Some math to ground the discussion: If you save 35k per year and have living expenses of 25k per year (60k - 35k = 25k), then you have a 58.3% savings rate (ne

Some math to ground the discussion: If you save 35k per year and have living expenses of 25k per year (60k - 35k = 25k), then you have a 58.3% savings rate (net of taxes). My math has you FI in 14 years assuming a 5% return net of inflation, or 13 years with a 7% return net of inflation. If you can augment that 35k per year savings by working part time it can be even faster. Assuming the same implied hourly rate at 120k per year ($60/hr), and an extra 20 hr/wk of work, AND a 50% tax rate, that yields an extra 30k per year of savings. That would bump the savings rate to 72.2%, which would drop the estimated time to retire to 9 at a 5% return net of inflation or 8 years at a 7% return net of inflation instead of 14 or 13 years. Thus saving 5 years. At a 20% rate of return net of inflation, just for example, the 8 or 9 year time would drop to 6 years, so the yield on your investments probably isn't going to be a primary driver of the time until retirement. Savings rate is a much bigger driver.