pwinnski

19 ms·

181.
by pwinnski 4y ago
I'm not talking about 12 months. Ha! I'm talking about over years. My spreadsheet model focused on the 5-year and 10-year returns, where capital gains is factor. What I found was counter-intuitive, but looking at historical return
182.
by pwinnski 4y ago
In most cities, rents are lower than mortgage payments, because rent is a multiple of when the house was purchased, usually not the price to purchase the house this year. If I buy a house in 2009 when the market is depressed, and by 2023 th
183.
by pwinnski 4y ago
Being a landlord is mostly profitable when two things are true: 1. You can maintain the property in question for less than the market rate. 2. You bought the property for less than the current market rate. I looked into this in detail, talk
184.
by pwinnski 4y ago
We own the home outright, no mortgage. The repair and maintenance expenses are sporadic and extreme. $6k here, $8k there, without warning. Rent increases are definitely something to watch out for, but in another six years we will no longer
185.
by pwinnski 4y ago
I lived in San Diego for many years, I'm aware of the trade-offs. My standard of living would decrease substantially if I moved back to California. Property taxes are much lower, but house prices for similar houses are much higher. In
186.
by pwinnski 4y ago
"You're either paying your own repair and maintenance expenses or someone else is." As someone who has been hit by a perfect storm of expensive repairs, I wish I were still renting.
187.
by pwinnski 4y ago
This thinking, about who ends up with the money, feels right, but the math doesn't always work like it seems it should. My counter-argument would be that when you rent, 100% of expenses for repairs and maintenance are borne by someon
188.
by pwinnski 4y ago
We own a house, but have been considering selling it and getting an apartment, despite earning well north of that number in Texas, not exactly a high cost-of-living state. Financially, we might (or might not) miss out on some equity growth,
189.
by pwinnski 4y ago
Okay, I generally agree with you, but it's hard to see how a change (er, lack of change) of one hour on clocks suddenly results in "3 hours before dawn." The hyperbole doesn't help, IMO. Also, we see frequent posts h
190.
by pwinnski 4y ago
"The coordination problem is impossibly large and annoying." Therefore, here's an impossibly large and annoying solution, demonstrating that fact. Most things work in lock-step with other things, so even though business alrea
191.
by pwinnski 4y ago
Right, so, this is why we can't have nice things. For a more gracious understanding of my comment, consider that I meant human decency might compel someone to honor the terms of the license, rather than abuse or ignore them. Relying so
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by pwinnski 4y ago
Must scroll down for the most interesting bit matching the title.
193.
I used GPT-3 for the heavy lifting and now I have oh so many opinions(interconnected.org)
2 points by pwinnski 4y ago|2 comments
194.
by pwinnski 4y ago
Counterpoint: Now and always, as many times as it takes.
195.
by pwinnski 4y ago
I suspect, and I'm just guessing here, that they're fine with people like us using their fonts and maybe tip-toeing over whatever lines they've set, but they don't want, say, Coca-Cola using their typeface everywhere wit
196.
by pwinnski 4y ago
How is this a response to what I wrote? Are there people who exist in this world who make $500k total comp? Yes, I never said there weren't. Is that the norm, the average, or in any way common? No, of course not. The average, as listed
197.
by pwinnski 4y ago
> needs a dedicated interface >> It really doesn't... You just need an app that is flexible Do you have a suggestion about an app that doesn't suck for classical music? I'm aware that metadata fields exist, but that
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by pwinnski 4y ago
Come to think of it, Phish or Grateful Dead live shows have some overlap, but that's more about recordings on different dates by the same artist, while classical adds different artists, or sometimes the same artist on different dates,
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by pwinnski 4y ago
This is 100% accurate. Classical music is just different from other music in too many ways to make them work well in the same UI. I have yet to see a UI that does it well, so I'm looking forward to seeing Apple's stab at it. Gen
200.
by pwinnski 4y ago
An extremely limited number of principal developers can clear $500k and get free food and stuff, but that is not the norm. Hacker News distorts common understanding, apparently. No survey I've ever seen suggests that is in any way the
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by pwinnski 4y ago
I think that for desirable positions or roles or what-have-you, discrimination is a reasonable starting point, especially given history. It might not end up being a complete answer, or even a factor at all after further investigation ,
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by pwinnski 4y ago
During the long winter season, that water is largely in solid form, making it less useful for hydro-battery use.
203.
by pwinnski 4y ago
The parent's conspiracy relies heavily on an ethno-religious component, which he dances around because it would give the game away.
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by pwinnski 4y ago
He won both court cases I'm thinking of, which seem to be best described as "got away with it." Public opinion might be up or down, depending on which community you're polling, but I believe he's back to being the r
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by pwinnski 4y ago
Signal isn't for everyone, because it's not for people in China who disagree with the Chinese government. Requiring a phone number means it's not for everyone, period.
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by pwinnski 4y ago
So Signal isn't for everyone, because it's not for people in China who disagree with the Chinese government. Requiring a phone number means it's not for everyone, period.
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by pwinnski 4y ago
I am not British. Not even Canadian! It's pretty simple: you have freedom to say whatever you want, but if you're worried about how you'll be judged, now or in the future, then you will curtail your worst impulses. Alternativ
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by pwinnski 4y ago
I was contact by a recruiter from FB a couple of years ago. I knew I would never work there, but I talked to the recruiter long enough to get a comp number, and... suddenly my resolve to never work there took another day to firm back up. Th
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by pwinnski 4y ago
He was probably expecting that his employer would follow employment law, rather than this nonsense.
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by pwinnski 4y ago
And got away with it, sadly. He has now been to court several times and demonstrated that he can say ANYTHING, and face no consequences legally, and a large pool of sycophants will support every word, no matter how awful.

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