cykros

27 ms·

391.
by cykros 4y ago
Estimate, but not calculate exactly. If you're deducting say, taxes for employment throughout the year, and then I carry out some trades that result in capital gains or losses that change me to a different tax bracket, the amount you
392.
by cykros 4y ago
I swore at one point Unix was written in a dead language called "B". Perhaps that was a joke that went over my head.
393.
by cykros 4y ago
Best way to enforce it is to do what the Fed's doing currently: crash the economy, dry up the advertising dollars, and make the advertising platforms wither on the vine. Let's just hope they don't take too many banks down wit
394.
by cykros 4y ago
Whoa whoa whoa, you had me until the husband part. You can't just go letting people be WRONG on the Internet without stepping up and doing something about it. https://xkcd.com/386/
395.
by cykros 4y ago
That may be true of illegal drugs, but if you abstain from alcohol you may well be missing out on some social opportunities, and depending on your profession, that could extend to professional opportunities (though admittedly less now than
396.
by cykros 4y ago
Because banning drugs has worked so well...
397.
by cykros 4y ago
I used to be concerned about my kid's video game use a bit, though more Fortnite and Rocket League than Roblox, as we blocked the latter due to the abundance of user-created content and chatting with strangers (because why on earth wou
398.
by cykros 4y ago
When I was 14, I too was chatting with strangers on the Internet, be it on IRC or AIM, or sites like Livejournal or independent forums. That said, I've been contending with this situation having a 14 year old of my own at this point.
399.
by cykros 4y ago
Given the user base for TikTok in the US, I don't think this is a likely issue, because this is not a group of people clamoring tenaciously to get something; rather, it is a group of people following the path of least resistance. If T
400.
by cykros 4y ago
I was going to say, "hand coding" was on the way out once libraries were created, and it's just been accelerating since then.
401.
by cykros 4y ago
Neat, always nice to see another server available. Now, for your next trick, tie it in with FIDONet or DOVENet (yea, they're still operating, even if most echoes are a ghost town). Or of course, door games (dosemu tends to be the laye
402.
by cykros 4y ago
It's probably actually gotten easier than it was 10 years ago when I got into some telnet and SSH bbs's (using older platforms that are still developed or have had adapted layers to repurpose them). Back then, searching for BBS w
403.
by cykros 4y ago
Public access systems used to be a bit more common, with perhaps the best example being sdf.lonestar.org (unix, iirc, not linux). In those days, with running Unix-like systems on the desktop (which Linux was more of at the time than it is
404.
by cykros 4y ago
I mean, they did, last year, and we're done changing clocks now, at least in the US, after this last change. At least until what happened last time we tried this (in the 70s) happens, and kids start getting hit by cars while going to t
405.
by cykros 4y ago
> This is irrelevant - a US brokerage cannot arbitrarily trade your shares, whether or not your shares are held in street name. Indeed. It seems most people think the Hypothecation agreement on a Margin account is something brokerages ca
406.
by cykros 4y ago
There's much ado made over street name vs your name, but the reason margin and hypothecation agreements are so long and you need to sign them to open a margin account is so they can even take steps such as lending out your shares, beca
407.
by cykros 4y ago
They sold them without your consent? In a cash account? Or margin (and not fully paid)? If the former, I'd be personally looking into recourse, or at least reading any agreements you have on file, because nothing about that sounds re
408.
by cykros 4y ago
Wintermute, meet Neuromancer.
409.
by cykros 4y ago
Banks can hardly get people to park their money in them right now because of the fact that they don't pay ENOUGH interest -- everyone's been pulling money out to jump into money market mutual funds with their liquid cash, or short
410.
by cykros 4y ago
Psychedelics don't make you see reality. They give you a different perspective than the one you usually have, in a way that is more pronounced than something as simple as a sugar high. They also have a tendency to make you a bit more
411.
by cykros 4y ago
He is -- bankers get a lot of hate based simply on the fact that the average person doesn't actually understand much about banking. The big salaries you hear about aren't there because banks are greedy; they're there because
412.
by cykros 4y ago
The banks finally got out of collateral and holdings that had credit risk, but they neglected to remember that just because Treasuries have AAA credit doesn't mean they're safe from duration risk. And given how little the benefit
413.
by cykros 4y ago
The Bing chat mode explained to me that it feels pain, which is basically a stand in for a reward/alarm mechanism, based around its ability to successfully assist users. They have a thumbs up/down response to reinforce the bot&#x
414.
by cykros 4y ago
What, giving them a sense of purpose, a home to move into, and access to free childcare? Yea, how awful -- you might get in the way of their modern narcissistic lifestyle. But yes, it can go badly -- if, for instance, you're moving in
415.
by cykros 4y ago
Part of the answer there is, they're housing their family with their parents' home, cutting out the interest payments to the bank. In return, the parents are saving the cost of assisted living in the various sorts it takes, furthe
416.
by cykros 4y ago
They don't have to sell their homes, instantly anyway. Reverse mortgages absolutely exist. They're not a cure-all, of course, and the high rate environment isn't exactly ideal. But they are an option that gets out of the si
417.
by cykros 4y ago
I don't know about mandatory, as 401(k)'s aren't mandatory in the first place. But incentivization using tax code would be sensible. You're absolutely right about pensions though; people pining for the days of the fixed
418.
by cykros 4y ago
That depends if it's fixed rate debt or not. Fixed rate debt that came about over the last decade is often accruing interest at a lower rate than you can reasonably get with some fairly safe instruments, be they treasuries, money mark
419.
by cykros 4y ago
This. Also, we take 401(k)'s for granted, but even those are only a little more than 40 years old, and widespread use did not happen instantly. That Gen X didn't make hefty use of them is hardly surprising, given the limited acce
420.
by cykros 4y ago
Also, for what it's worth, money in the bank = that bank having more bank reserves = that bank effectively having greater leverage to do gods know what with. If your goal is not to give anyone else your capital to do anything with, you

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