mym1990

14 ms·

211.
by mym1990 2y ago
This makes sense. Gas taxes in almost all states pay for a lot of programs related to DMV activities and what not, so DMVs are having to figure out other ways to recoup the costs of EVs.
212.
by mym1990 2y ago
I heard property tax in Texas is the big one.
213.
by mym1990 2y ago
Not sure what "effective" tax rate means, but 9.6% seems accurate to me for income tax only, and can go up to 12%. Sales tax is like 7 something, and all the other taxes are all over the place.
214.
by mym1990 2y ago
Thanks for the background, there definitely seems to be a lot of clunkiness, and as someone who just started using it for IG, I have not experienced these but will keep an eye out. On a side note, I am always surprised how many products cle
215.
by mym1990 2y ago
Can you expand more on the Screen Time issue?
216.
by mym1990 2y ago
Just off the top of my head: 1) there could be legal issues with it 2) the logistics of organizing such an operation at a scale that would impact price enough to offset the risk would be…extraordinary 3) wheat isn’t an inelastic good, peopl
217.
by mym1990 2y ago
My understanding was actually that technology enabled more time for leisure activities, one of those being art. Maybe not in the past few decades, but certainly as we through the Renaissance period and onwards.
218.
by mym1990 2y ago
Haha yeah I get it, the straw that breaks the camel's back is usually not the actual problem, but everything that came before it.
219.
by mym1990 2y ago
Fry's was the one that hurt the most.
220.
by mym1990 2y ago
Wow how did you ever bounce back from that?
221.
by mym1990 2y ago
The brick and mortar store is probably just a loss leader for online shopping. I wouldn't be surprised if many locations closed down if they had to re-negotiate a lease in these times.
222.
by mym1990 2y ago
Zero value for you ! Some value for people that like to look at the product, have it in their hands, etc...the checking out part must be a local issue. As an opposite anecdote I have checked out at many Best Buy locations across the US and
223.
by mym1990 2y ago
Right, I'd figured there are exceptions to my assessment, and my view is only from the US. Many homes in the US are are seemingly being built with lower quality/faster timelines, and I personally would not want to see what they lo
224.
by mym1990 2y ago
Land is definitely not cheap in places people actually want to live, and land is the thing that is appreciating over time, not the structure.
225.
by mym1990 2y ago
Seeing pallets shipped out the door seems like a far cry from knowing something intimately. To know the business intimately would likely take knowledge of not only the AI industry but also understanding what customers are using these machin
226.
by mym1990 2y ago
I think one of Jensen Huang's big interests is to enable a diverse number of markets that can utilize the technology in a short feedback loop. I don't believe that can be achieved if all of the hardware goes to Microsoft/Goog
227.
by mym1990 2y ago
Isn't the mid/late game of all of these alternative clouds going to be the same as the big cloud players...get customer lock in and then prices slowly creep up until its kind of a wash?
228.
by mym1990 2y ago
Very true, I think the article is pretty high level, and so are my comments. Actual financial health can be difficult to evaluate given that world events are pretty open ended and anything can happen.
229.
by mym1990 2y ago
This is a very transactional view of it, but I can see the line of thinking. My mom gave me everything I needed to succeed as an adult, and I owe her a lot, so now whatever she needs, I try to take care of it. Hopefully other people come to
230.
by mym1990 2y ago
We're just using arbitrary numbers to demonstrate a point, we aren't trying to assess anyone's actual financial health.
231.
by mym1990 2y ago
That was exactly my point...a million dollars of debt is astronomical for the majority of people, but adding another data point such as DTA or DTI would make for a clearer picture of what the debt load actually is. Its like putting down a 1
232.
by mym1990 2y ago
I did not get that assumption from "The more debt you have, the less financially resilient you are". Debt is an absolute value, and debt-to-asset ratio is...not. You can also evaluate debt loads by debt-to-income ratio, which is n
233.
by mym1990 2y ago
I think my point was more that 1 million dollars of debt is a pretty large sum to most people, but not much to someone who has substantial assets. You can draw up "that's only true" scenarios on basically any situation, so it
234.
by mym1990 2y ago
But this isn’t true, one has to consider the debt ratio, not just the debt. Someone with a million dollars of debt is financially resilient if they have a debt ratio of .1
235.
by mym1990 2y ago
Having both can often be the ideal situation. It’s also really dependent on what the debt is, how is it being serviced…etc. For some people, not having any debt at all is extremely liberating, and that benefit outweighs any of the benefits
236.
by mym1990 2y ago
There is something to be said for leaving things in a good way without the expectation of anyone coming after you to enjoy it. There is still some order to the world and the universe without humans, to think that we are the center of it all
237.
by mym1990 2y ago
I tried out hydroponics over the pandemic and it was fantastic! I stuck a pepper plant into a cup of water, made sure the nutrients were right, and watched that thing go off, I was an extremely proud plant dad.
238.
by mym1990 2y ago
There are tradeoffs too though...large corporations can offer large problems to solve too, even though they will often be behind a bunch of red tape. Some people are well equipped to deal with that. Some people are okay with encountering th
239.
by mym1990 2y ago
I have seen a lot of my coworkers go into woodworking since 2020, and I can certainly see the appeal. Software is often so abstract and never truly tangible(in the sense that I can sit in it or hold it in my hands, and I mean the actual sof
240.
by mym1990 3y ago
This is true to an extent...but most people with a job are not looking to get fired while most employers are looking to cut costs, and from my experience most employers are just fine to spend 3 months looking for a replacement, only to pay

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