rsynnott

13 ms·

391.
by rsynnott 4mo ago
> I don't think they pay you that much in Berlin. Why would they? All other companies pay less - no competition what so ever. There are a small number of FAANG-ish companies who pay very high salaries in Berlin, London, Dublin, etc
392.
by rsynnott 4mo ago
All European merchants are required to support it. When you don't see the prompt, it's due to this: https://3dsecure2.com/frictionless-flow/
393.
by rsynnott 4mo ago
Not so much even processors. The problem is the _card networks_ (visa and Mastercard).
394.
by rsynnott 4mo ago
Most debit card usage is via Visa or Mastercard, is the problem.
395.
by rsynnott 4mo ago
Wero is more UPI-ish than RuPay-ish. RuPay is just a local card scheme (Europe has a bunch of these on a national level, but attempts at an EU-level one have largely gone nowhere).
396.
by rsynnott 4mo ago
If you were starting from scratch today, though, would you really re-invent credit cards? There was at some point I think a vague plan for a European debit card network (at least one of the national debit card network actually supports fore
397.
by rsynnott 4mo ago
> One quick example is that the Europeans get very nervous when the waiter takes the credit card away from the table in the U.S.. This is just not done in Europe because there is a (at least perceived) history of skimming in much of Euro
398.
by rsynnott 4mo ago
This is incorrect; 2.7% sounds like a US merchant fee. Most payment providers have considerably lower fees for EU merchants. Larger merchants can generally get lower fees by negotiating with their payment provider (this is the case for both
399.
by rsynnott 4mo ago
> Do you really pay online, like flight tickets, with your debit card, that works? I try regularly, it never works. Which country is your card from? Many countries used to have their own weird debit card schemes, which often worked... er
400.
by rsynnott 4mo ago
Where'd you find that stat? I can't find any stats which break out spend by debit and credit card for Ireland, but what I can find is that (as of 2024), there were 7.95 million active debit cards and 1.58 million active credit car
401.
by rsynnott 4mo ago
> And Ireland seems similar to the US when it comes to credit card usage (vs debit). That's definitely not the case. Many people would have credit cards, but there's a lot less incentive to actually use them than there is in th
402.
by rsynnott 4mo ago
> The main difference between credit cards in Europe and in the US is that poor people can't get them here. Nah, really the main difference is that the EU caps interchange (paid ultimately by the merchant) at 0.3%, whereas it can be
403.
by rsynnott 4mo ago
This is very unusual these days.
404.
by rsynnott 4mo ago
I don't think anywhere does. In general, cards in Europe don't really give significant rewards (because interchange, paid ultimately by the merchant, is capped at 0.3%, whereas in the US it can be upwards of 3% for certain high-en
405.
by rsynnott 4mo ago
Debit cards would still be used a lot more commonly than credit cards in Ireland. The UK is, I think, slightly different, due to a slightly unusual situation with disputes.
406.
by rsynnott 4mo ago
Certain activities, for certain highly restricted purposes, yes. Blanket data collection for a purpose unrelated to safeguarding, which can be trivially leaked, as above, no. It should be an unpleasant necessity, highly regulated. Not just
407.
by rsynnott 4mo ago
Facebook doesn't pay an average US salary, either (which is presumably why anyone stays). Based on levels.fyi, you'd be looking at 300-400k eur for an E5 in Berlin all-in. Not sure I'd recommend it; there are less cartoonishl
408.
by rsynnott 4mo ago
It is, in fairness, a pretty common trope. See also https://www.smbc-comics.com/index.php?db=comics&id=936 , and also Iain M Banks' Surface Detail; both predate _The Good Place_. (WARNING: The above comic contains
409.
by rsynnott 4mo ago
> All I needed to do was extract dates from receipts Was this... not basically a solved problem like 30 years ago? I'm pretty sure the shareware OCR tool that came with a black and white scanner I had at one point would do better th
410.
by rsynnott 4mo ago
~Any borderline-large European tech company will have an office on the US west coast, for sales if nothing else. And probably sales engineering. The timezone difference is eight to ten hours; there is really no way around it. (I did work fo
411.
by rsynnott 4mo ago
... I mean, Sanger very publicly broke up with Wikipedia almost a quarter of a century ago. You may be a bit late.
412.
by rsynnott 4mo ago
> Americans buy the car for the 1% trips. In my case, most of my car trips are short, but most of my milage is from long-range trips. How many of these long trips are you making? Depending on number might be more economical just to rent
413.
by rsynnott 4mo ago
> For a significant segment of the US population, that thing wouldn't get them to work and back, so they'd have to charge it both at home and at work. What does 'significant' mean here? I find it hard to imagine that
414.
by rsynnott 4mo ago
> The cheapest EV currently available in the US is the Chevy Bolt, at $29000 The interesting thing is that this appears to be largely because the manufacturers, rightly or wrongly, do not think that the US market _wants_ cheaper EVs. The
415.
by rsynnott 4mo ago
Oh, huh, yeah, would have been helpful if the article mentioned that. Range is probably _fine_ in that case.
416.
by rsynnott 4mo ago
> The US market generally rejects small-range EVs, except in very niche markets. In order to succeed in the US, it will need roughly 3-4x the range I mean, I assume it is not the case that literally all Americans regularly make long jour
417.
by rsynnott 4mo ago
Yes, all ads are made by sampling 100 users of the product at random. I mean, you could say this of I think pretty much literally any ad. Were you previously unaware of advertising?
418.
by rsynnott 4mo ago
Only if you assume that people who play games together select the person to play games with entirely randomly. In practice, firefighters would tend to know other firefighters, so a bunch of firefighters in a room playing a game isn't _
419.
by rsynnott 4mo ago
"The name is a lie, but we have a disclaimer" is not generally considered adequate.
420.
by rsynnott 4mo ago
300bn to Iran, billions to not build wind turbines... I mean, you can see why this guy's casino went bust.

More ›