slumdev

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511.
by slumdev 7y ago
People with gold-plated health insurance and/or millions in reserve will receive better care in the US. The average schmuck will not. Hopkins probably isn't in-network for him even if he works across the street from it.
512.
by slumdev 7y ago
Do you continue paying yourself rent after the mortgage is paid? And how is the rent "income" not offset by an equal rent expense?
513.
by slumdev 7y ago
If we go with the fictional notion that all homeowners become landlords, then we can start calling a home an "investment", and I will retract everything I've said.
514.
by slumdev 7y ago
My definition of an investment does not require that the investment return be liquid. The stock is still generating value. The house is not generating value unless you go out of your way to rent part or all of it. You could just as easily
515.
by slumdev 7y ago
I think you are asserting that "asset" and "investment" are synonymous. I'll reply to that. A house is something you own. It can appreciate or depreciate, but it does not generate value. You might get lucky and r
516.
by slumdev 7y ago
> housing as an investment It's just a meme that needs to die. A primary home is an asset, not an investment. Home prices were stable (in real dollars) until Greenspan kicked off this train of asset bubbles in the 1990s.
517.
by slumdev 7y ago
5x? Amateur. I put 3% down when I bought my house. That's 30x leverage. The difference is that my lender wouldn't call the note on my house if the value of the home dropped below the principal still owed. Not if they want to se
518.
by slumdev 7y ago
I don't think that argument fails, generally. The availability of rice, beans, and potatoes in bulk quantities on Amazon still does not make them accessible to the poor. The poor are frequently unbanked, and prepaid card schemes with
519.
by slumdev 7y ago
Twitter is interesting because it can bring the unfiltered worst out of politicians and celebrities. If you wouldn't say it to a bouquet of microphones, you shouldn't tweet it, either, but a lot of people don't seem to get th
520.
by slumdev 7y ago
She sells things to her readers, including courses on how to monetize a blog. The cynic in me wonders whether part of the course content is how to launch a course on monetizing a blog.
521.
by slumdev 7y ago
> I don't know the realities of the weird city life Americans experience, but the places I've lived in Europe make this trivial. Every time I've visited Europe, I've been able to find a Monoprice (or a Carrefour, etc.
522.
by slumdev 7y ago
I wouldn't buy food from Amazon until they get a handle on their counterfeit problem. It's gutter-oil-at-scale waiting to happen.
523.
by slumdev 7y ago
Financial debt is well understood, and its impact is easy to measure. Technical debt is not well understood, and its impact is not easy to measure. This analogy is probably why so many companies make the (usually wrong) decision regarding t
524.
by slumdev 7y ago
Software with significant technical debt is like a car held together with duct tape and kept moving with WD-40. 1. You wouldn't pay good money for it if you knew what was under the hood. 2. Most mechanics are reluctant and embarrassed
525.
by slumdev 7y ago
This article suggests that while errors increase with the age of the practitioner, mortality does not. The difference is more likely to result from differences in training. There is also a lot of variation between individuals, with some o
526.
by slumdev 7y ago
It would happen in medicine if the public generally knew the truth. The risk of a medical error rises by about 1% for every year a doctor is out of school. Either AMA's continuing education requirements are lacking, or something else i
527.
by slumdev 7y ago
It sounds like your priorities are in order. My passion rears its ugly head when my team is asked to take shortcuts and ship garbage to meet deadlines. It also comes out when we're asked to implement half-baked ideas without having th
528.
by slumdev 7y ago
> And one of the consequences of this is that I'm not confident that if I show up to interview at a startup that I'm going to exhibit the degree of 'passion' they're looking for. This is good, though. If you fak
529.
by slumdev 7y ago
I live in flyover country and have worked many years for companies way less sexy than Google. The environment here is different from the Bay Area's "moving on at 26" mentality. Certain industries (especially insurance, fina
530.
by slumdev 7y ago
> Is any tech worker seriously that desirable still that they are being hounded immediately after getting fired? I get hounded constantly now, and I don't even do anything that interesting. Having a LinkedIn account and accepting c
531.
by slumdev 7y ago
I don't personally know any sharp ICs who have trouble finding work, regardless of age, provided they keep learning. I've met many people who have struggled to find work after they stopped learning. But someone who refuses to lea
532.
by slumdev 7y ago
This grasshopper incident could have happened to any airplane, regardless of manufacturer or model. But the 737 has been making the headlines a disproportionate amount of the time recently, and mostly for reasons that are Boeing's fau
533.
by slumdev 7y ago
None of them are amazing predictors of success, only a baseline for competence. Tech consulting shops especially demonstrate a preference for people who have certs relevant to the work that they're trying to sell.
534.
by slumdev 7y ago
Product-specific certs (like for O365, Azure, or AWS) are a big deal and a big help in getting hired into those roles. General knowledge certs don't seem to be relevant.
535.
by slumdev 7y ago
It's a riff on the "fearful when others are greedy and greedy when others are fearful" Warren Buffett quote.
536.
by slumdev 7y ago
On its own, this probably doesn't mean anything. But it's important for us to pay attention. Technologists live in a world of negative unemployment, so it's easy to forget that everyone else is subject to macroeconomic cycl
537.
by slumdev 7y ago
Carriers that fly the 737NG (not MAX) are finding that the component that holds the wings to the fuselage is cracking much sooner than advertised by Boeing. https://www.cnbc.com/2019/11/01/dozens-of-boeing-j
538.
by slumdev 7y ago
> the earth has and always will go through a series of warming and cooling This is a devastatingly ignorant attempt to handwave away the damage. Warming and cooling changes, prior to the widespread use of hydrocarbon fuels, have taken pl
539.
by slumdev 7y ago
There's a comment elsewhere in this thread that suggests there's no link between spelling and higher intelligence. I disagree. Spelling ability doesn't develop in a vacuum. It's the result of an individual's havin
540.
by slumdev 7y ago
Disneyworld also has very clean streets. I wouldn't hold it up as a model of sustainability, though. I don't mean to dig at our German friends, only to make the point that pollution is much more than what we can see, as civilians

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