ctdean

6 ms·

1.
by ctdean 3y ago
Getting a new banking charter in the US is hard, but it's straightforward to be a challenger bank in the UK. Jarvis moved (back) to London from SF to start Griffin. The banks in the US that have APIs tend to focus on large fintech part
2.
by ctdean 3y ago
They are good, it's just that 90% of the US banks are not ready for this today.
3.
by ctdean 3y ago
The alternative everyone brings up is FedNow - slightly more expensive, but it works quickly and operates 24/7. The problem is that FedNow is a Real Time Payment system. Everyone in banking knows that Real Time payments equals Real Tim
4.
by ctdean 5y ago
Is this just the downstream effect of Visa’s decoupled debit rules ? https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules... I know this is not allowed in the USA.
5.
by ctdean 5y ago
Treasury Prime (YC W18) | San Francisco, CA | Remote | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of fintech start
6.
by ctdean 6y ago
All my exams (but one) were take home with well understand rules of engagement. The one exam that wasn't take hime was a visiting professor who made us take the exam at the same time in our normal meeting room and then the left the roo
7.
by ctdean 6y ago
A version of the paper here https://songma.github.io/files/hm_video.pdf I really question this data sample.
8.
A Passionate Startup Pitch Is Powerful–But Can Be Misleading(insights.som.yale.edu)
1 points by ctdean 6y ago|1 comments
9.
by ctdean 6y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite / Remote | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of
10.
by ctdean 6y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming banking for the 21st Century. We partner with ban
11.
by ctdean 6y ago
Those links are all broken :( Use https://treasuryprime.com/careers
12.
by ctdean 6y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming banking for the 21st Century. We partner with ban
13.
by ctdean 6y ago
On Lisp is the best Lisp programming book I have ever read. Both PG’s lisp books are great and you can just read those and the CL hyperspec. On Lisp is out of print, but can be downloaded.
14.
by ctdean 7y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com We're growing, hiring, and have enough runway for many years! Treasury Prime is transforming banking for the 21st Century. We partner with ban
15.
by ctdean 7y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of fintech start
16.
Marriott charging $700k for Covid-19 cancellations(linkedin.com)
8 points by ctdean 7y ago|2 comments
17.
by ctdean 7y ago
Treasury Prime (YC W18) | San Francisco, CA | Onsite | https://treasuryprime.com Treasury Prime is transforming banking for the 21st Century. We partner with banks to build the technology to enable this new wave of fintech start
18.
by ctdean 7y ago
Good job Brex and Radius Bank! This is a great product and a great user experience.
19.
by ctdean 8y ago
https://zenbusiness.com/ will create an LLC (I don't know what state) and then create a bank account if you want with Radius Bank in Boston. I've never used Zen myself, but they and Radius have been good partners.
20.
by ctdean 8y ago
For those interested in maximizing their interest rate on their cash holdings, I like https://www.maxmyinterest.com/ which has deals with many banks for high interest accounts. They make it very easy to move your money arou
21.
by ctdean 8y ago
The fed is still living with the fear of the 2008 crash. And you still need FDIC insurance even if you have a state charter.
22.
by ctdean 8y ago
I talk to (about) a person a week who wants to create a new US bank. Some are pursuing a de novo charter, some are buying a bank, and some are a quasi bank on top of another bank. The real blocker here is the Fed won't grant new charte
23.
by ctdean 8y ago
If you get stuck at an American Banker paywall, just search on Google for the article "Radius in Boston working with fintech firm on online business checking platform"
24.
The rise and fall of Sugru that almost crowdfunded itself to death(wired.co.uk)
1 points by ctdean 8y ago|0 comments
25.
Regulators need to step up their game to stop tech-based discrimination(americanbanker.com)
3 points by ctdean 9y ago|0 comments
26.
Quit Genius, backed by Y Combinator, wants to help you quit smoking(techcrunch.com)
7 points by ctdean 9y ago|3 comments
27.
by ctdean 9y ago
What's the threat model for serving a read-only, public, marketing site over http? Or is it just a general principle?
28.
by ctdean 9y ago
Using stunnel is a genius idea.
29.
Half a Life in Customer Service(craigconnects.org)
3 points by ctdean 10y ago|0 comments
30.
by ctdean 10y ago
I work with Mike at SVB and wanted to add that we are particularly interested in remote contractors. If you are a great engineer who is also remote (US only) and also a contractor, please contact us.

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