by throwaway2037 2y ago

   > Walkaways worked because real estate debt (in most of the US) is non-recourse debt. You leave the mortgage, the bank (or present mortgage holder) gets the property. Debt is settled. It is rare this simple. You will likely be
9. 2769.▲
   by throwaway2037 2y ago

   Real question: Do landlords resort to "hired help" to encourage non-paying tenants to leave more quickly? Two years sounds crazy. Many people who only own a second home for rent might go bankrupt without rent to pay the loan.
10. 2770.▲
    by throwaway2037 2y ago

    In my experience, the worse the winter weather, the stronger the tenant laws. The goal is to prevent eviction during winter months.
11. 2771.▲
    by throwaway2037 2y ago

    This has got to be one of the greatest retorts I have ever read on HN. Hat tip to you.
12. 2772.▲
    by throwaway2037 2y ago

    > plastic decomposition As I understand, most plastic is type 1 and 2 (PET bottles and such), and it never decomposes (on any reasonable human timeframe).
13. 2773.▲
    by throwaway2037 2y ago

    First, I agree about methane source is organic matter, not plastics. I think OP would agree. > it seems like landfills are far-and-away the best way to go until we are able to grapple with climate change. If this is true, why d
14. 2774.▲
    by throwaway2037 2y ago

    Tokyo also has many, many urban incinerators.
15. 2775.▲
    by throwaway2037 2y ago

    Is recycling plastic bad? What environmental issues need to be focused on right now?
16. 2776.▲
    by throwaway2037 2y ago

    > most businesses are financed through equity sales Can you explain this more? As I understand, after equity IPO, most companies use debt capital markets to raise money to expand their business.
17. 2777.▲
    by throwaway2037 2y ago

    > lazy... programmers Since when was that a bad thing? Since time immemorial, it has been hailed as a universal good for programmers to be lazy. I'm pretty sure Larry Wall has lots of jokes about this on Usenet. Also, I
18. 2778.▲
    by throwaway2037 2y ago

    Not to move the goal posts too much, but when I am searching a huge Python or Java code base from IntelliJ, I use a mixture of symbol and text search. One good thing about text search, you get hits from comments.
19. 2779.▲
    by throwaway2037 2y ago

    > also had better performance because you had access to the `break`, `continue` and `return` keywords. This is a great point. One more: Debugging `.map()` is also much harder than a for loop.
20. 2780.▲
    by throwaway2037 2y ago

    Why does the blog post show their photographs? That seems unnecessary to me.
21. 2781.▲
    by throwaway2037 2y ago

    > Seniority trumps ability. This is great, pithy phrase. Thank you to share it. Where I work, when I look up the ranks (always, always "old" people), I feel like many of these people could just stop coming to work,
22. 2782.▲
    by throwaway2037 2y ago

    Wait, where are NYC taxis allowed to pickup people?
23. 2783.▲
    by throwaway2037 2y ago

    There is old Woody Allen joke: The only advantage of LA over NYC is right turn on red light is allowed.
24. 2784.▲
    by throwaway2037 2y ago

    When I was a kid, the argument for lower speeds on expressways was fuel efficiency.
25. 2785.▲
    by throwaway2037 2y ago

    Where?
26. 2786.▲
    by throwaway2037 2y ago

    Maybe insurers will pay bounty for it. Mostly, you want to get rid of dangerous drivers, not just charge them more!
27. 2787.▲
    by throwaway2037 2y ago

    What is the legality of comma.ai kit? I find it hard to believe that states would want to allow it. It is surely much worse than Waymo.
28. 2788.▲
    by throwaway2037 2y ago

    I don't think insurance companies need to distribute risk from auto insurance. They do, however, need it for property insurance. Floods, earthquakes, and fires and level thousands of homes quickly. There isn't any risk like tha
29. 2789.▲
    by throwaway2037 2y ago

    > suburbs have a lower cost-per-mile for trips than urban areas. Can you explain why?
30. 2790.▲
    by throwaway2037 2y ago

    To be clear, a baseball hides more of your face than a hijab. (Niqab is a different story.)