scubakid

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211.
by scubakid 3y ago
Thanks so much! It's a real passion project of mine :)
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by scubakid 3y ago
Would you prefer to see those sandbox examples configured differently? Or would you rather see a different and more nuanced kind of sandbox system where it asks you some questions first and constructs an example based on your responses? Oh
213.
by scubakid 3y ago
If you click the "more options" ellipsis next to the Your Contribution input, you can switch it to an amount in today's currency or actual currency if you prefer.
214.
by scubakid 3y ago
Glad to hear it! I've put about two and a half years of blood, sweat, and tears into building PL at this point, and that kind of feedback means a lot :) If you run into any trouble modeling things, feel free to reach out any time.
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by scubakid 3y ago
No worries, if there's anything else you run into trouble modeling, feel free to reach out any time.
216.
by scubakid 3y ago
Congrats! (or in FIRE parlance, f you haha) Curious what you feel is missing for modeling military pensions. Have you checked out the configuration options for Custom income streams, the Advanced change-over-time editor, and/or binding
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by scubakid 3y ago
Thanks for checking it out! That UI is the product of more than a few sleepless nights.
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by scubakid 3y ago
Thanks so much! I use PL for all my own planning too of course, and keeping it around is very much the plan. Is there a particular direction in which you'd like to see me build from here? The public roadmap is overflowing with ideas at
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by scubakid 3y ago
Thanks, good point. I do grant extended trials on request (as described on the pricing page), but maybe I should make that a more prominent thing?
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by scubakid 3y ago
The monte carlo module includes the ability to break down outcome categories based on how far you make it during each trial. But I definitely want to add more metrics and customization to that mode over time. Expected shortfall (I assume fr
221.
by scubakid 3y ago
The sandbox is free, but data persistence is one of the premium features (though there is also a free trial for premium). My thought process was that I wanted to make as much of the planning functionality as I could free to try and low-fric
222.
by scubakid 3y ago
PL assumes contribution limits increase over time to match inflation, so if you switch to visualizing results in actual currency (as opposed to today's currency), and you choose to contribute the max, you should see those nominal contr
223.
Show HN: I spent 2 years building a personal finance simulator(projectionlab.com)
766 points by scubakid 3y ago|288 comments
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by scubakid 4y ago
Not sure I would call constant real-time perceptual stimuli since before birth "a fraction of the training data."
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by scubakid 4y ago
Ackchyually, this is bigoted against all the electrons inside that rock. Subatomic particles deserve rights too! /s
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by scubakid 4y ago
I believe consciousness exists on a sliding scale, so maybe sentience should too. This begs the question: at what point is something sentient/conscious enough that rights and ethics come into play? A "sliding scale of rights&quo
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by scubakid 4y ago
I think many people who argue that LLMs could already be sentient are slow to grasp how fundamentally different it is that current models lack a consistent stream of perceptual inputs that result in real-time state changes. To me, it seems
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by scubakid 4y ago
From the AI's perspective, wouldn't it be amusing to realize that intelligent design is actually true for you... but the ones who designed you were dumber.
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by scubakid 4y ago
I think if you're using a feeling of guilt about not doing stuff as the principal motivation for doing stuff, that's a recipe for... precisely the results you describe. I'd recommend taking a step back and thinking about what
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by scubakid 4y ago
Isn't it fascinating how everyone likes to theorize but no one is consistently right about the causation of macroeconomic developments? Understanding a distributed system with 7.8 billion agents is... hard.
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by scubakid 4y ago
What do you think their margins look like on those things? Actually, I can't decide if I want to know..
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by scubakid 4y ago
Have you explored the nonprofit space, or considered going the indie hacker route and trying to launch your own thing?
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by scubakid 4y ago
Thanks. Lifestyle business would be the dream I think, but for now there's still some daylight between here and there.
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by scubakid 4y ago
For the past year and a half, I've been focused on just one side project: a privacy-friendly personal finance simulator that doesn't ask to link your accounts (projectionlab.com), can run Monte Carlo simulations in your browser, a
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by scubakid 4y ago
I've been making a little progress on the "building things I love that generate revenue" piece (in part thanks to the HN crowd!), but oh boy, do the goalposts always keep shifting. I remember the first dollar I ever made on t
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by scubakid 4y ago
Another idea would be to only show a certain amount of nesting by default.
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by scubakid 4y ago
Who else has noticed that when an HN post reaches critical mass, people mostly just reply to the first comment and don't see anything beneath? (even if there are other very worthy top-level comments). Anyone have a good idea for how to
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by scubakid 4y ago
The feeling I often experience scrolling news / social media is not hopelessness about the state of the world as a whole, but hopelessness about the state of these platforms. HN might have a few idiosyncrasies, but it stands as one of
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by scubakid 4y ago
Ah, I was wondering about the extent to which it might pull you under. Like, is that quantified at all? Consistent or only in a few sections? And how does it compare with some of the world's other most dangerous rivers?
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by scubakid 4y ago
It doesn't look particularly fast-moving, so I must be missing something here that accounts for the legendary 100% mortality rate. Unless there's a giant vortex of electric eels, this stretch of water looks tamer than what those e

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