Where'd you find that stat? I can't find any stats which break out spend by debit and credit card for Ireland, but what I can find is that (as of 2024), there w

Where'd you find that stat? I can't find any stats which break out spend by debit and credit card for Ireland, but what I can find is that (as of 2024), there were 7.95 million active debit cards and 1.58 million active credit cards in Ireland (which has 5.2 million people). Given that, the 40% stat seems implausible.