ec109685

57 ms·

961.
by ec109685 4y ago
It’s pretty sad that both Google and AWS price their on premise versions of their hardware at the same price as if you were running in their cloud. Makes it totally a non-starter to be a universal platform.
962.
by ec109685 4y ago
The randomness link doesn’t work. All the ChatGPT products need randomness or it can’t be creative.
963.
by ec109685 4y ago
They do learn from their mistakes while training though. That affects their weights, so yes it’s frozen now, but it wasn’t when the model was being built.
964.
by ec109685 4y ago
Asking it to summarize fake news urls where you give it a made up title as part of the seo url is simplest way to see it hallucinate. It’s unreliableness is exhausting since you are always doubting its output.
965.
by ec109685 4y ago
It’s also a problem if another bank is offering a higher interest rate. Customers will smartly ask for their deposits back to get interest elsewhere requiring that a bank sells its assets early, which isn’t possible to do so if they are loc
966.
by ec109685 4y ago
This is a truly great writeup: https://writings.stephenwolfram.com/2023/02/what-is-chatgpt-...
967.
by ec109685 4y ago
Flip the classroom. Have them listen to lectures / read at home, write in the classroom.
968.
by ec109685 4y ago
How many recent startups are simply "build google docs but with AI [using other people's models]"? I can't see that being a long term path to success.
969.
by ec109685 4y ago
TurboTax does this to if you ever try to leave their service.
970.
by ec109685 4y ago
Off topic but it’s impressive your throwaway account has a karma of 49,005.
971.
by ec109685 4y ago
I wonder what the revenue per employee of YC is. 85 employees, with 1/6 companies unicorns (though some of that is paper valuations, but still huge returns).
972.
by ec109685 4y ago
Is this part of why ChatGPT hallucinates? Lower probability responses sometimes "win" which forces the model to take the wrong path?
973.
by ec109685 4y ago
Revenue comes from a fee banks pay based on insured deposits. It’s been around 8 cents per $100 insured: https://www.fdic.gov/analysis/quarterly-banking-profile/fdic...
974.
by ec109685 4y ago
It shows they were being aggressive with their investments compared to parking things in the most safe vehicle possible: https://am.jpmorgan.com/content/dam/jpm-am-aem/global/en/ins...
975.
by ec109685 4y ago
That’s what they are doing: “ The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells
976.
by ec109685 4y ago
SVB was offering above market interest rates though: According JPM: “At the end of 2022, SIVB only offered 0.60% more on deposits than its peers as compensation for the risks illustrated below; in 2021 this premium was 0.04%.”
977.
by ec109685 4y ago
This is what will be done: “The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells t
978.
by ec109685 4y ago
The flip side is also true: people claiming that unless the government provides a bailout, depositors above 250k will be wiped out. There’s a procedure to handle this, including dispersing the assets: “The FDIC will pay uninsured depositors
979.
by ec109685 4y ago
Precisely: “At the end of 2022, SIVB only offered 0.60% more on deposits than its peers as compensation for the risks illustrated below; in 2021 this premium was 0.04%.”
980.
by ec109685 4y ago
They are upside down, so there isn’t anything to take.
981.
by ec109685 4y ago
And it took many paragraphs to reach this conclusion: “The most rigorous clinical trials show that when people replace sugary drinks with artificially sweetened beverages like Diet Coke and Diet Pepsi it helps them avoid gaining excess weig
982.
by ec109685 4y ago
AWS is architected in a way that makes global failures harder, e.g. VPC’s only span a region.
983.
by ec109685 4y ago
Assuming best practices are followed, AWS would have have to crack into multiple systems to offer up data for EU residents from AWS machines in the EU. Is there any record of them being required to do so?
984.
by ec109685 4y ago
I wonder what types of RPS they are seeing that required a gossip based protocol to broadcast state around versus a more traditional data store. I take it that it’s far more important that the local region know about changes than a remote r
985.
by ec109685 4y ago
The CloudFlare folks wrote a good blog post on how they are seeing their customers use Edge compute — latency is far down on the list: https://blog.cloudflare.com/cloudflare-workers-serverless-we...
986.
by ec109685 4y ago
Nice thing about housing is you can continually lock in the lowest interest rate and keep it locked for 30 years. So the example in the article of 7% interest may drop to 3.5% if the fed needs to get the economy going again, allowing you to
987.
by ec109685 4y ago
Would have been great if the post quantified the advantages. For networks (order of preference): IPv6 only > IPv4 Only > Dual Stack.
988.
by ec109685 4y ago
Meanwhile in third world countries, people are selling their kid’s organs: https://www.wionews.com/south-asia/from-organ-trade-to-sedat... If only there was a way for people to emigrate to opportunity.
989.
by ec109685 4y ago
As an aside, that is so well written, and I love the use of inline citations that expand right where the reader is versus jumping to the bottom. It feels so natural that I wish all publications did that.
990.
by ec109685 4y ago
The key part that is glossed over is that Columbia is making SATs optional, so if a candidate is amazing in all ways except they are a poor test taker, they do not have to submit a test score. And the author also tries to correlate SATs wit

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