lmt55

5 ms·

1.
by lmt55 4y ago
A 'few hundred thousand' is a lot of money to inherit, and for lots of middle-aged people and young families it will go straight back into the housing market, typically in areas that are already quite hot. Note that the upper quar
2.
by lmt55 4y ago
It is saying that the purpose of trying to understand what Lacan had to say is not to achieve empirically proven therapeutic effects, either as a patient or as a therapist, yes.
3.
by lmt55 4y ago
I think the reality is more subtle. A large number of poorer elder people will be in dire financial straits, forced to work beyond their ability to do so and unable to pay for health care. However there are also a smaller number of extremel
4.
by lmt55 4y ago
You are literally evaluating psychoanalysis as a scientific theory in this response - which is exactly what I pointed out we should avoid doing if we want to understand its value. Lots of types of thought and culture do not have scientific
5.
by lmt55 4y ago
I don't understand how you draw this conclusion from what I said. Regardless of high or low rates, banks borrow low and lend high, and live on the difference. High rates, if you want to express yourself in those terms, a transfer of we
6.
by lmt55 4y ago
Can you tell me an area where average house prices have doubled in the last 5 years? I can't think of one. Most expensive areas have gone sideways since Brexit, and risen a bit since the pandemic. Most cheap areas have grown slowly sin
7.
by lmt55 4y ago
Doesn't your example illuminate why systems of thought like psychoanalysis are useful? We currently don't know concretely how psychological phenomena like consciousness, happiness, selfhood, desire are formed or what they consist
8.
by lmt55 4y ago
It doesn't matter where I bought. If I haven't made much money in the last 5 years, nor has anyone else (on average), regardless of how long they've owned their property. The suggestion that 'the return will take longer
9.
by lmt55 4y ago
Doesn't the boomer die-off mean that the boomers' children will be inheriting, not just homes, but piles and piles of liquid assets, much of which they will use to get into the housing market? After all the boomer generation, on a
10.
by lmt55 4y ago
If in 10 years you want a year off is your landlord going to give you one?
11.
by lmt55 4y ago
You will get hammered by the ERCs, but with a few caveats: 1. Often if you move house they will let you transfer your mortgage (actually take out a similar product and avoid the refi costs). 2. If you win the lottery, or otherwise are
12.
by lmt55 4y ago
An old rule of thumb was 'buy at 10, sell at 20'. That's the ratio of price to annual rent. So if you could get 0.86% of the house price in monthly rent, it was a big bargain. If you couldn't get more than 0.43%, then it
13.
by lmt55 4y ago
I own a house in London. Its total value increase since I bought it 5 years ago is much less than my salary.
14.
by lmt55 4y ago
No offense to the author, but I hope that I don't accidentally buy a book written by him or someone like him, when looking for a decent book on a topic I want to learn about.
15.
by lmt55 4y ago
This is fair, you didn't miss those people. But I think it was worth me highlighting them because they are, as I argued, very important. I somewhat agree with your argument. Housing costs more than other assets compared to its economic
16.
by lmt55 4y ago
I would say that the 'mirror stage' is a clear and concrete idea (not necessarily clearly and concretely elucidated by Lacan) which, while it doesn't have the same status as a scientific statement about the mind, provides a h
17.
by lmt55 4y ago
How do you know?
18.
by lmt55 4y ago
In other (npi) words, the Other is the entity that we think about when we imagine how other people in general will think or feel. I believe in (say) the validity of money because I think that shopkeepers will accept it. But shopkeepers also
19.
by lmt55 4y ago
Surely there is no connection between the appropriateness of the notation to the subject and the appropriateness of the subject to reality. Non-Euclidean geometry has applications to reality, but before these applications were known, how di
20.
by lmt55 4y ago
7 and 10 years are quite widely available now, although they're still not particularly popular. Not sure why brokers didn't mention them to you. Perhaps they like to show people low headline rates, or perhaps they see longer initi
21.
by lmt55 4y ago
I think you have missed a source of demand, and I think it's important. As housing became more and more expensive to young professionals, some people in this group have worked harder and harder to buy property, even to the point where
22.
by lmt55 4y ago
Does standby for the sky box, the lan switch and the hub just mean normal operation?
23.
by lmt55 4y ago
This is not true, any more than your fridge needing a source of cold from which to cool itself down.
24.
by lmt55 4y ago
A cheap mains power switch from 30-40 years ago had no problem being cycled once or twice a day for 30-40 years without ever failing. This is not a binding constraint.
25.
by lmt55 4y ago
Yes, social democracy and the welfare state.