Banks can hardly get people to park their money in them right now because of the fact that they don't pay ENOUGH interest -- everyone's been pulling money out t

Banks can hardly get people to park their money in them right now because of the fact that they don't pay ENOUGH interest -- everyone's been pulling money out to jump into money market mutual funds with their liquid cash, or short term fixed income products where they can afford to tie it up for a few months. I suspect the short answer is "lack of demand."