@Aaron (and others who want to change the current payments landscape): Noca is more of competitor to Authorize.net than it is to Paypal. "Paypal competitor" h

@Aaron (and others who want to change the current payments landscape): Noca is more of competitor to Authorize.net than it is to Paypal. "Paypal competitor" headline was written by Techcrunch - not by Noca. As anyone who has been "Techcrunch'ed" knows they don't get to say what they want but instead what Techcrunch wants to about them (No complaints here - I was aware of this when I talked to Techcrunch) Unfortunately I have little control on how to steer information about my company once the "buzz" has been created. I will regardless continue to do what I believe in i.e. Build a payment system that doesn't suck! I have been doing it for a while and the opportunity simply keeps getting bigger. Noca did start with Check payments, however we've pivoted to doing Credit Cards (the reason/explanation is long, maybe I'll post it sometime ) About the Money Transfer licenses - it's not required for Credit Card transactions. Also for "Check" transactions there are limitations and exclusions. If we need to operate without restrictions we will need Money Transfer License, but can operate within restrictions