npatten

4 ms·

1.
by npatten 13y ago
Very cool!
2.
by npatten 13y ago
Changes in utility rates (both in absolute terms and in pricing tiers) are always a risk to the performance of energy efficiency upgrades. Spark leases are designed with a shared savings "buffer" to protect against this and other
3.
by npatten 13y ago
Spreading the word is hugely helpful - like us on Facebook(facebook.com/sparkfund), follow up on twitter(@sparkFunder), share our URL on Reddit and any other aggregator sites you enjoy. Every signup we get on our site is validation tha
4.
by npatten 13y ago
We actually partner with installers all over the country. More often than not they already have projects waiting to go, the only missing piece has been the financing. That said, if a borrower contacts us directly we can certainly point them
5.
by npatten 13y ago
That would be awesome! I'll definitely have the more legalese fluent members of our team check it out.
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by npatten 13y ago
Thanks! We hope so too!
7.
by npatten 13y ago
We've worked really hard to make sure it's a significant benefit to everyone involved. Investors can expected yields between 4-10% with durations between 1-10 years. While borrows save money even in month 1. They only pay back a p
8.
by npatten 13y ago
Unfortunately for now you do have to be a US resident due to SEC regulations. I'll definitely add something to make that clear. Thanks for the suggestion!
9.
by npatten 13y ago
exactly! We're really excited to start launching projects in the NYC area.
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by npatten 13y ago
It's all regulated by the Securities and Exchange Commission. So we're actually selling securities of the debt owed to us by the borrower to the crowd investors. A lot of the work we've done over the past year is navigating t
11.
by npatten 13y ago
Thanks!
12.
by npatten 13y ago
I goofed on an AWS update - should be fine now. Whoops!
13.
Show HN: I quit my job to help communities fund energy efficiency upgrades(sparkfund.co)
59 points by npatten 13y ago|37 comments
14.
by npatten 13y ago
"You can programatically detect skin tones - and porn images tend to have a lot of skin. This will create false positives but if this is a problem you can pass images so detected through actual moderation. This not only greatly reduces