dalyons

39 ms·

751.
by dalyons 4y ago
Why? What is anyone gaining by forcing individuals and businesses to utilize middlemen to split their cash across dozens of bank accounts? Just guarantee deposits for all and skip the performative complicated BS. Spread 250ks all comes out
752.
by dalyons 4y ago
Yeah I think the HN crowd is vastly overestimating how much people care about rates. Most people are not perfect financial optimizers - they’ll just pay whatever they can maximally afford per month for a house that most closely matches wha
753.
by dalyons 4y ago
Which area is that?
754.
by dalyons 4y ago
It’s not trolling just because you aren’t understanding what’s being said. Recent MoM figures show inflation is way down, the annualized will follow down shortly.
755.
by dalyons 4y ago
Well yes that’s the point. They’re clearly giving the middle finger to the requirement here
756.
by dalyons 4y ago
late but thank you! That is indeed super interesting
757.
by dalyons 4y ago
Overly simplistic and just not true. There is nothing in observed or theoretical economics that says every “up” has to be exactly balanced by a same sized “down”. We would never get anywhere in aggregate if that was the case - net zero is c
758.
by dalyons 4y ago
I don’t know why you’re being downvoted - it’s the only thing that makes sense. If the fed doesn’t, then we’ll just see a huge boom in middlemen offering accounts that automatically spread across 250k chunks behind the scenes. They already
759.
by dalyons 4y ago
Can you expand on the water at fault lines thing? Sounds interesting
760.
by dalyons 4y ago
That wouldn’t have helped here? The run was something like 30% of all deposits at the time of halt
761.
by dalyons 4y ago
It’s really not. They have assets.
762.
by dalyons 4y ago
What changed to the planning process to make this work all of a sudden?
763.
by dalyons 4y ago
Telstra?
764.
by dalyons 4y ago
It’s not fear. Asking others to use a special (from their pov) app just to talk to me is me imposing a burden and an inconvenience on them. I don’t care enough about iMessage’s cons to annoy others around me.
765.
by dalyons 4y ago
> It's designed this way Its a bad design then :) . I dropped gauthenticator years ago because of the ridiculously user unfriendly inability to transfer/backup auth codes. What a braindead UX assumption. If you pursue securit
766.
by dalyons 4y ago
If I drew that line I would have approximately zero people communicating with me.
767.
by dalyons 4y ago
There’s vanishingly few businesses that need <25ms. What business did you have in mind? Outside of trading , which yea of course that’s the wrong choice.
768.
by dalyons 4y ago
I work at a company that does ruby “at scale” too (10mil b2c users). Yes we need more web instances than we would have in go(or whatever). No, it doesn’t really matter at all - web process compute is a tiny fraction of our AWS bill, and a m
769.
by dalyons 4y ago
Look I’m no social psychologist but I don’t think this is unstudied or surprising stuff? It’s generally known that humans are incredibly good at getting used to bad things that happen in a regular/routine/predictable manner. Eg de
770.
by dalyons 4y ago
Oh cmon that’s just human nature. We care a lot more about one of events like natural disasters than say automotive deaths - this isn’t a special insight. Also, the victims of mass shootings (children at schools, attendees at festivals, et
771.
by dalyons 4y ago
Really dude? Here?
772.
by dalyons 4y ago
Presumably your kids are 10 or more years old now? If so (as I’m sure you know) childcare and medical has gotten much more expensive in that timeframe
773.
by dalyons 4y ago
That’s not how it works in Australia (what this thread is commenting on). All mortgages are variable , with a short fixed term of 2-6 years.
774.
by dalyons 4y ago
i think this is a very insightful take which i totally agree with. Although I have also seen many high functioning teams who could have reached self-organizing/self-whatever, but they arent allowed to raise to that next level because t
775.
by dalyons 4y ago
hey i just wanted to say thank you for writing this - it gives a really interesting insight into a set of complicated social/cultural practices. It's so easy to proclaim "i am above this" or "i would never", bu
776.
by dalyons 4y ago
if the data existed it would have been shouted from the rooftop, given the anti WFH corporate sentiment. That you havent seen any speaks volumes.
777.
by dalyons 4y ago
because it's genuinely better for the way THEY work. ie, meetings with people 100% of the day, dropping in on people, status checks, etc. Standing up in front of rooms of people presenting and feeding off the energy. Leadership is blin
778.
by dalyons 4y ago
urgh. I hate how accurate this is. The lack of any data or measurement absolutely kills me. Its all just based on exec feels.
779.
by dalyons 4y ago
Ugh that’s one of the worst parts of go too. Stackless errors are so useless and hard to debug.
780.
by dalyons 4y ago
What did you do about this? I just noticed the same thing with my purpleair indoor (goes crazy on pm2.5 when I run the humidifier)

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