froindt

43 ms·

361.
by froindt 9y ago
That's land in the middle of nowhere. If you're near a city you can get a nice premium as the suburbs expand. 4x is a bit extreme (been a long time since it was that much). But it's expensive. In the middle of nowhere th
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by froindt 9y ago
>One thing that increases the stress on the farmers is the way they avoid income taxes at all costs so they rarely save any of the profits from good years to help them float during the bad years. I'm from Iowa and a family member do
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by froindt 9y ago
Gah, I had a typo while explaining a mistaken interpretation. Thanks for point that out!
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by froindt 9y ago
You got it mixed around. Income is equal for both parties, but the family in the 300k house pays more in taxes because they deducted less interest from their income.
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by froindt 9y ago
FWIW, only the interest is deductible, not the entire payment. I agree with the sentiment though. The realtors have arguably the most effective lobbying efforts, and to be able to tie their industry in with the "American Dream" ha
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by froindt 9y ago
>Answer these food questions and we'll tell you which Power Ranger you are. You just reminded me how glad I am that I aggressively hid every upworthy, clickify, clickhole, and buzzfeed from Facebook. It's somewhat tolerable tha
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by froindt 9y ago
My downfall is remembering a sentence or two but having no idea which of the approximately 20 podcasts I listen to the content came from. There are sometimes guests who are on multiple podcasts, overlapping topics, etc. That's a good p
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by froindt 9y ago
No idea if my idea is feasible or not, but I have 3 concepts for how it could work out: 1) it's hella expensive to make transcripts of podcasts. Allow users to contribute a set amount for podcast transcriptions they're interested
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by froindt 9y ago
This looks very promising! I've thought of doing something similar and started (very slowly) on the project a month ago. What are the data sources you're using for the transcripts behind the api? As an idea for others who are bett
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by froindt 9y ago
When people ask what they should do with their money, I direct them to the /r/personalfinance flowchart. [1] It does a great job of getting people on the right track. Beyond that, I suggest lurking on /r/financialindepen
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by froindt 9y ago
My current role is at a large company, and a significant portion of my work is getting Excel reports which are broken and fixing them. Most I've never seen working. Some reports have been broken for years but need to be resurrected.
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by froindt 9y ago
Thank you for posting the story. I hadn't heard about it previously. Having spent a couple years at various businesses, getting accurate data and understanding exactly what you're looking at is more of a pain than I would have
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by froindt 9y ago
I've found PocketCasts (on Android, not sure of iOS) to be my favorite app. It allows 0.1x resolution. It won't get you 1.75, but 1.7 or 1.8 will be nearly identical.
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by froindt 9y ago
It's best to simply look at it relative to expenses. If you want to retire in HCOL, you could do it in the same amount of time as someone in LCOL if you save the same % of your income. If you want to move to LCOL, estimate the expenses
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by froindt 9y ago
I've found being around others helps tremendously compared with working solo. I believe there have been academic studies into this as well. Being around other people who are "productive" (whether they really are or not) helps
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by froindt 9y ago
I would be quite interested in that, especially if it could integrate with my podcast app. Since August of 2016 I've listened to 30 days worth of podcasts and saved another 22 days worth of time by skipping introductions, listening fas
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by froindt 9y ago
She also did an interview for Adam Ruins Everything for people looking for a shorter time commitment than a book. http://www.maximumfun.org/adam-ruins-everything/professor-na...
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by froindt 9y ago
Rockwell has a split of commercial and government. No idea on the distribution of levels of confidentiality on the government work, but I definitely agree that a lack of access to online reference materials would a hard pass for many engine
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by froindt 9y ago
That was one of the developments I had in mind, along with lots of revitalization on the northeast side. That's on the far other side of town compared to where my parents live, but we still head out to the NewBo market a couple times p
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by froindt 9y ago
Surprised to see Cedar Rapids, IA on the list. I grew up in the area and it was not very appealing to stay in the area. Growing up, everybody's parents worked at Rockwell Collins, and not many of my peers had intentions of staying in t
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by froindt 9y ago
/r/personalfinance is a really good way to get going. It's generally US focused, but I think there are some European focused subs as well. Once you've got a grasp of some of those investing discussions, move on to /
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by froindt 9y ago
This is a point most people seem to forget about. It's reasonable for a person on an average income to fly. It used to be essentially reserved for the elites and business travelers because of the cost. In some ways we as the customers
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by froindt 9y ago
Someone in marketing probably didn't know that it mattered. Same with the head person who approved the email. But don't worry, they'll have an engineer approve it next time as well!
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by froindt 9y ago
>Most of the small businesses I worked at growing up in rural Oklahoma had mechanical imprinting machines with carbon paper receipts so that they could process credit card payments offline. I wonder how prevalent this is still? I've
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by froindt 9y ago
20k/year is tough to measure up to. From the Reddit community around financial independence, "build the life you want then save for it". [1] You might look at your expenses and decide "_____ really doesn't provide
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by froindt 9y ago
Knocking off 18k for 401k and 5.5k for a Traditional IRA dramatically reduces the tax liability. I recognize 50k-32k = 18k (so the full 23.5k can't be executed in this case), but it makes a significant difference regardless. And there
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by froindt 9y ago
On a longer timeframe you'll need to have a lower withdrawal rate, but not a huge amount more. The 4% withdrawal rate is based on the Trinity Study [1] which was looking at 30 year time periods. (edit: added the link) Per cFIREsim, wi
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by froindt 9y ago
Not Robert, but I would start here. http://www.mrmoneymustache.com/2012/01/13/the-shockingly-sim... Start reading more from there and remember it's your expenses more than your income that matter most. A
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by froindt 9y ago
Lots of this would be fixed if "rapid prototyping" caught on as the phrase rather than 3d printing. 3d printing (or more broadly rapid prototyping) is unfortunately seen as "the way" to make things for consumers despite
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by froindt 9y ago
I remember back in the days of 98 when in my experience, hitting F1 would trigger the help which would never load rapidly or successfully. My standard operating procedure was to do a hard shutdown. It was so frustrating. I was roughly 5-7 w

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