masterzora

16 ms·

91.
by masterzora 14y ago
In general, insurance companies derive profit both from taking in more than they pay out and from investing what they take in. Historically speaking the idea is for the insurer to have a positive expected value on the premium alone but som
92.
by masterzora 14y ago
Okay, first, can we drop the overuse of female/male? It makes us sound like we're talking about specimens in a bio lab rather than people and introduces issues wrt the nonequivalence of female and woman or male and man. That said, to a lar
93.
by masterzora 14y ago
Stand-out quote: in a sense, trading any of your company for other companies might be a negative expected value play In general, insurance is a negative expected value. After all, that's how insurance companies make money: by charging mor
94.
by masterzora 14y ago
> I'm not saying that sexism in the industry isn't a problem, but the solution is more difficult than "just hire more women" This is true, but one of the biggest steps you can take toward fixing the various forms of explicit and implici
95.
by masterzora 14y ago
> How would Larry Paige or Drew Houston have done research to conclude that they are "better/luckier than everyone else who's approached this"? In a negative sense, mostly. If it's absolutely a good idea that you know you have the solut
96.
by masterzora 14y ago
I am not trying to get personal. I use the second person as a rhetorical device because properly consistent use of the third person sounds really stuffy. That said, you are touching on something I left implicit in my original post. Yes, t
97.
by masterzora 14y ago
Exceptions should not be of the form of "replace text with video" but rather "supplement text with video". If nothing else, consider the accessibility aspect of it, let alone those of us who will do better with the text source almost every
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by masterzora 14y ago
We need more of this. Podcasts and videos don't work well for me at all and there are far too few transcripts around. The notes and context is going above and beyond right now but it really should be the norm as well.
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by masterzora 14y ago
The problem with your logic is that it assumes that you uniquely are able to solve a problem. This is probably not true, especially if I've never heard of you before. You really should assume there are multiple people smarter than you (a
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by masterzora 14y ago
(Disclaimer: overly shallow/un-nuanced post about to follow because deep and nuanced would be longer than an HN discussion thread or two) There are a number of reasons those topics are taboo and, to some degree, maybe should be until furthe
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by masterzora 14y ago
If you want a browser extension go ahead and write it but this definitely should not be a feature of the site itself.
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by masterzora 14y ago
I'm not one of those " Firefly is t3h greatest show evar" people but I would still say that, yes, Firefly is better than Citizen Kane . But we would have to define what we mean by "better". Citizen Kane gets a lot of rightful attenti
103.
by masterzora 14y ago
That's an excellent point. Pandora should just publish their user/pass database and it will the user's own fault if they've reused their password ever. But, seriously, whether they should be or not the fact is Pandora is hosting sensitive
104.
by masterzora 14y ago
When password reuse is common (that is to say, in the real world) it is always the time and place for password security. Sure, you and I know that we should have different passwords for every one of the hundreds of websites we've ever visi
105.
by masterzora 14y ago
I'm sorry please be clear: is your response to "this is a well-known security problem with easy-to-implement best practices to lower chances of incident" really "I've never heard of an attack using this"?
106.
by masterzora 14y ago
I've been using my HD-280s for about 2 or 3 years now and they're wonderful. They're not audiophile cans but they still put out some nice sound, they're comfortable on my ears (I hate things in my ears or things pressing my ears down too m
107.
by masterzora 14y ago
Take home exams are common at my alma mater. Hell, I had more than a few limited-time (as in, do it in X hours but it is due in Y days), closed-book, take-home finals.
108.
by masterzora 14y ago
Are we giving points for effort now? If OP added anything novel, included actual research rather than attempts at just logicking out an answer, supported pretty much any of the statements within, opened up a proper discussion, or any of an
109.
by masterzora 14y ago
The apparent message of the entire piece is "Want to be upper class? Just start a business!" without any notion of either (a) how the average person could do so or (b) how we could begin to change our society/culture in a way to facilitate
110.
by masterzora 14y ago
With regards to #2, doesn't Twitter auth include permissions so most non-spamming sites shouldn't even have permission to tweet nonsense on your behalf? Or am I misremembering? (As it turns out, the only time I ever used the Twitter auth
111.
by masterzora 14y ago
There are enough flaws here that I feel most people are going to focus in on one or two they found particularly egregious so I will do the same: The pitching of class as upper vs. middle while entirely ignoring lower is horrifically offens
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by masterzora 14y ago
Unlike with a traffic jam, bothering has a very small cost, especially as compared to the cost of reading "X is down" on the HN front page.
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by masterzora 14y ago
I've adopted the policy for my own comments to delete (immediately) any comment that gets a downvote. I wonder how many other people do that. Despite believing downvotes exist as a means of labeling content as not belonging here I hate
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by masterzora 14y ago
I'm curious as to how it's useful if you didn't hear about it. If you attempt to go to the site, you will see it's down. You will waste negligibly more time than reading the words "Site is down" but you will only waste this time if you ac
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by masterzora 14y ago
I did several years at a burger joint and it was a bitch and a half just to get that. I found out while I was at said joint that you and I are nightmares for such places because they know that (a) we're out at first opportunity and (b) we'
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by masterzora 14y ago
A few things I think the article either left out or didn't consider: 1. It discusses the odds that somebody on the plain has their phone on. As someone who frequently flies with his phone on, I can attest I have yet to die in a plane crash
117.
by masterzora 14y ago
I'm sorry, I don't understand. Can you please post this comment on your blog and submit it? But, seriously, I'm not one of those "HN is totally going downhill" people but I'm annoyed by most posts like this. I don't mean ones about fashio
118.
by masterzora 14y ago
That's a big overgeneralisation. Scientists can often be seeking to further their own agenda and politicians can often be trying to legitimately improve things. At the end of the day most examples of both are really driven by some form of
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by masterzora 14y ago
Quoth the parent: "It does not apply here"
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by masterzora 14y ago
This isn't a 100% explanation but it's how one of my professors explained it as a way to get comfortable with it: let's measure an electron and assume said electron has a well defined position and momentum that we just don't know. Let's sa

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