Student debt is a nonsecured loan (you can't repossess their education/degree if they default). The only reasonable way to get what you're asking is to allow le

Student debt is a nonsecured loan (you can't repossess their education/degree if they default). The only reasonable way to get what you're asking is to allow lenders to vet whom they are lending to. In other words, allow lenders to deny a loan to someone with no assets who wants $150,000 to study art history.