tempsy

91 ms·

511.
Snap plans to lay off 20 percent of employees(theverge.com)
120 points by tempsy 4y ago|30 comments
512.
by tempsy 4y ago
I mean I think digital nomad is a bit of a misnomer to begin with. Trying to do any meaningful or serious work while literally backpacking or in a van all the time sounds terrible and exhausting. I think the more successful ones are just re
513.
by tempsy 4y ago
So do you actually believe that only a minority of people revolve consumer debt on a credit card? I’m sure it’s broken out somewhere in quarterly earnings but it’s not going to be a small minority of consumers paying credit card interest.
514.
by tempsy 4y ago
How do you “lose”? For better or for worse consumer credit fuels the economy. There’s $1T in outstanding revolving consumer debt. If that went to $0 tomorrow the economy would crumble, not the opposite.
515.
Affirm CEO Says Next Recession Will Silence Fintech Lender’s Doubters(wsj.com)
13 points by tempsy 4y ago|10 comments
516.
by tempsy 4y ago
SMS spam is real.
517.
by tempsy 4y ago
Now rents need to come down.
518.
by tempsy 4y ago
Circle/USDC immediately blacklisted every sanctioned address. Reality is USDC is so intertwined with Eth/Defi at this point that the Feds can effectively censor Eth through Circle. So while I agree this demonstration is silly it’s
519.
by tempsy 4y ago
Yeah I’ve been casually browsing no fee apartments which are generally the “luxury” high rises and they are mostly $5k range or higher for a 1 bed. If I paid a 15% brokers fee on say an older $3500 walk up that would effectively make it $40
520.
by tempsy 4y ago
Nope
521.
Ask HN: Is living in NYC worth it?
50 points by tempsy 4y ago|83 comments
522.
by tempsy 4y ago
I don’t really know why it’s so hard to pinpoint what Alex Jones is or does what he does. He’s a professional troll, as in says things he doesn’t necessarily believe in himself but fit whatever public brand he is trying to sell because it b
523.
Robinhood lays off 23% of staff(wsj.com)
672 points by tempsy 4y ago|684 comments
524.
by tempsy 4y ago
I thought the trade off was largely understood by the seller eg you take a small discount in exchange for a very fast and reliable sales process where you can sell to Opendoor in days vs weeks/months in a traditional sales process?
525.
by tempsy 4y ago
My Google Payments account has been suspended for like 6 years for unknown reasons and tried to resolve it again a few months ago over email and it was just “it’s been fixed!” and me seeing the same error message over and over again. It’s s
526.
by tempsy 4y ago
I wonder how the free stuff is taxed. It sounds like it would fit under a fringe benefit and technically would mean it’s taxable.
527.
by tempsy 4y ago
you’re trying to frame taking out a standard mortgage on a house as irresponsible gambling so no don’t see how that’s similar to a corporation who burned billions using cheap money and ended up trashing their company
528.
by tempsy 4y ago
I don’t think that’s what no equity cliff means if it’s a standard one year cliff then it just means if you’ve worked there for 5 months you get 5 months of equity whereas you would have gotten zero. it’s not “all the equity” Also Shopify i
529.
by tempsy 4y ago
What does this have to do with being rewarded in the same way a corporation was being rewarded for irresponsible levels of spending and cash burn in low rate environments which is what you saw with Shop and others? Using cheap money to buy
530.
by tempsy 4y ago
I wouldn’t consider being able to take out a big mortgage a reward, it’s just a thing that is possible to do.
531.
by tempsy 4y ago
It’s not insane when you look at the revenue growth over the same period. Especially if most are operations focused employees eg support staff.
532.
by tempsy 4y ago
that doesn’t tell you anything. it’s the short term airbnbs for the entire property that are illegal. you can still rent out a room in a place you live in as far as I know. or do monthly rentals.
533.
by tempsy 4y ago
lol Amazon is now more like Ebay than a store with their own inventory, as in the majority of sales come from shady third party marketplace vendors. If you think it’s safer it’s most likely because they’ve gotten very good at rigging review
534.
by tempsy 4y ago
how are individuals rewarded for this?
535.
by tempsy 4y ago
Have a hard time believing this is true in NYC proper. Most of the housing stock in NYC are co-ops, which have fairly strict rules about renting out units. Condos are significantly more expensive to purchase, and there is pretty much nothin
536.
by tempsy 4y ago
My critique is that this could create a “boy who cried wolf” scenario. And apparently this decision was actually an overrule by the director - a panel actually voted against it.
537.
by tempsy 4y ago
Is that alone cause for declaring something a public health emergency? I’ve only seen videos of men who have contracted and recovered from it and no one mentioned disfiguring scars so far and couldn’t tell that was an issue myself based on
538.
by tempsy 4y ago
When it first started spreading outside of Africa I was concerned because the reported fatality rate was something like 5-10% Now we have tens of thousands of cases outside of Africa and it doesn’t appear to be lethal at all and goes away o
539.
by tempsy 4y ago
yes true but you still have to be intentional about what it is you’re searching for.
540.
by tempsy 4y ago
just because it's available doesn't mean it's trivial to figure out. it does actually take effort to find something like this.

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