icu

29 ms·

241.
by icu 8y ago
The European regulatory view is often 'outcomes based' rather than the American 'rules based'. What I mean is that in the European approach, you might follow the rules, but fail in the outcome or 'the spirit'
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by icu 9y ago
I agree with you wholeheartedly. I think one of the biggest problems with the UK is that is has no single constitution... when you study for the 'Life in the UK' test the study material clearly state that the UK's constituti
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by icu 9y ago
Couldn't agree more... it's called keeping in touch with a face to face, a phone call, a letter, an email, a text etc. Your Facebook "friends" who do that are your real friends.
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by icu 9y ago
Sure, but the point is that Trump is an effective mud monster... 'dirt' doesn't stick on him because imho, his voter base knows he is a mud monster and only care if he is effective or not. Take the whole Trump cheating on his
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by icu 9y ago
I'm honestly glad that this sorry state of affairs is cause for you to openly question a major source of your media consumption. I'd really encourage you to not stop there and discover for yourself, by your own words, the plethora
246.
by icu 9y ago
Well the commenter didn't say they were speaking from a US perspective and I wanted to emphasise that it's not the case for everyone. While HN definitely has a US slant, there are still a great deal of HN readers from around the
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by icu 9y ago
Yes, I quite agree... indeed many States in America have Anti-Gambling Laws. In comparison, I was quite surprised at how ingrained in the culture gambling is in England and how it permeates through all levels of society. To me this seemed
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by icu 9y ago
While I agree that there are morally legitimate ways of mitigating tax, I also think there are morally illegitimate ways. IMHO Apple and Google are going about their tax affairs in a morally illegitimate way.
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by icu 9y ago
Not necessarily true... again it depends on the tax rules that apply to you. In the UK you can buy Gold Britannia coins and Sovereigns which is Capital Gains Tax (CGT) exempt because of a loophole where British Legal currency (which the go
250.
by icu 9y ago
In the UK Forex trading can be structured as a bet. This is called 'spread betting.' This gets around capital gains tax and income tax in the UK as long as it's not your main source of income.
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by icu 9y ago
If you are American the answer is no... Americans are taxed by way of citizenship. The only way out is to give up your citizenship and that's not easy. Other countries have different rules that apply to their citizens and also to resi
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by icu 9y ago
This was bound to happen. What many people outside of the USA don't realise is that the Common Reporting Standard (CRS) means that the IRS is very likely going to share this info with a great many other countries. However at present
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by icu 9y ago
Ironically China's Central Bank is to blame for the enormous, and questionably productive, private debt... the true extent of which is opaque. For more info the Aug 2017 IMF report is worth a read: http://www.imf.org/en
254.
by icu 9y ago
RT == Roasting Twitter Jokes aside, it seems to me that Twitter has gone from bastion of free speech to global censor. This RT article is just another nail in the coffin of Twitter's credibility. I think that if Twitter's leaders
255.
by icu 9y ago
I'm happy to start a conversation as long as you don't resort to ad hominem which "if you are willing to come out of your idealogical(sic)/cultural bubble" certainly seems like. Exactly why do you think I'm in
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by icu 9y ago
China is a funny one. For sure there is 'hustle'... I was scammed many a time in Beijing... But there is this really important cultral dimension in China called "guanxi". It's not easy to summarise the importance a
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by icu 9y ago
With the greatest respect for Mr. Thiel and his accomplishments I'm skeptical. I've travelled the world and my experience is that very few places in the world have America's, often irrational, can-do attitude, appetite for ne
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by icu 9y ago
Sorry to hear that, just out of interest which country are you speaking about?
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by icu 9y ago
The situation was never sustainable from the beginning as the economy has actually been rigged and obfuscated since the collapse of Bretton Woods. It comes down to a confluence of r vs K effects on politics (and it's knock on effect on
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by icu 9y ago
Thanks for your great question. I'm not sure how much you'll like my answer though. I think you can, if you think you can, and can't, if you think you can't. In other words, it's a matter of belief, action, and con
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by icu 9y ago
To address your comment about the situation not being scary... I think it would feel very scary to find yourself in a situation where you don't have an emergency fund. No one ever thinks that they will be hit with an emergency situati
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by icu 9y ago
Your situation is extremely scary but not uncommon. Please see a financial adviser as soon as you can, it can make a world of difference (disclaimer, I am a financial adviser). If you can't, I humbly suggest: 1. Save up a 1000 € in a
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by icu 9y ago
I use protonmail.com and I'm happy with them vs Gmail. Duck Duck Go is my default search tool. I mainly use Firefox as a browser and I use my work Outlook for calendar/contacts. I know I can use more open source/portable tool
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by icu 9y ago
The "socially awkward" archetype certainly existed in New Zealand.
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by icu 9y ago
Yes I've been to China and in a way I supported China's growth by founding a sunglasses marketing and distribution company when i was 18 that grew exceptionally well in New Zealand (50% market share for under $20 price point). Our
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by icu 9y ago
Yeah New Zealand is a fantastic country for raising a family... but I'm biased as someone who grew up there. Having said that I personally think it is a low horizon trap for many entrepreneurs which is why I left. In NZ there is a sayi
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by icu 9y ago
I use a Fairphone based on Ethical Consumer's research ( http://www.ethicalconsumer.org/mobile/phonebroadband/mobilep... ) I still have my iPad Generation 1 as my use case for it is reading epub and pdfs and th
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by icu 9y ago
As consumers we have the power to vote with our wallet. I'm actually proud to say that the last Apple product I bought was the iPad generation 1 for these exact ethical reasons. I'd really encourage others to look at the companie
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by icu 9y ago
"I'm trying to go to NZ because it's the fastest way for me to get Permanent Residency. I can't have kids until I get PR, because British-by-descent only goes one generation." Are you talking about passing on your B
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by icu 9y ago
What a fantastic idea! I'd really encourage you to create this pamphlet and post it around Wavestorm forums.

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