gerad

10 ms·

91.
by gerad 4y ago
Oxide is able to do this because they are founded by folks who have (well-deservedly) an incredible brand and following. For example, I've had a few interactions with Bryan Cantrill over the years, and he's come off as super smart
92.
Poll: What bank(s) are you using for your startup post-SVB?
1 points by gerad 4y ago|2 comments
93.
by gerad 4y ago
Brex
94.
by gerad 4y ago
Mercury
95.
by gerad 4y ago
JP Morgan / Chase
96.
by gerad 4y ago
Bank of America
97.
by gerad 4y ago
Other
98.
by gerad 4y ago
It’s because technological progress happens on an s-curve. Things take longer than you expect in the short-term and less time than you’d expect in the long-term.
99.
by gerad 4y ago
It gets repeated over and over again because if SVB money is locked up for weeks/months while they unwind positions startups won’t be able to make payroll.
100.
by gerad 4y ago
I just don’t understand why folks on the internet are so passionate about the depositors being hit by this. In terms of avoiding moral hazard they are about as far down the list as possible, and bankruptcy law supports that. First stock hol
101.
by gerad 4y ago
Short term treasuries are vulnerable to interest rate risk. Essentially if the government offers new treasuries at higher rates, then the market value of your treasuries drops. It’s ok if you hold the treasuries to maturity (then you’re onl
102.
by gerad 4y ago
The big concern is the contagion spreading. All banks are vulnerable to failure if deposits are taken out quickly, especially in this market where assets have taken a huge hit over the last 12 months. FRB wants people to believe the contagi
103.
by gerad 4y ago
If they could have forecasted the future at that point, they could have made even more money than that!
104.
by gerad 4y ago
Since yesterday afternoon, I’m unable to log in to the website and the mobile app is down. I haven’t had to make any transfers yet, but I’m hoping and expecting that will still work.
105.
by gerad 4y ago
SF is a terrible city to drive in. Narrow streets, terrible hills, a huge diversity of traffic: pedestrians, cyclists, electric scooters, buses, light rail, trains. Highly congested. Plenty of tourists driving (it’s not like NY or London wh
106.
by gerad 4y ago
Agile = the team who’s working to solve the problem should work together to figure out the best process for solving it. That’s really all that there is to it. The point of it is that the process shouldn’t be handed from the top down and tho
107.
by gerad 4y ago
Carbon and hydrogen. CH4 - I believe it's true that most hydrogen today comes out of natural gas deposits [1]. Also helium for that matter [2]. [1]: https://www.energy.gov/eere/fuelcells/hydrogen-production-na
108.
by gerad 4y ago
In my experience ticketing systems come and go, but the commit history remains forever (yay dvcs), so it's a good idea to summarize the why in the commit message - even if it's already also somewhere else.
109.
by gerad 4y ago
No. But sometimes goroutines have the opposite problem, where they don’t terminate and get cleaned up. https://betterprogramming.pub/common-goroutine-leaks-that-yo...
110.
by gerad 4y ago
I think it’s closer to smoking. All the cool kids do it, minimal buzz/reward, takes lots of time/money, totally addictive.
111.
by gerad 4y ago
Here in the US I think the killer app is breaking the local cable company’s monopoly on providing high speed internet to the home.
112.
by gerad 4y ago
Kids are good at it. Adults less so, because of… well, sex.
113.
by gerad 4y ago
Vercel has been great for us for per branch deployments. Just so many nice things about having every release and branch ever available.
114.
by gerad 4y ago
Honestly, I think this is pretty amazing. Stop and go traffic is the most annoying part of driving to me. Level 2 isn’t helpful as you need to pay constant attention with your foot over the brake in case the autopilot does something stupid.
115.
by gerad 4y ago
Second most after spreadsheets
116.
by gerad 4y ago
Wow. That story took quite a few unexpected turns.
117.
by gerad 4y ago
No, they won't replace search engines, but they could weaponize the generation of SEO content spam to the point where search engines become overwhelmed and irrelevant.
118.
by gerad 4y ago
Bernie Madoff got sentenced to >100 years. That feels like a pretty close comp to me. https://en.wikipedia.org/wiki/Bernie_Madoff
119.
by gerad 4y ago
Have you thought about solving the problem from a different direction? Providing a read-only, sanitized clone of the database that can be accessed outside of the core application code? Seems like that could kill more birds with the same sto
120.
by gerad 4y ago
Historical precedent, and the fact that most of world trade is now dollarized, means that it’s incredibly unlikely that the US will ever deprecate cash. Unlike other currencies, all US currency ever issued remains legal tender [1]. Honestly

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