modernm

3 ms·

1. 1.▲
   by modernm 13y ago

   I doublechecked and didn't see any mention of a one-time registration fee on any of those 20 loans? I'll go back and look at the 20 loans with your tip in mind, and recalculate APRs separately for both first-time borrowers and rep
2. 2.▲
   by modernm 13y ago

   Thanks for your response. The #1 issue I have is that you have been repeatedly comparing your (low) flat rates to Microfinance institutions' (higher) average costs. But that is comparing apples and oranges. Your rates are low because t
3. 3.▲
   How Zidisha (YC W14) Is Misleading the Public About Its Interest Rates(modernmicrocredit.blogspot.com)

   364 points by modernm 13y ago|128 comments