sksk

10 ms·

31.
by sksk 11y ago
Hey commentzorro, thanks for your comment. I am not sure I follow how you are connecting difficulty in bankrupting to higher rates. If anything, opposite will be true (if your assertion is correct) as they will eventually get most of their
32.
by sksk 11y ago
This is Karthik, one of the founders of SimplyCredit. I wanted to share SimplyCredit here because HN folks have pretty strong views about the banking system and I’d love to get your feedback. Also, this community loves 'hacks' and
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SimplyCredit: Keep the credit cards you love, Ditch the terms that suck(simplycreditinc.com)
23 points by sksk 11y ago|12 comments
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by sksk 11y ago
They are very beautiful when dry. However, navigating these steps when there is water is not easy -- they get very slippery when the water level goes down but algae is still present in the supposedly drier steps. A cylindrical design where
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by sksk 11y ago
> but I think interest versus merchant fees was about a 67%-33% split in terms of credit card company revenue. (American Express is an exception because they do not allow you to carry a balance on a lot of their cards; they will report y
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by sksk 11y ago
> I don't really see the fascination with credit cards either, particularly now that Visa+Debit cards+Chip+Pin+Smart Phones seem to offer a lot of the advantages of Credit Card What you said before is the key. When your debit card
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by sksk 11y ago
I would definitely recommend people get a credit card for this purpose. That said, if you are the type who thinks credit card is 'free money' stay away from it -- you will be trapped in debt forever. If you are generally good with
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by sksk 11y ago
Fraud rates in the US are very, very low. I don't know the stats top of my head for CNP (Card Not Present or Online Fraud) but in general the industry as a whole was running at around 8-12bp couple of years back. It is not something th
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by sksk 11y ago
I don't use stripe nor a Visa fanboy but I know this industry very well -- I spent awful lot of time there. > Whilst this is true, it's also true that until 2008 Visa was owned by the issuing banks, and since Visa IPO'd th
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by sksk 11y ago
I have been reading Haskell, The Craft of Functional Programming. I have played around with Haskell for a bit now and going from understanding Monad laws to using them in real life has been a challenge. Often real world library Monads are s
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Tackling the Awkward Squad: Interaction with the world in Haskell (2010) [pdf](research.microsoft.com)
32 points by sksk 11y ago|6 comments
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by sksk 11y ago
Google Apps decides to include me in this email because some random person has decided to use my email ID as part of the sign-up. I keep getting these messages and I have no way to unsubscribe. At least in other Google emails, there will be
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Google Apps Spam with No Way to Unsubscribe(imgur.com)
1 points by sksk 11y ago|2 comments
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by sksk 11y ago
This economist article had a nice summary on this topic, 2014 (not about the same report, however). http://www.economist.com/news/science-and-technology/2163671... . The culprit is coal.
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Don't Believe in Evolution? Try Thinking Harder(npr.org)
1 points by sksk 11y ago|1 comments
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by sksk 11y ago
While I agree with you about pattern matches in Haskell but for completeness sake there is a ghc flag -W for it. If you compile this code with that flag, you will see the result below: --hello.hs f mx = case mx of Just x ->
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by sksk 11y ago
I would recommend that people actually read the referenced Economist articles instead of the blog: http://www.economist.com/news/leaders/21651213-subsidies-mak... and http://www.economist.com/news&
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by sksk 11y ago
>>..last four digits of his or her social security number, as well as behavioral factors like how long he or she takes to remember all that information . If that combination doesn’t quite add up to a loan,... What I find really frust
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by sksk 12y ago
It took me a while to figure out what is being disabled in the code and why I need to care. I care about privacy but I would like to understand what I am giving up. If I understand it correctly, the code disables 'Spotlight Suggestions
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by sksk 12y ago
>> Notice how not all music streaming services are covered - only the ones that T-Mobile has approved here. "During the announcement, T-Mobile’s John Legere assured the audience that their initial picks for streaming services was
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by sksk 12y ago
Gang Leader For A Day: A Rogue Sociologist Takes To The Streets by Sudhir Venkatesh ( http://en.wikipedia.org/wiki/Sudhir_Venkatesh ) is a great read as well.
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by sksk 13y ago
I am not a WhatsApp user but a number of my friends use it. I think what they did well are: (1) You automatically upload your contact list to their servers. If any of friends start to use WhatsApp you will see it on the list (2) Smart phone
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by sksk 13y ago
Mac Mail.app can import mbox files but the default storage is emlx if I remember correctly for Spotlight indexing. Thunderbird should also import mbox I am a bit paranoid about my Gmail account so I use the Mail.app to download the emails a
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by sksk 13y ago
Is this service going to be very different (in final output) from what you would get with http://import.io ? Import.io takes the stand that we will provide you with the tools to scrape a page so they are not really the one doing
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by sksk 13y ago
That's very helpful. Thank you so much.
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by sksk 13y ago
Would it be possible for you to describe your rdiff process a bit more? Do you dump the database periodically and backup that data or do you run rdiff on the binary data directory of your DB? Also, where is the rdiff backup data stored? I a
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by sksk 13y ago
CNBC's summary explains the negative reaction to the earnings: Apple posted better than expected earnings and revenue for its fourth-quarter on Monday, but shares still took a hit in after-hours trading. The tech giant posted $8.26
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by sksk 13y ago
Strange that Gmail is not mentioned in 2004 unless I am missing it! They mention Chat for Gmail but not Gmail?
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by sksk 13y ago
Shouldn't they be normalizing the percentages? i.e.,they should be looking at percentage of non-whites who camp (denominator total number of non-whites) as opposed to percentage of people who camp who happened to be non-white. If a min
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by sksk 13y ago
Thank you for the link. It was way more informative than the TC article.

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