dan_manges

17 ms·

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by dan_manges 16y ago
The business model that you explained is a true peer to peer payment system. As you know, it's essentially what Paypal is to ebay. It's presents perhaps the highest form of risk in the payments industry. This is especially true with new bu
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by dan_manges 16y ago
It can also vary a lot within a type of service depending on the target market. At Braintree our churn rate is higher for the start-ups that we work with (because they sometimes go out of business) than it is for companies that have been ar
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by dan_manges 16y ago
Braintree offers this. We call it Transparent Redirect. We've worked with several QSA assessors who have verified that by using our TR API merchants do not fall in scope for the requirements for transmission of credit card data and can ther
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by dan_manges 16y ago
Our (Braintree) fees are competitive. We have a higher monthly minimum than some, if that's what you're referencing, but otherwise if a merchant is processing a few thousand dollars a month our fees are right in line. We are different than
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by dan_manges 16y ago
For application requirements, we (Braintree) work with Visa, MasterCard and the sponsoring banks to make sure that all our merchants are in compliance. There are other payment providers that will turn a blind eye to these requirements in ad
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by dan_manges 16y ago
If you use an API like Braintree's Transparent Redirect ( http://bit.ly/d5wD4P ) you can host the payment form on your site without touching any credit card data. That way you won't have to deal with the drawbacks of redirecting your cust
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by dan_manges 16y ago
We (Braintree) are priced competitively. We may look higher than others because we don't use any pricing trickery ( http://bit.ly/cUyJTa ) and bundle gateway services. We created a checklist for merchants to help them avoid getting duped
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by dan_manges 16y ago
We (Braintree) have updated some things since AgileZen integrated: we now provide client libraries that simplify integration and also have much more robust recurring billing capabilities.
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by dan_manges 17y ago
It can be difficult to get a credit card merchant account to do payments aggregation: http://www.braintreepaymentsolutions.com/blog/high-risk-mech... It might be easier to have the buyer's entire payment transferred to the seller and then
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by dan_manges 17y ago
I would recommend going with whichever language you're more proficient with. That way when you run into something that the framework can't handle for you, you'll be able to work through the problem more efficiently.
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by dan_manges 17y ago
I use unit tests and puts statements to debug most of the time. It can be faster than stepping through an actual debugger.
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by dan_manges 17y ago
I agree that it's not very secure, although as Schneier says in his post, the liquid ban is useless.
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by dan_manges 17y ago
The worst that can happen is your company goes out of business. http://whiteelephantmedia.com/ - Paypal requested $600k to keep the account open.
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by dan_manges 17y ago
Braintree offers managed recurring billing and is also a merchant account provider. http://bit.ly/braintree
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by dan_manges 17y ago
We (Braintree) support over 100 currencies: http://bit.ly/braintree-currencies . We're less hassle than other gateways, but getting merchant accounts for international processing isn't completely hassle free. It's more of an industry prob
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by dan_manges 17y ago
Spreedly is a layer on top of gateways, so it can only support currencies that the underlying payment gateway supports. Gateways that Spreedly supports: http://spreedly.com/info/payment-gateways/
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by dan_manges 17y ago
Our (Braintree's) pricing is actually very competitive. It probably looks higher because we disclose all our fees. Nearly every provider we know of obscures fees both during the sales process and in the monthly reporting statements so merch
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by dan_manges 17y ago
We (Braintree) are currently only set up to provide merchant accounts for businesses with a legal U.S. presence. We do however have some international customers that work with our partners for the merchant account and us for the gateway, v
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by dan_manges 17y ago
Braintree minimums depend on which of their services you use. See http://bit.ly/braintree-pricing