pjg

15 ms·

91.
by pjg 13y ago
This is incorrect (not the first time Guardian has published misleading articles ) The headline says "world's largest trading nation" Total trade is the sum of trade in goods and services. China may have become the largest tr
92.
by pjg 13y ago
I tend to agree. It certainly appears people are assuming just because pg wrote his thoughts on women in programming that he must somehow be held responsible until all problems - real or perceived - are alleviated in this domain. Don't
93.
Anybody encountered online merchants charging extra to pay using VISA/MC?(paymentssource.com)
1 points by pjg 13y ago|0 comments
94.
by pjg 13y ago
That 2% is received more form the Consumers directly. Banks make 80% of income from Consumers in terms of late fees, interest charges, annual fees and various other charges they slap on consumers. Part of this goes to pay for the rewards i.
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Travel re-imbursement for Y Combinator interviews
2 points by pjg 13y ago|2 comments
96.
by pjg 13y ago
Hard to say with the data points you've indicated. Why is it that you want this person as co-founder in the first place. The reasons you indicate are likeable, understands technical stuff, someone you've known for a while. Your co
97.
by pjg 13y ago
@zt You say payments processing is a hard business - mostly because margins are commodity unlike software business where margin is exponential. This is an apples/oranges comparison If one is evaluating startups/enterprises how doe
98.
by pjg 13y ago
FYI: Of the total Paypal is processing i.e. ~145B/year only half is Paypal branded i.e. appx $70-80B/year, the rest of it goes through Verisign gateway
99.
by pjg 13y ago
The key to note about Verisign purchase is that of the appx. 1/2 of $145B/year volume that paypal processes is through the verisign gateway which is not paypal branded. Verisign payments are about half of total so it was a good ac
100.
by pjg 13y ago
Dave and Cam - you go!! I launched my startup in ecommerce/payments and can totally relate. Entrepreneurship is tough but the joy of doing it and success at the end is totally worth it
101.
by pjg 13y ago
I like what you guys are doing. I had this same idea when I started Noca (www.noca.com ) - precursor to stripe.com, braintree.com etc. The idea was to show the card logo bank from the BIN as the customer types the card number. Go for it. Th
102.
by pjg 13y ago
India has been working on a Thorium reactor for some time already: http://en.wikipedia.org/wiki/Prototype_Fast_Breeder_Reactor#...
103.
by pjg 13y ago
Here's the link: http://en.wikipedia.org/wiki/Prototype_Fast_Breeder_Reactor#...
104.
by pjg 13y ago
Have you looked at Aaron Greenspan's legal credentials ? He is (or atleast claims) a fellow of Stanford Law School. Has build a site for searching legal articles and in general spent considerable time researching this issue
105.
by pjg 13y ago
Stripe uses Wells Fargo as an underwriter for the Merchants it on-boards. Wells Fargo did not invest in their earliest rounds but may take an equity stake in later/future rounds.
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Rajat Gupta- Goldman Sachs Trial: Guilty or "high-visibility" Scapegoat(acontrarianpj.wordpress.com)
1 points by pjg 14y ago|0 comments
107.
by pjg 14y ago
This is definitely stunning news. Marissa of all the people. All I can say is - wow! Time will tell where this leads to, but hey if anyone has the charisma to pull off miracles Marissa is the one.
108.
by pjg 14y ago
Substitute the word "character" with "product" and all these rules seem to have remarkable likeness to designing a successful product/building a successful startup
109.
by pjg 15y ago
Comparison is with 4 different providers and comparing just the rates, not the user experience.
110.
by pjg 15y ago
There is no other fee. (NOCA = No Other Fees Apply). There is a minimum transaction size, currently at $2.00 i.e. Noca will not accept transactions less than $2.00
111.
by pjg 15y ago
@citricsquid International support will come over time. However Noca is more like a better alternative to Authorize.net. Paypal in shopping cart takes the Consumer away from Merchant site and requires the Consumer to have an account i.e. si
112.
by pjg 15y ago
@gst We may . I hate to use the phrase "it depends" but unless we know more I cannot give you a conclusive answer. If the TPPA is doing "low risk" transactions e.g. utility billing with a service charge lets say, it should be ok. Higher ri
113.
by pjg 15y ago
@JoshTriplett About the "I want to pay but I don't have any kind of credit card at all" - that's where Noca's "Check" system comes in. It allows payments using bank account without having to type in the cumbersome Routing # and Account #
114.
by pjg 15y ago
Fair enough. Noca's look and feel is indeed different
115.
by pjg 15y ago
Notice the rate for Checks its 1.49% Less than half of Paypal's rate. Paypal is able to route approximately 50% of the users to pay using bank accounts which costs almost zero yet they charge the Merchant the same. With Noca the Merchant sa
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by pjg 15y ago
Not yet. But our Marketplace solution should be able to provide you with you are looking for. Send an email to "support@noca.com"
117.
by pjg 15y ago
@pitdesi I do need to compliment you on deciphering Noca's service - it is more an Alternative to Authorize.net than Paypal (Thank you for pointing it out ). You are correct, Authorize.net is not a gateway but an aggregator (most people con
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by pjg 15y ago
@pbreit Compare it with Authorize.net not Paypal (as I have said in my earlier posts, the "Paypal competitor headline was written by Techcrunch - not Noca ) It will take you a month or so on an average to setup an account with Authorize.net
119.
by pjg 15y ago
When Paypal launched is did not do "foreign" accounts. We're still in early stage. But more importantly Noca is more of an alternative to Authorize.net than Paypal (the "Paypal competitor headline came from Techcrunch - not from Noca )
120.
by pjg 15y ago
@Aaron (and others who want to change the current payments landscape): Noca is more of competitor to Authorize.net than it is to Paypal. "Paypal competitor" headline was written by Techcrunch - not by Noca. As anyone who has been "Techcrunc

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