defen

86 ms·

961.
by defen 9y ago
Funny. I was recalling a conversation from even further back, but I don't recall who it was. Might have been you!
962.
by defen 9y ago
To give a concrete example of what you're describing (one that no longer works) - this is from memory from an earlier discussion here on HN - years ago someone discovered that FedEx tracking numbers for Apple products were essentially
963.
by defen 9y ago
Student debt is a nonsecured loan (you can't repossess their education/degree if they default). The only reasonable way to get what you're asking is to allow lenders to vet whom they are lending to. In other words, allow lend
964.
by defen 9y ago
> That's a bit disingenuous to use the generational market lows of 2009 as your starting point. It would be like using the all-time highs of 2000 and the 2009 lows as your range. Then the cumulative returns would be negative ( inclu
965.
by defen 9y ago
Cumulative return for the S&P 500 over the past 9 years (conveniently leaving out the 2008 crash), with dividend reinvestment, is equivalent to a YoY gain of 16.25%, which gets you to a million on $46,000 per year for those 9 years. How
966.
by defen 9y ago
The real answer: save $20,000 a year at 3% growth for 30 years. If you want to do it in 20 years you need 8% growth, which is probably not sustainable; or you can save $35,000 per year at 3%.
967.
by defen 9y ago
Moby Dick I'm halfway through it. I'd held off on reading it for years just due to its reputation but I'm finding it incredibly enjoyable, humorous, and in many ways not at all what I was expecting.
968.
by defen 9y ago
You might also be interested in "Breaking the Maya Code" which is a great historical account of the decipherment of Maya script. https://www.amazon.com/Breaking-Maya-Code-Third-Michael/dp/0...
969.
by defen 9y ago
From reddit, regarding the Star Wars stuff: > Top is original footage from Rogue One with a strange CGI Carrie Fisher. Movie budget: $200m > Bottom is a 20 minute fake that could have been done in essentially the same way with a visua
970.
by defen 9y ago
Yeah, this is well-studied in entry level econ / psychology. The only way to win is not to play.
971.
by defen 9y ago
Insurance works best for rare, randomly distributed events that have a high cost. Fundamentally, for insurance to work as a business, it has to cost more than the expected payout. The reason it's still worthwhile is that money has no
972.
by defen 9y ago
There was an interesting article in GQ on this topic a couple months ago: https://www.gq.com/story/the-great-pot-monopoly-mystery
973.
by defen 9y ago
> I missed out on a lot of things in life and am still missing out on things due to never having learned essential life skills and never having had essential experiences. New father here...do you feel comfortable talking about what life
974.
by defen 9y ago
You're thinking of non-competes, which are very different. I would suggest talking with an employment lawyer if you work for a BigCo in Silicon Valley.
975.
by defen 9y ago
Someone who hacks the support forum (notoriously soft targets) now has access to all your passwords for everything.
976.
by defen 9y ago
If you work at a big Silicon Valley tech company, odds are that your employment contract says that they own whatever you do on your own time, if it's at all related to anything the company does (not just stuff you work on at the compan
977.
by defen 9y ago
Imagine how much money Facebook or Google would have been worth if they'd had a dress code like this.
978.
by defen 9y ago
Intentions don't matter; it's a function of the underlying asset. The worst stock market crash in US history was Black Monday in 1987 which resulted in a 22.6% drop in the DJA. Bitcoin has already experienced much worse crashes th
979.
by defen 9y ago
I think a healthy step 0 for anyone is to get into the mindset that you're not "investing" into cryptos, you're speculating or gambling.
980.
by defen 9y ago
I'll describe the discrete logarithm problem; the elliptic curve discrete logarithm problem is like it, but harder (different group operation). Pick a prime number p. Pick a positive integer x < p Then every positive integer < p
981.
by defen 9y ago
I work with vegans who think the fact that I use and consume animal products is immoral. They regularly make smug or passive-aggressive comments. And frankly I don't give a shit, and it doesn't stop us from working together.
982.
by defen 9y ago
The idea is to make your debt exceed your assets. Can't collect a million from an estate that has zero.
983.
by defen 9y ago
Thanks. Protocols - HTTP + some custom stuff on top of TCP.
984.
Ask HN: Starting a new Python project with async networking
1 points by defen 9y ago|6 comments
985.
by defen 9y ago
Travis resigned June 20. Technically at that point he's not part of Uber, right? Maybe he tipped this guy off and then he has 40 days to prepare the re-exam docs. Even if it's true, though, I don't know nearly enough about th
986.
by defen 9y ago
Why would Russia, China, or CIA test it on American diplomats though? They all have access to plenty of people on whom they could test this, in a way that no one would have ever heard about it. Supposing it is some kind of weapon, by testin
987.
by defen 9y ago
How much time did you spend on Godel, Escher, Bach: An Eternal Golden Braid ? Be honest.
988.
by defen 9y ago
This is why it's key to ask clients what problem they're trying to solve, rather than just delivering what they say they want. The classic, "If I'd asked my customers what they wanted, they'd have said 'a faste
989.
by defen 9y ago
Too often I see people argue "X is a social construct" as a way of arguing that X "doesn't exist", or that people who believe in it have a kind of false consciousness. I'm trying to show why people believe in i
990.
by defen 9y ago
> if nations aren't simply social constructs, what are they? A Schelling point for coordinated actions by large groups of people, organized around ethnic, cultural, and/or linguistic grounds?

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