gottorf

27 ms·

511.
by gottorf 3y ago
Here's a rule of thumb on scams: know what the risk-free rate is (in the American case, the benchmark would be 10-year U.S. Treasury note rates), and know deep in your heart that any[0] return above that bears risk. The 10-year note cu
512.
by gottorf 3y ago
Do you have your credit frozen with just Equifax, or something? Just trying to think of vanilla (i.e. incompetence rather than malice) reasons to explain this. Of course, it goes without saying that they all suck...
513.
by gottorf 3y ago
> Blackstone was a property rights absolutist For good reason, one can suppose. Wealth flows downstream from the concept of private property whose rights are strongly guarded by law. An "ideal" amount of property rights, if one
514.
by gottorf 3y ago
She must get it from the greyhound. My pit shows occasional flashes of intelligence, but I think she's too anxious to behave smartly almost all the time...
515.
by gottorf 3y ago
> In the US you have to rely on retailers who treat good consumer protection as a competitive advantage For the most part, credit card chargebacks serve a similar purpose, though of course the retailer may ban you from their store afterw
516.
by gottorf 3y ago
> LOTS of discrimination complaints > A US Labor Department lawsuit filed in 2016 accused B&H, the largest non-chain photo and video equipment store in New York City, of heavily discriminating against Hispanic employees by forcing
517.
by gottorf 3y ago
> China didn't succeed because they can make better T-shirts than the US. They succeeded because they made cheaper T-shirts. Can China make the same quality T-shirts as the US, but at a cheaper price? Then it could be considered bet
518.
by gottorf 3y ago
> Shintoism even puts a spiritual component to „cleanness“ Isn't this typical of many (most?) religions? "Cleanliness is next to godliness" is a common idea in Christendom.
519.
by gottorf 3y ago
Your best bet is probably to form a business entity and work corp-to-corp as a contractor (client pays your contracting entity, which pays you either as an owner or employee) with a smaller company that is more flexible about things like th
520.
by gottorf 3y ago
> because otherwise the injury society suffers granting such flavors of privacy is greater than the benefits society gains safeguarding such privacy Ideally this statement would be true of every piece of law or regulation that reduces in
521.
by gottorf 3y ago
I believe the preferred Wall Street parlance now is the "price to innovation ratio" ;-)
522.
by gottorf 3y ago
> The value of a strawberry may not be accessible to someone with a strawberry allergy, but it maintains that value. > Value is not subjective. It is objective. I'm having trouble reconciling these two statements. The value of a
523.
by gottorf 3y ago
> if we developed something like cheap efficient fusion reactors that allowed us to just burn energy with contempt All problems humanity faces are energy problems. With sufficiently cheap and abundant energy, we can work through anything
524.
by gottorf 3y ago
Amazing how in the 4th-most dense place in the world[0], there could be such a thing as an abandoned village! [0]: https://en.wikipedia.org/wiki/List_of_countries_and_dependen...
525.
by gottorf 3y ago
> There are a range of options, from other places in the US > far more likely that the move will happen within the US I don't know what you value in a place to live in, but many Southern and Midwestern states have much better fis
526.
by gottorf 3y ago
> ugliest flimsiest Florida-grade paper-thin boxes Is Florida-grade a thing? As far as I know, Florida is the only state where a majority (or plurality?) of single-family homes are built with CMU blocks, vs. the typical stick-framed cons
527.
by gottorf 3y ago
> the age of talking in terms of trillions for innovation and investments Or maybe the dollar just isn't worth as much as it used to be ;-) > Type 1 civilization in the next 200 years? Jokes aside, yes, one can only hope.
528.
by gottorf 3y ago
Boston: because fuck you, that's why. Though I am surprised to see that Charlotte is such a well-rounded player here.
529.
by gottorf 3y ago
> there should be laws for the difference between the lowest and the highest salary in a company I'd imagine that at a place like Mozilla (effectively a high-tech nonprofit primarily staffed by white-collar workers), this difference
530.
by gottorf 3y ago
> they'll provide them to the Feds That's too bad; methinks the Feds should also need a court order. Though, I suppose with FISA courts rubber-stamping warrants, it wouldn't even be a nuisance.
531.
by gottorf 3y ago
> No wonder Americans can afford to all have single family homes with so much space I live in one of the many states both smaller and less densely populated than Texas. As someone who immigrated to the US from a tightly-packed Asian coun
532.
by gottorf 3y ago
> Alaska is several Texas' in size To the chagrin of Texans, were Alaska to be split in half, Texas would be the third-largest state ;-)
533.
by gottorf 3y ago
> Texas is absurdly large -- there's 800+ miles between the Louisiana border and El Paso In fact, Austin, the state capital, is farther away from El Paso than it is to any of the states (or country) that Texas borders. Or put anothe
534.
by gottorf 3y ago
> cache invalidation being a hard problem For those unaware: "There are only two hard things in computer science: cache invalidation and naming things." Plus variants like, "Oh, and off-by-one errors."
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by gottorf 3y ago
> disease Covid was a great chance, but of course the gerontocracy protected itself with public health policies that mainly harmed the young.
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by gottorf 3y ago
> The insane keys to power we've given homeowners to essentially fight back against any kind of building in the form of environmental reviews, and community boards That's right. The states that have the least land-use freedom[0
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by gottorf 3y ago
> This has been disproven so many times. There’s more vacant homes in the US than homeless people. It hasn't been disproven. There being more vacant homes than homeless people just means that the market isn't clearing, because
538.
by gottorf 3y ago
> This is basically the late stage of us continually not building enough housing for years and years. I'm not sure how anyone thought this would turn out differently. Absolutely! Build more housing, at any price level[0], and rents
539.
by gottorf 3y ago
> the greatest growth period was before they were in a position to get exposure This is factually true now (that growth was higher in the olden days), but it doesn't have to be. In fact, if anything, it appears that a significant ch
540.
by gottorf 3y ago
> To make it sadder Isn't it entirely expected that younger people have less wealth in general than older people, who have had more years to accumulate wealth? Perhaps one could argue that 4.9% and 71.6% make too big of a gap, but t

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