throw8383833jj

14 ms·

91.
by throw8383833jj 4y ago
I suspect that some of what your paying for at disney is all that advertisement they do. >> I think everything is just generally "nicer". Stadium seats are cushier, parking lots are paved instead of gravel, sidewalks are a l
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by throw8383833jj 4y ago
"in order to afford them, today’s American families have to work up to 2x as many hours as they did 60 years ago." This is the type of thing I've been talking about. There's been a massive drop in living standards over
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by throw8383833jj 4y ago
50% is still a LOT of people. the point is, It's not like policy decisions are made in favor of like less than 5% of the population. Just as a crazy example, here in CA shelter is one of the biggest issues. I was shocked to discover
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by throw8383833jj 4y ago
part of the problem is that we're not just moving forward, we're also moving backwards at the same time. as populations get bigger and bigger materials become ever more scarce, as does land (at the least the amount of land that v
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by throw8383833jj 4y ago
but elite's aren't really the ones calling the shots. Everytime I investigate some political issue, no matter how disgusting or crazy the idea (housing issues, transportation, prop 13, zoning/building regulations, etc, etc),
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by throw8383833jj 4y ago
Ahh. the good old days.
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by throw8383833jj 4y ago
Don't verify anything. Just call the bank back using a phone number you can verify with 100% certainty.
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by throw8383833jj 4y ago
what ever money save from garbage pickup will be vastly outdone by the enormous waste an HOA brings. Our HOA costs me 2K per year (that's a whole tesla every 20 years = 40K). And the only thing they do is take care of a couple of ben
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by throw8383833jj 4y ago
It's the real estate agent's duty to inform house buyers that they property they're buying may not have water in the future and what a huge pain point that would be. The only logical conclusion i can come to is that the buye
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by throw8383833jj 4y ago
they said it's because there's no HOA. HOAs really are incredibly awful. And, it's getting harder and harder to find houses that are not in an HOA.
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by throw8383833jj 4y ago
when you look across equities as an asset class in whole, it's clear that the valuation is way above it's intrinsic value. i mean s&p500 has 1.3% dividend, meaning it'll pay back your money in 70 year or so. at this poin
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by throw8383833jj 4y ago
absolutely. i'm the most risk adverse person I know and I wouldn't touch cash or bonds with a ten foot pole. I'm staying as diversivied as i can: real estate, gold, equities and bitcoin. as well as much and as many alterna
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by throw8383833jj 4y ago
As a consumer, I'm not very impressed with smartphones. It's mostly just entertainment. There's very little utility other than looking stuff up on the internet. It's basically just a far less UI capable but more porta
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by throw8383833jj 4y ago
Echo chamber is right. How many hundreds of solar ads am I going to get before the algorithm FINALLLY realizes that I ALREADY have Solar and happy with it. i can't imagine all the wasted ad dollars wasted on me.
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by throw8383833jj 4y ago
there is something interesting about that. If all the smart ad buyers are avoiding me because they know the ROI is really low, that would explain why I only see the very dumbest ads: they're the only ones who don't calculate any
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by throw8383833jj 4y ago
and since Big brand advertisers (that can't calculate ROI) are the biggest spenders, most ad dollar can not be attributed to purchasing behavior reliably and thus wasted. (queue the ebay 100% wasteful ad story)
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by throw8383833jj 4y ago
I have found the facebook algorithms to be completely inaccurate in predicting my wants and needs. The products that get advertised to me are laughable. I feel like they don't know me at all, in the least bit. they could have 10 tim
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by throw8383833jj 4y ago
yup, it's pretty easy to forget that the dollar has already lost over 98% of it's value.
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by throw8383833jj 4y ago
Crypto is having it's DOT COM moment right now. A lot of companies with not much value crashed and never recovered. After the dot.com bust, the internet didn't go away, it only grew and grew. And, I don't have to tell you w
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by throw8383833jj 4y ago
And yet, govt spending as percentage of GDP is the biggest it's ever been! AT a whopping 44% total: https://tradingeconomics.com/united-states/government-spendi... Just federal alone is 30%! just google: "go
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by throw8383833jj 4y ago
You have to ask for money. Not only is it good for you, it's excellent validation for your product. If no one is willing to pay for your product then it means you need to go back to the drawing board. If they are willing to pay for
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by throw8383833jj 4y ago
It's not the work itself. YOu can always take a break. the problem is people's workaholic attitudes: especially managers.
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by throw8383833jj 4y ago
I agree with everything you've said. But, as long as there is an endless line of engineers ready and willing to replace those lost workers, then industry and management in general has no incentive to change their ways. that's ju
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by throw8383833jj 4y ago
Well, in the US, bitcoin is classified as a taxable asset, just like a stock. So, if you use those bitcoin to buy anything, and you're income is above 40K single or 80K as a couple, you'll get hit with a 15% federal "capital
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by throw8383833jj 4y ago
yes. For some job functions (especially those in govt), I strongly suspect that "producitivity" is capped by factors beyond the control of employees at the bottom.
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by throw8383833jj 4y ago
What I stated about future returns vs past returns is quite well known in the financial community hence it's already priced into all the assets. there's no advantage in knowing something most other financial pros already know.
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by throw8383833jj 4y ago
15%+ (CA has more added on) is not favorable when it's on your principle. If your $$ go up by x10 but your purchasing power remains the same, then 90% of your principle is being taxed at 15%. The term "capital gains" is bec
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by throw8383833jj 4y ago
Look at it this way. In the forever long term, stock valuation (without dividends) can't exceed the GDP growth curve. Otherwise the warren buffet ratio would be meaningless. So what is GDP growth? It's population growth plus pr
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by throw8383833jj 4y ago
You've got some great advise that straight out of the investment handbook and has served investors very well for the last 100 years. But, the mainstream investment handbook is a little out of date. With a 50 year Bond bubble brewing,
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by throw8383833jj 4y ago
i meant, going forward from here. in the past, we had great returns due to increasing population, plus productivity increases and in large part due to dividends. all three of those are severly decreased going forward for the next 100 years

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