rubyskills

12 ms·

61.
by rubyskills 7y ago
You are essentially doing the same thing with a bank, but with less risky. There are no debtor's prisons. If you default, you can claim bankruptcy and walk away. There are other risks inherit to have a business partner. The biggest one
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by rubyskills 7y ago
Great question! As it applies to new real estate specifically, you have a lot of materials, labor taxes etc to deal with. These are the most common sorts of business debts that I've been exposed to. For existing real estate, I see valu
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by rubyskills 7y ago
Also, I'm not sure debt should be reserved for emergencies. Sebt is much better for growth related activities. What can I do now with money that I know will increase in value over the interest? You're essentially buying the future
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by rubyskills 7y ago
How does one acquire the necessary funds for larger projects when one does not personally have the funds to do so? Debt always needs to be measured against the value of brings. Does the interest make up for the value you were able to genera
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by rubyskills 7y ago
Best thing you can do is keep it in index funds for now. You're relying on dollar cost averaging to take care of the long term trends in the market. Downturns actually make you money as you're continuing to buy the better deals. I
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by rubyskills 7y ago
Android has a web app you can use on your PC btw. It's alright and does the job for me.
67.
by rubyskills 7y ago
The tenant pool in lower income areas tend to have more issues. This is why landlords require background checks, pay stubs, credit score, references etc. Even start all of this, you can still get horrible tenants, but it certainly decreases
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by rubyskills 7y ago
This is false. Paying my credit card on time for several years boosted my score by a ton. It took my score from 0 to 700s in about two years after opening my first card, then two more, then increasing my credit limits on all of them and loa
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by rubyskills 7y ago
Have you tried asking for credit limit increases on all of your cards? You may be going over your utilization ratio (typically anything over 30% will deal I your credit score down) of your credit limits are too low.
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by rubyskills 7y ago
If you have the $300 in cash, why would you not put it on a credit card that earns you cash back or points?
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by rubyskills 7y ago
There are several floating around right now. Ally Bank, wealthfront etc. The key is to make sure they're FDIC insured.
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by rubyskills 11y ago
AWS is up now. Why are they still down? My production DYNO's are completely down still and the dashboard fails to load (this makes sense because it says the API's are down, but the API's are NOT the only thing down. The DYNO&
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Sqslite – Amazon SQS Simple CLI for Getting Messages in and out of Amazon SQS(github.com)
5 points by rubyskills 12y ago|0 comments
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by rubyskills 14y ago
Just to be clear, the code inside of the lib and test directories is not actually inside of our rails application. They're inside of a different git repository and are packed as a separate gem. It makes more sense to me once you've isolated
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by rubyskills 14y ago
Do you have any better way of approaching this? I mainly posted code examples to show the general idea of what I'm trying to describe. My actual code base has a lot of logic locked behind the authentication and which action to take after th
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by rubyskills 14y ago
I'm not sure I can consider it a meta MVC pattern however. They way I use it is a completely separate pattern in a completely different application. By decoupling the business layer from the delivery mechanism (the web), I can use DCI as a
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by rubyskills 14y ago
Thanks for these resources! I did watch some videos on infoq from James Coplien about DCI ( http://www.infoq.com/presentations/The-DCI-Architecture ) which was the basis for some of the Roles I'm going to talk about in the next part of my b
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DCI and Decoupling Business Logic from Ruby on Rails Part 1(lancecarlson.github.com)
17 points by rubyskills 14y ago|8 comments
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Howto: Private Rubygem Server(lancecarlson.github.com)
1 points by rubyskills 14y ago|0 comments
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by rubyskills 15y ago
This is def. good and interesting feedback. Since one of our founders lives in "the D" and one of us lives in Ann Arbor, we often switch between where we're based when it's most convenient. ;) Which do you think is better to claim we're fro
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by rubyskills 15y ago
We're working on an external API and will be releasing it soon. I actually think Freshbooks has an API as well. Not sure what you mean by providing one password for their site. Can you give me a little more detail? Also we plan on charging.
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by rubyskills 15y ago
The bulk of our initial user base has been local so most of our feedback has come from MI based users. I can certainly see how these testimonials might look like someone's wife or accountant, but I can assure you that is not the case.
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by rubyskills 15y ago
@dwwoelfel Haha. That's my bad then since I didn't actually read the article and was just frustrated that part of Reddit was down because of Amazon.. thx for the explanation.
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by rubyskills 15y ago
I figured. :( I don't have much karma to begin with so I didn't mean to "offend" anyone. Just thought it would be interesting discussion since I tried to post to Reddit today and realized it wasn't possible. Thanks for helping me recover so
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by rubyskills 15y ago
That is a good point. I wonder how much of their infrastructure is actually on EC2.
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by rubyskills 15y ago
Hmm not sure why I got downvoted on this.. I didn't mean that Reddit went down but that they froze the creation of new content because of it. "reddit is in "emergency read-only mode" right now because Amazon is experiencing a degradation. t
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by rubyskills 15y ago
Did you try out HealPay? I'm assuming you're paying for Freshbooks now. Curious if HealPay could be a replacement for your hard earned $40/mo. :)
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by rubyskills 15y ago
Also, what are the biggest pain points that you've experienced with other solutions and billing in general?
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by rubyskills 15y ago
Thx Steve :)
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by rubyskills 15y ago
Firefox was written on top of the netscape codebase wasn't it? So technically it's taking a decent chunk of the market still.

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