nmhancoc

10 ms·

31.
by nmhancoc 4y ago
> developers deploying models is just a non-starter Can you explain more of what you mean by this? Were developers sufficiently comfortable they completely brushed off the suggestion of needing a tool or did the enterprise already have t
32.
by nmhancoc 4y ago
Do you have any data on how long these “path dependent” effects are measurable for? I remember reading a study on the effect of obesity on sperm counts in men, which showed a significant increase in sperm counts for the men once they lost w
33.
by nmhancoc 4y ago
I think this refers to leverage introducing a risk of ruin with volatility where it wouldn’t otherwise exist. If you’re unlevered and have a long time horizon, volatility essentially doesn’t matter. All that matters in the long term is the
34.
by nmhancoc 4y ago
I agree, it's mostly the language. However, remember that newer developers get onboarded by older developers. I lead the charge a few years ago to get my then team to adopt Java8 style streams and Vertx, otherwise the stack was the typ
35.
by nmhancoc 4y ago
There’s an idea in some business circles about businesses where the savings _is_ the prosperity, “scaled shared prosperity” is usually the term thrown around. Examples are companies like Amazon, Costco, or Walmart where the business model r
36.
Show HN: Hindley–Milner type inferencing in C(github.com)
7 points by nmhancoc 4y ago|0 comments
37.
by nmhancoc 4y ago
Hey I appreciate your answer. Regarding your first point, I disagree. I think the intention is clearly to provide a direct benefit, but that isn’t always the effect. One example which seems to be entering the zeitgeist now is student aid. T
38.
by nmhancoc 4y ago
There are libertarians (even then popular ones like Milton Friedman), that have explicitly argued for open borders and free trade on the basis of the welfare of non citizens. They (at least used to) have considerable purchase among conserva
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by nmhancoc 4y ago
Why do you think this? Do you count social security as a welfare program and if so would you consider it exceptionally well run and effective?
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by nmhancoc 4y ago
I'd like to agree with the latter part of this sentiment as a young person who didn't experience any other times of working to which you refer. I got fed this narrative that the corporate environment was ruthless and cutthroat, bu
41.
by nmhancoc 4y ago
The origin of the tie between US employment and healthcare was during the Second World War when wage controls were put into place. Employers competed for workers by adding benefits packages, which later became ossified and further entrenche
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by nmhancoc 5y ago
Hi, not sure if this is question is better as a PM. I’m working on a project in this space and am curious what you find low value add about most current offerings? My project focuses on the actual deployment of the model artifact and transf
43.
by nmhancoc 5y ago
I think the phenomenon you're observing is that the quote observes a true correlation, coincidence, or relation, but "sounds crazy" because the implication it draws is _very_ strong relative to what can probably be evidenced.
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by nmhancoc 5y ago
I just happened to do some reading and listening recently on a topic in exercise science that may be helpful for diabetics. Tl;Dr: The body has two basic metabolic systems, glucose oxidation and fat oxidation. Fat oxidation can be trained t
45.
by nmhancoc 5y ago
Progressive _income_ taxes tax higher income people more and higher income people less. This has a <1 correlation with wealth (richness) and poverty. You can control a lot of assets with relatively low income via debt (the interest of wh
46.
by nmhancoc 5y ago
How your servicer handles property taxes and escrow can have a material effect on a household’s cash flows. Often time this is a very negative effect.
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by nmhancoc 5y ago
Hey just wanted to say thanks for sharing your story. Not that you owe it to anyone, but I hope the public presence of people working through these issues will help the next generation of survivors to have a more easily found path forward.
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by nmhancoc 5y ago
I misunderstood your comment on first read, and looking at other replies others did as well. > Market is a fine fit for every healthcare need that doesn't start with a trip to the ER which is the overwhelming majority of healthcare
49.
by nmhancoc 5y ago
Would you really call the experiments AUS (and other countries) have performed in UBI an “unreservedly massive success”? Haven’t most such places seen increases in wealth inequality and, perhaps more importantly, increasingly unaffordable r
50.
by nmhancoc 5y ago
I haven’t had (or seen anyone else have) success with TA, but if you’re looking to improve your entry into existing positions why not try selling cash covered puts. The premium for short-dated puts gives you some bounds about which the opti
51.
by nmhancoc 5y ago
Hi, former Florida-man here. Is this accounting for the considerably larger portion of old people in FL vs NY? 42.1% vs 45.6% 45+, 15.4% vs 19.3% 65+ for NY and FL respectively. Sources: http://edr.state.fl.us/content/p
52.
by nmhancoc 5y ago
Some math to ground the discussion: If you save 35k per year and have living expenses of 25k per year (60k - 35k = 25k), then you have a 58.3% savings rate (net of taxes). My math has you FI in 14 years assuming a 5% return net of inflation
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by nmhancoc 5y ago
Sure, a straight GDP measure would have the methodological problem you point out One reply to that is to use different methodologies The canonical reply is probably something on the order of “people can’t sustainably engage in practices whe
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by nmhancoc 5y ago
Productivity? Literally the amount of stuff produced per unit population (or normalized for working time). You do need a common measurement to be able to aggregate items together (a tractor and a sandwich, for example), and we generally use
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by nmhancoc 5y ago
> A little off topic but I noticed whenever these financial literacy threads come up - the only people whose point of view I care about are those who had been poor and found ways out of it. Those are the people who "figured it out&q
56.
by nmhancoc 5y ago
On your first point I absolutely agree. But if you’re implying from it that benefits programs don’t matter because the payroll taxes pay for them, that’s not correct. In 2020, the cost of the programs I mentioned above was approximately 2.3
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by nmhancoc 5y ago
I’m not sure why this narrative continues to have purchase. The federal government publishes its spending data[1], and that is simply not what the money is spent on. Transportation in totality was 7% of discretionary spending, itself 24% of
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by nmhancoc 5y ago
I think you’ve already got a lot of advice related to the mechanics of saving money (401k which has withdrawal penalties, maybe an IRA for greater friction, etc.) On the emotional management / discipline front, I’d suggest also exploit
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by nmhancoc 5y ago
Sure, I can see that line of argumentation, but you’re paying a constant opportunity cost for having cash around In some sense this is a form of self-insurance rather than paying a “premium” in opportunity cost to the bank each month /
60.
by nmhancoc 5y ago
Hey I like this idea, I think the tax management is a nice value add too. I don’t know why nay-sayers are freaking out about this aside from calling it a checking account. Most HSAs (like Health Equity which I use) have a threshold cash bal

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