dcolkitt

87 ms·

841.
by dcolkitt 6y ago
Agree. I think a fair approach rather than targeting price would have been to pre-allocate a percent of the economic impact of the lockdown. If pandemic lockdowns cost about 10% of annual GDP, then pre-allocating 1% of GDP to vaccines seems
842.
by dcolkitt 6y ago
Nearly half of home sales are to cash buyers, who at least theoretically aren’t sensitive to mortgage rates. https://www.appraisalinstitute.org/Nearly50PercentofHomeSale...
843.
by dcolkitt 6y ago
One thing, I’d at least consider, is buying vacant land and building. Normally you pay a premium for a new build relative to an existing house. But in this market houses are regularly getting bid 20% over list. To be fair, materials costs a
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by dcolkitt 6y ago
I second this. Recently purchased a property, and skipped a buyers agent. That usually lets gets you a 1-3% discount on the price. You can find standard contracts and offer letters for free online. Or, in today’s market helps get you to the
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by dcolkitt 6y ago
Go? Typescript? C++1x?
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by dcolkitt 6y ago
The death rate in April was high because we didn’t understand how to treat Covid. The primary issue is that almost every hospitalized person was being put on a ventilator. But since then, we’ve learned that ventilators were actually iatroge
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by dcolkitt 6y ago
That paper is obviously data mined and using extremely sketchy statistical methodology. They’re fitting 100+ parameter model on a dataset of a few dozen countries.
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by dcolkitt 6y ago
> but focusing on it as reasons to "walk away from the left" (which not too many black Americans are doing, BTW) Wasn’t it black moderates that powered centrist Biden to the nomination? Bernie and Warren’s failure to gain any s
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by dcolkitt 6y ago
I know from a personal perspective, I've considered applying to YCombinator in the past, but would never to the Bay Area. This is just one datapoint, but I'm sure there are many others like me. How many businesses never launched,
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by dcolkitt 6y ago
There are large swathes of the world, where significant fractions of the population refuse vaccines out of fear of witchcraft and voodoo.[1] Do you think we should add an FDA phase five stage, where exorcists and witch doctors carefully stu
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by dcolkitt 6y ago
> The thalidomide scandal may have led to 10,000 miscarriages So, over an entire century, the worse drug approval mistake caused fewer birth defects than the number of Covid per day. Deaths that at this point could be easily prevented by
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by dcolkitt 6y ago
The dirty truth is that most whiteboard industries are heavily loaded on raw cognitive ability. Sure, it’s ostensibly about data structures, but what it’s really about is fluid intelligence. Gates, Zuckerberg, Larry, Sergey and Bezos all ha
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by dcolkitt 6y ago
> A normal household has to pay rent or make mortgage payments. To arbitrarily exclude the biggest expense to consumers from CPI is pretty misleading. Housing definitely isn't excluded from CPI calculations. In fact housing is by fa
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by dcolkitt 6y ago
Maybe Big Oil was afraid of nuclear powered cars.[1] (Okay, this is mostly a joke...) [1] https://en.wikipedia.org/wiki/Ford_Nucleon
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by dcolkitt 6y ago
There's probably a strong interaction effect with charisma. People who have an easy time making friends tend to see extended travel periods as a non-stop adventure of fresh experiences. Whereas if you're more of an introvert who t
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by dcolkitt 6y ago
The prohibitive cost of nuclear plants is driven by policy- not economics. Obviously the world built a plethora of economically feasible nuclear power plants in the 1960s. It's not like we collectively lost that technology. Instead wha
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by dcolkitt 6y ago
> I can tell that my main disadvantage is the constant, crippling imposter syndrome. IMO, that may in fact be an advantage . The biggest pitfall generalists face is Dunning-Krueger. They rush into a new field, think they know everything
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by dcolkitt 6y ago
Zero out of pocket seems like a silly line in the sand. Why wouldn't you care about out-of-pocket max? The only reason I can see about a well-paid professional caring about $20 co-pays is because of a psychological aversion to being pa
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by dcolkitt 6y ago
"You who read me, are you sure you understand my language?”
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by dcolkitt 6y ago
Even if you released every prisoner in America, besides the rapists and murderers, the US would still have a higher incarceration rate than Europe. I'm sure the SF specific numbers would tell a similar story. You can't simply co
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by dcolkitt 6y ago
The thing is, as San Franciscans, we really support all the oppressed transgender teenagers in Mississippi. What's that? Build more housing, so they can actually afford to move here and escape the oppression they face in Mississippi? U
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by dcolkitt 6y ago
There was a great book called Gang Leader for a Day , about a UChicago sociologist that spends time inside a Southside drug crew. His research showed that the average low-level street dealer made less than minimum wage. Almost all the prof
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by dcolkitt 6y ago
100% agree. Middle-class American schools are actually very good by international standards. The reason US test scores are low is because of a long left tail of failing schools in low income areas.
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by dcolkitt 6y ago
The etymology of the word has nothing to do with race.[1] There are many uses in the English language where colors are used as descriptors in ways that have nothing to do with race. Do you think we should ban the terms blackout, blackbody r
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by dcolkitt 6y ago
One point that's frequently misunderstood about locks is that there's essentially no cost unless the lock is contested. This leads a lot of people to they must go lockless, when a simpler lock-based system would meet their require
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by dcolkitt 6y ago
> We are however, living in a unique time were robots and AI can potentially pick up the slack for whatever losses of productivity a lower population may cause. Productivity growth is currently the lowest it's been since before the
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by dcolkitt 6y ago
> My 2019 MacBook often pauses when I connect the charging cable. Sometimes it just seizes, requiring a hard bounce. Yesterday my MBP kernel panicked because my keyboard was low on battery and the bluetooth connection kept dropping. Ther
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by dcolkitt 6y ago
Same name as my favorite restaurant in the world.
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by dcolkitt 6y ago
The thing is, it's very hard to get rich without some sort of equity. Maybe it's not equity in public companies, but almost all wealthy people get to that point by owning something. Whether that's stock options in a startup o
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by dcolkitt 6y ago
Conveniently located for commuters!

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