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patio11
searching PlanetScale…
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241.
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patio11
7y ago
We can potentially help you avoid that currency round-trip. Can you write us at support@stripe.com ?
242.
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patio11
7y ago
I work at Stripe. Many companies in travel (and similarly affected industries) are having challenges shaped similarly to yours. There is a very active conversation in the industry about what we can do about the standard process for chargeba
243.
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patio11
7y ago
This is the best way, but some call centers aren’t set up to give it. (I have intimate knowledge of this topic.) If you run into one of them, the quickest resolution is calling their preferred services line and saying “I just got a call fro
244.
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patio11
7y ago
They probably won't use it if you make it open source. Find people who will pay for it.
245.
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patio11
7y ago
I work at Stripe. Absolutely not; your company is your company. We’d be thrilled if you used our other services, but feel like we should have to win your business by being the best rather than by lock-in. (We even help people get DUNS numbe
246.
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patio11
7y ago
(I work at Stripe.) If one uses the founder stock issuance tool for C corps, it assists in setting up 4 year vesting 1 year cliff for all founders. For needs other than that, we’d recommend speaking to an attorney.
247.
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patio11
7y ago
This is an intellectually shallow dismissal and it frustrates me when I hear it made. The argument is most often used to diminish the status of software engineers; it has virtually no other truth value, but if we actually accept it, it doe
248.
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patio11
7y ago
A fun edge case, of the million edge cases for credit cards: If you have Japanese users, their browser/input method editor may send full-width characters by default, such as 4321 instead of 4321. You should probably honor those, but un
249.
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patio11
7y ago
But this will of course not work, because enumerating the bitspace does not produce bits of the right colour: https://ansuz.sooke.bc.ca/entry/23
250.
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patio11
7y ago
n.b. This is being described domestically as 要請, which is “ask” in the sense of “The IRS asks that you not lie on your tax return.”
251.
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patio11
7y ago
Most of the top discount brokers either own a bank or have a sweep arrangement with banks, specifically to get FDIC insurance for large cash balances, which you do not want to have. The specific things M1 offers that make them close to th
252.
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patio11
7y ago
Most people on HN who are optimizing interest/etc to the penny, and I count myself among this number, have a hobby with similar economic returns to World of Warcraft but poorer graphics. The biggest lever you have available, by orders
253.
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patio11
7y ago
Liquidity is a product like a hamburger is a product. Some firms expose themselves to the ability to sell liquidity for the same reason that other firms expose themselves to the ability to sell hamburgers. They think they can make money doi
254.
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patio11
7y ago
You might or might not be allowed to do that. US consumers generally expect there to be no pre-payment penalty. That isn’t a universal feature of all loans. As to particular features of particular loans ask the really expensive lawyers or i
255.
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patio11
7y ago
Those are two ways to phrase the same thought, yes, but there are things about raising corporate debt which don't necessarily line up 1:1 with expectations consumers might have about borrowing money. One example, which is de rigeur for
256.
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patio11
7y ago
We share that desire, and are iterating on this a thousandth of a basis point at a time, because at the scale of the internet it really matters. (Anyone want to work on this? Super fun stuff. https://stripe.com/jobs/lis
257.
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patio11
7y ago
I understand that you are contemplating a build-or-buy decision and do not want to purchase the software which we sell. You can ask the engineering teams that you want to dedicate to this to scope out the build option; there are likely trad
258.
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patio11
7y ago
You're welcome to do your own risk scoring on any signals you want prior to directing us to charge a credit card for you. You're also welcome to do post-charge processing using our risk scores. Some companies will e.g. do post-tra
259.
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patio11
7y ago
It's difficult for me to predict our response in every possible hypothetical circumstance, so I'm promising what I feel we can actually promise: a human who cares about your success will review the circumstances and make a judgmen
260.
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patio11
7y ago
I'm sorry that happened to you. Could you email me at this handle at stripe.com? I want to look into why we didn’t auto-detect that surge in suspicious transactions. We’re here to support startups. If you ever have a unique circumstanc
261.
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patio11
7y ago
Businesses invest in product development and marketing to bring a customer to them. The customer is convinced of the value of the thing they want to buy and puts in their credit card number. Sometimes it doesn't work, for example becau
262.
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patio11
7y ago
There are three relatively common ways to send money electronically between two US bank accounts: Zelle: effectively instant, requires both banks to be on the network, free. Relatively new and many people who could use it don’t. ACH: a few
263.
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patio11
7y ago
I think you’re missing professionalization. Writing mortgages would sound implausible, too, if each were the product of an artisan, but there is (effectively or actually) a company here, plausibly with an office, payroll, quarterly targets
264.
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patio11
7y ago
“Took some time off to explore projects. Exited to get back to work.” No answer to this question will be cited by the hiring committee/etc as a reason to thumbs up a candidate; many answers will be cited as a “red flag.” Give the minim
265.
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patio11
7y ago
Is the problem that you can’t identify owners, that you can’t successfully get in touch with business owners, that you can’t convince them to talk to you, that you can’t get signal from those conversations, or that you are accurately gettin
266.
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patio11
7y ago
Two cents offered because this post really strikes a chord with me, and I also spent some time chasing down rabbit holes early in my software business: These products do not appear obviously commercializable and multiple years invested into
267.
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patio11
7y ago
FWIW, as someone who built their career from Ogaki, Gifu, Japan, you're on the same Internet as most deep-pocketed businesses and can choose to pursue their custom at any time. Strongly consider doing so. Most technologists overrate ho
268.
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patio11
7y ago
I spent a non-trivial amount of time on this when I was running my businesses. There are, roughly, three very different rationales to have business succession planning in place, and at the scale of a solo operator they have very different b
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patio11
7y ago
The IRS accepts most statements made regarding facts on return unless there is clear error, in particular because refunds are due (per statute) much faster than the IRS is able to gather all relevant information on whether it is factually o
270.
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patio11
7y ago
Hiya. I work at Stripe. Mind emailing patio11@stripe.com and humming a few bars so we can look into this for you?
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