hash872

34 ms·

331.
by hash872 5y ago
1-4%? At first you are just paying almost 66% or more interest and mostly not the mortgage principal, here is an amortization calendar https://www.bankrate.com/calculators/mortgages/amortization-... If you want le
332.
by hash872 5y ago
Sure, but then the property manager charges so much that it's probably not a profitable investment, or at least a much less profitable one. They typically charge a % of the rent, plus another fee for whatever activity they do- x number
333.
by hash872 5y ago
Over the lifespan of owning the building, say a few decades, you can expect: 1. Rare but highly expensive major expenses like a new roof, new heating system, etc. It's like a tail risk- you don't pay for it most years, but when it
334.
by hash872 5y ago
As another poster already said, being a landlord is not 'passive'- you are essentially buying a part time job with no set off hours. The heat could go out on Christmas Eve, while you're on vacation, etc. It is a highly regula
335.
by hash872 5y ago
Despite what you may read online, this is basically never going to happen for a small claims court judgement these days. You're left on your own to collect a judgement there, the court doesn't get involved, the magistrates who hea
336.
by hash872 5y ago
Gotcha. I mean even here in the United States, if someone won a court judgement for $300 there's probably no way that they could enforce it. So, while I am not an attorney lol, I am very confident that it can't be enforced with th
337.
by hash872 5y ago
Yeah, if you're outside the EU, you can safely ignore this with no consequences. There is absolutely no international debt collection for 30 euros between countries. Honestly even if you were local I highly doubt anyone is going to ini
338.
by hash872 5y ago
I don't really understand what you're trying to say here. I am personally pro-a larger welfare state- I wanted to specifically engage with one wrong thing you said, that the US somehow spends more on the military than social welfa
339.
by hash872 5y ago
To answer the second sentence, no, I don't know that. Boomers are taking out 5 times as many benefits as they paid in, it is absolutely not paid for (many Boomers believe otherwise!)
340.
by hash872 5y ago
>Do we cut back on the military industrial complex? The US spends $676 billion on defense, almost the exact same amount on Medicare, $1 trillion on Social Security, and $409 billion on Medicaid. Social welfare spending is a much, much la
341.
by hash872 6y ago
The fairness doctrine only applied to broadcast TV, never cable. This is a myth that will never ever die and I see repeated constantly, even though it's been debunked numerous times by Snopes and others. https://www.snopes.c
342.
by hash872 6y ago
>How many native English speakers speak fluent Russian? Less than a few hundred in the entire world I think this is one of the most ridiculous things I've ever read on HN, if not anywhere on the Internet. There are a few hundred nat
343.
by hash872 6y ago
My impression is that most or all of the countries with the highest homicide rates (Brazil, Honduras, El Salvador, Jamaica, South Africa, and so on) have very strict gun laws, making civilian gun ownership very difficult or impossible. I&#x
344.
by hash872 6y ago
I start from a place of wanting this program to be successful, but I have to ask- what do they do if the subject becomes violent or dangerous? The disturbed person suddenly pulls a knife, or attacks the respondents? It seems unrealistic to
345.
by hash872 6y ago
Sorry, how does this work when drivers toggle between Uber & Lyft? Is that now officially disallowed? Literally every driver I've ever met contracts through both services, but obviously they can't both be paying the driver $30
346.
by hash872 6y ago
I agree there'd be a winnowing out of the lower quality folks, and a flight to established brand quality. But in theory you could say your accountant or attorney doesn't achieve anything for their billable hours- doesn't kill
347.
by hash872 6y ago
I'd be interested in understanding why recruiting as an industry hasn't switched over to an hourly model. It's basically semi-skilled (at best) professional services- why don't companies just pay external recruiters per
348.
by hash872 6y ago
Are you in the US? I'm asking this in a non-snarky/good faith way- if you're in the US, and the company is in the US, why would they honor a GPDR request? I understand the EU may have worded GPDR broadly, but sovereignty is s
349.
by hash872 6y ago
I basically agree with your sentiment, but that's where politics (literally- persuading enough fellow citizens or legislators to your point of view) comes in. People think politics is this dirty, awful business, but it determines the l
350.
by hash872 6y ago
Can I ask a bit of a dumb question though? It seems like educated opinion has swung towards doing prescribed burns, and I remember hearing about this decades ago too. But- don't the same areas keep burning in California every fire seas
351.
by hash872 6y ago
Sure, I kind agree. But- as an employer, am I mandated to hire a pedophile for my software developer job? I just object morally, and the company is my private property. Is this really a good use of state power, to compel me to hire an evil
352.
by hash872 6y ago
Being a pedophile is driven by poverty? Anyways, most social science research has not found a poverty-crime correlation. Would you mind answering some of my specific examples, rather than trafficking in generalities? Should a daycare hire a
353.
by hash872 6y ago
Using the logic of some people in this thread, the day after a convinced child molester gets out of prison, he should be able to start working at a day care. Why not? He served his time- you don't want to punish him indefinitely, right
354.
by hash872 6y ago
The article notes that democratic backsliding is a global phenomena, particularly in the G-20. Seeing as countries with much less wealth/income inequality than the US are experiencing the same trend, that kind of disproves this theory.
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by hash872 6y ago
What I've long wondered is- would it really be that hard/expensive to build an open source social media alternative that does exactly that? Updates & photos from friends & family, in chronological order, and little else. S
356.
by hash872 6y ago
I'd be interested to hear peoples' experiences with complying with GPDR & expense. Ben is kind of a libertarian, and he takes it as an article of the libertarian faith that regulation simply entrenches incumbents/big comp
357.
by hash872 6y ago
I found 3 examples just using Twitter advanced search and 'discounts'. The second paragraph is just word games, I see this argument from the left a lot. The perspective of non-Americans on US internal economic policy is irrelevant
358.
by hash872 6y ago
If you're not broadly familiar with Matt Stoller- he's an ideologue. He is a far, far leftist on economic issues. >He also dismisses economics of scale as an accounting fiddle He proposed on Twitter to make bulk discounting ill
359.
by hash872 6y ago
It's not really the UFC's fault that multiple MMA promotions have also been attempted, and failed as businesses. No non-UFC promotion (Bellator, ONE, Rizin, KSW, Cage Warriors, LFA, etc.) has turned even a dime in profits in the l
360.
by hash872 6y ago
ONE (previously OneFC) is not a competitor in any sense of the word. They have extremely low ratings, were kicked off of ESPN for low ratings, and have to comp most tickets to every show. They are deeply unprofitable and simply burning inve

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