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Have you tried asking for credit limit increases on all of your cards? You may be going over your utilization ratio (typically anything over 30% will deal I you
by rubyskills 7y ago
Have you tried asking for credit limit increases on all of your cards? You may be going over your utilization ratio (typically anything over 30% will deal I your credit score down) of your credit limits are too low.
- lostlogin 7y agoI have actively tried to keep the limit low, as I don’t need even halve my current limit, so maybe this is the problem. I like the limit to be low as it limits the potential for damage if anyone gets hold of it and the bank doesn’t cover the loss. Possibly a needless concern though.