smoovb

12 ms·

121.
by smoovb 5y ago
A key bit of info "he also had a distinctly North American accent". It is real easy to dismiss scammers you can't understand well, but when speaking to another native speaker, your guard comes down several notches.
122.
by smoovb 5y ago
Many of these scammers have made it their life long career. It can become an addiction and driven by the big easy money wins of a successful scam. Imagine doing this for a while - you're unlikely to have many other career options. N
123.
by smoovb 5y ago
Regulations are the costly part of regular finance. DeFi is exploring a low friction space in finance and need to be given the freedom to continue to do so. $100m fines, chargebacks, compliance, transaction fees and the labor behind these
124.
by smoovb 5y ago
Why would a business pay the this large fine, unless it lead to their continued existence and profitability. In this case the word 'fine' is better thought of as 'registration fee'. Being forced to stop their current
125.
by smoovb 5y ago
If you like this, you might like ZuluPad - http://zulupad.gersic.com/zulupad.html
126.
by smoovb 5y ago
Back to my $15 Xiaomi Mi earbuds after trying the Airpod pros. While not great for calls, battery life after a year of use is 10x better than the Airpods. Plus a better fit for my ears and 0 fear of loss.
127.
by smoovb 5y ago
Airalo is just one of multiple online retailers, like Mobimatter or Holafly. eSIMdb is a good starting point as well.
128.
by smoovb 5y ago
No, they are not. That 3 year old link did not come true. Today a eSIM QR code can be scanned by an iPhone, Pixel, Samsung or other esim supporting device. (source: I sell eSIMs)
129.
by smoovb 5y ago
I'm in the eSIM business and the same QR code you can scan on an iPhone will work on a Pixel, Samsung and a few other eSIM supporting devices. You might be thinking of the Apple SIM, where Apple to work directly with those carriers.
130.
by smoovb 5y ago
The QR code contains a one time use code, used to authenticate with the LPA server and lets you to download the SIM profile from your carrier. Once scanned and eSIM installed, the QR code is no longer valid. The carrier must re-issue a
131.
by smoovb 5y ago
Agree switching devices is still a pain point with eSIM, but solvable by the telecoms and a push by Apple to eSIM only devices will speed this improvement.
132.
by smoovb 5y ago
Funny, I bet there is a similar Chinese thread to this one where Chinese are moaning about not having access to eSIM devices.
133.
by smoovb 5y ago
You'll need the carrier's help to switch devices, for now. This will be solved if the eSIM technology issue is forced, but for now it's the major pain with eSIMs.
134.
by smoovb 5y ago
Thailand carriers are also competitive on the global stage due to the data arbitrage they get from so much inbound tourist data demand. The AIS SIM2Fly eSIM 130 country roaming SIM is 30% cheaper than Google Fi in about 90 countries and 60
135.
by smoovb 5y ago
As a traveler you can have 10 or more eSIM profiles. That means you can have a great 130 multi-country eSIM like the AIS eSIM2Fly or if you go to a single country you could get their local travel eSIM ( for example the Thailand DTAC Touris
136.
by smoovb 5y ago
Also, you can have 9 (or more) inactive eSIMs installed and one active eSIM and switch between them at will.
137.
by smoovb 5y ago
You get it. And this IS how it works now. You can have 10+ eSIM profiles on your iPhone with one of them active at a time. Just active the eSIM based on the country you are in. No more tracking plastic bits.
138.
by smoovb 5y ago
China seems to be the the curious technology laggard here, and I've not yet seen the reason why. Till now, China still requires that Apple omit the eSIM technology and forces iPhones sold in HK and China to have 2 physical SIM card
139.
by smoovb 5y ago
Thailand travel SIMs, like the DTAC Tourist SIM, are usually purchased in the airport after you get luggage and pass immigration. Now that this same SIM is sold online as an eSIM, you can buy it before you arrive. Skipping that extra step
140.
by smoovb 5y ago
You are aware you can have 10 or more eSIMs plans on an iPhone, right? You are free to swap between them as you wish? You are only locked into a single carrier if you purchase the iPhone thru that carrier. Always purchasing and unlocke
141.
by smoovb 5y ago
Asian eSIMs are common now. For example the Thai travel sim you would get at the BKK airport can be purchased online as an eSIM - so you can skip that local queuing and currency exchange experience. Discloser: I sell eSIMs.
142.
by smoovb 5y ago
This is typical of Apple to force a technology change. That said, eSIM technology is ready and eSIM swapping is quite easy, and could become easier with some interface improvements. The issues with eSIM re-issuance are the biggest hurdle,
143.
by smoovb 5y ago
If Brave lets me down, I'll revisit Firefox, but at the moment Brave is the most compelling browser in the space. Brave is also the closest to the "Let me pay to see no ads" model. Google could mirror Youtube Premium, and giv
144.
by smoovb 5y ago
As Chamath pointed out on the All In Podcast, Pirate Bay and torrenting serve as competition for rights holders, keeping Hollywood pricing and quality in check, and thus a net good for consumers. The 2013 TPB documentary - https:/&#x2
145.
by smoovb 5y ago
Real world displays for digital art, like photo frames, could be the next step in digital art enjoyment. But will the hardware manufactures enforce ownership of public keys so only the owner's NFTs can be displayed?
146.
by smoovb 5y ago
A more accurate headline would have been: "American legacy financial institution innovation is actually happening"
147.
by smoovb 5y ago
This is just the "think of the children" argument. Think of credit card fraud and the $25 billion lost to it every year(half a Madoff). Then countless start ups, engineers and customer service employees that all deal with the exce
148.
by smoovb 5y ago
This is the post I was expecting under the HN article today with the title "Financial innovation is actually happening"
149.
by smoovb 5y ago
Highly US-centric article, would be good to be labeled as such.
150.
by smoovb 5y ago
"ACH moved to same-day settlement (rather than next-day settlement) in 2018" Thailand, and most of Asia has had instant transactions and no concept of over draft fees. And since 2017, nearly all bank to bank transactions are free,

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