20k/year is tough to measure up to. From the Reddit community around financial independence, "build the life you want then save for it". [1] You might look at

20k/year is tough to measure up to. From the Reddit community around financial independence, "build the life you want then save for it". [1] You might look at your expenses and decide "_____ really doesn't provide me much happiness. Maybe I should reduce or eliminate it". If most people would look at their spending and eliminate the 5% that brings them the least happiness, they would be in substantially better positions financially in the long run. Many people spend 100% of their paychecks and have little to nothing to show for it. [1] https://www.reddit.com/r/financialindependence/comments/58j8pc/build_the_life_you_want_then_save_for_it/ https://www.reddit.com/r/financialindependence/comments/58j8...