slv77

14 ms·

91.
by slv77 4y ago
Given the IRSF attacks that I’ve seen the number isn’t out-of-line with reality. Many of the attacks originate from countries that are perennially short hard currency and with sanctions and rising interest rates dollars are hard to come by.
92.
by slv77 4y ago
Tying shoelaces in a granny knot instead of a square knot. In a granny knot the shoe laces sit crooked and easily come undone. https://www.fieggen.com/shoelace/grannyknot.htm
93.
by slv77 4y ago
TMG (betaine) utilizes an alternate methylation pathway and for me was life changing.
94.
by slv77 4y ago
Property is seen as good way of holding a relatively large amount of money off-shore for funds that you can’t or don’t want to repatriate. Easy to blend in with millions of rentals held in small LLCs with no centralized reporting requiremen
95.
by slv77 4y ago
It is similar in the US and the complaints usually come from people who purchased older condos where the original owners didn’t accrue enough for maintenance.
96.
by slv77 4y ago
And then during an actual outage you find out that generator conks out 15 minutes after startup because the fuel filters are clogged. Between tests enough fuel would have leaked through the clogged filters to create a 15 minute revisor but
97.
by slv77 4y ago
It also makes a delicious yogurt like product. Tastes somewhere between cream cheese and Greek yogurt. ( https://www.luvele.com/blogs/recipe-blog/new-improved-l-reut... )
98.
by slv77 4y ago
People lose their second factors which are intentionally difficult to clone. Phones get replaced, keys get lost. OTP is a more secure fallback method then calling customer support. I can’t think of another universally available fallback met
99.
by slv77 4y ago
The “trust” is like someone who is horribly over their head in debt writing an IOU to themselves for next months groceries and pocketing the IOU. They can then continue to party while they pay their pocket with the IOU secure in the knowled
100.
by slv77 4y ago
Over some time period if corporate earnings growth continues to exceed GDP growth then they will eventually consume all of GDP leaving nothing for taxes or labor. This creates a hard upper bound on returns. GDP growth is tied to working age
101.
by slv77 4y ago
Some trends are hard to predict short term but easy to predict long term. The day weather forecasts are difficult to predict more then 10 days ahead but climate change forecasts have been very accurate. It is difficult to predict who will
102.
by slv77 4y ago
Returns are more correlated with working population growth then total population. The US experienced a generational dividend in the 70’s with a higher percentage of the population going to work as smaller families became the norm and women
103.
by slv77 4y ago
Even if nobody is bullish on the fundamentals there will still be short sellers looking to cover short positions which can drive markets up. One of the benefits of allowing shorting of stocks is that it provides liquidity even in the worst
104.
by slv77 4y ago
A commodity is a raw material that has a wide amount of utility in creating different products. Corn become corn oil, ethanol, cornstarch, etc. Gold becomes jewelry, computer chips, electrical connectors. Crypto isn’t so much a commodity a
105.
by slv77 4y ago
The Central Bank would need to sell that debt on the open market to quell inflation so it is still relevant. If the debt is high enough that it constrains the central banks ability to manage inflation without causing default either high inf
106.
by slv77 4y ago
Lower birth rates initially boost economies because it increases the percentage of the working age population which can drive a virtuous cycle in terms of savings and investment. In economics this is called the demographic dividend which if
107.
by slv77 4y ago
Long term corporate profit growth overall can’t exceed demographic growth + productivity growth unless you assume that corporate profits will eventually consume all of GDP with labor and taxes going to zero. A large amount of corporate prof
108.
by slv77 4y ago
The Federal Reserve operates like any other bank with the exception that as a central bank it is exempted from capital ratios and also serves as the Bank for the US Treasury. Because it isn’t limited by capital ratios it can’t absorb losses
109.
by slv77 4y ago
This is less of a problem with the way that the monetary system operates and more about policy choices made by central banks and politicians after the 2008 financial crisis. Debt is a promise to return something if value tomorrow for somet
110.
by slv77 4y ago
Yes, if a small bank is in an geographic area experiencing high loan demand the interbank market may be a cheaper source of funds. If the bank also has inefficient infrastructure to service retail customers they may find internal deposits m
111.
by slv77 4y ago
A homeowner can take $100,000 from a home equity line of credit and drop it into his savings account and create $100,000 in new dollars with a button click. The bank didn’t need to “get” deposits to make this happen as the deposits are crea
112.
by slv77 4y ago
Banks cover their funding needs through the interbank market that provides the overnight loans required to balance their books at the end of the day. Banks will raise deposit rates to attract deposits if they constantly find that they need
113.
by slv77 4y ago
People rarely ate out because most people were single income families and there was one adult that had time for food preparation. Today prepared foods and eating out are a necessity rather then a convenience for most couples. Food has also
114.
by slv77 4y ago
People in the 1970’s bought different things than people do today. In the 1970’s people bought more formal clothing (e.g. suits) and formal dinnerware than people today. They bought more wrist watch’s and slide rules. But if you add up all
115.
by slv77 4y ago
Houses are larger but most of the housing stock is much older than in the 1970’s. Most of the 1970’s housing stock is still around, it isn’t like we tore it all down in the last 10 years and built new, larger housing. The starter homes of
116.
by slv77 4y ago
Inflation benefits debtors while it penalizes savers but the poorest segment of society is neither savers (as they have no disposable income) or debtors (as nobody will lend to them) and are hurt the most from inflation. A high net worth in
117.
by slv77 4y ago
High inflation usually goes hand-in-hand with some degree of corruption that immensely benefits the connected and powerful. In Venezuela the government implemented exchange rates controls which were much more favorable then market based rat
118.
by slv77 5y ago
How to navigate organizational power structures to secure what is needed to get something done (both the formal and informal structures). How to establish organizational boundaries so that a teams capacity isn’t redirected. How to navigate
119.
by slv77 5y ago
The reactions to my mothers death were similar if less extreme. I was struck how few of the stream of visitors helped alleviate pain and how many simply made it worse. Some of the well wishers would want an explanation for her passing, othe
120.
by slv77 5y ago
The cost of grain in a cereal box is trivial relative to the price. The bulk of the cost of cereal is in advertising, labor and logistics. Logistics are the most likely culprit but my guess is the price has doubled because people are still

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