ctchocula

9 ms·

61.
by ctchocula 4y ago
You're confusing cause and effect here. In 2021, even crap 1% 10-year treasury notes cost $100 to purchase, not $80. It's only after interest rates went up in 2022 due to faster than expected Fed rate hikes that 1% treasury notes
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by ctchocula 4y ago
Per Buy, Borrow, Die, they could take a margin loan using that $1M and use borrowed money (say $100K) to pay the rent. With enough accumulated shares, they wouldn't need to sell the shares in their lifetime. After they've passed a
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by ctchocula 4y ago
Uber has been adjusted EBITDA profitable since 2021 and is close to GAAP profitability (might reach it this year or 2024).
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by ctchocula 4y ago
> Waymo, by comparison, racked up its million miles driving around the SF Tenderloin, in the dark. You might be confusing them with Cruise. Waymo is driving around SF driverless 24/7 so the million miles also come from during the da
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by ctchocula 4y ago
That's surprisingly affordable even for average Joe SWEs in the valley. I can see it being useful for when paperwork gets jammed in the USCIS pipeline for instance.
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by ctchocula 4y ago
No, if you sell within 24 months of start of offering period it counts as Disqualifying Disposition and the discount (FMV on purchase date minus purchase price) is taxed as ordinary income and anything on top as cap gains. If you sell more
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by ctchocula 4y ago
You are correct and missedthecue is incorrect. IRS laws say you can deduct $3000 ordinary income (i.e. income earned by working, so doesn't include capital gains) per year and deduct without limit against capital gains. Should your cap
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by ctchocula 4y ago
Higgs, who hypothesized the Higgs boson back in the 70s, has only published 2-3 papers in the decades since. Before it was announced that he won the Nobel prize, his University was deciding between forcing him out or gambling on him potenti
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by ctchocula 4y ago
Get your own ukulele, learn to play and inspire her to learn and get better! Ukuleles are great for jamming, so your second ukulele won't be a waste. Learning to sing and strum chords at the same time was a transformative experience fo
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by ctchocula 4y ago
Thank you for looking into this issue and the suggestion. Good luck on your project!
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by ctchocula 4y ago
This is a good write-up that justifies dark matter using 7 independent pieces of evidence: https://medium.com/starts-with-a-bang/7-independent-pieces-o...
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by ctchocula 4y ago
Not working for me on Firefox 107.0.1 / MacOS. I see the save button and the ChatGPT screen has a blue edge. However, when I hit "Save Conversation" the chatgpt_2022-12-10.json file that I get only shows [] and doesn't h
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by ctchocula 4y ago
Like most growth-phase startups from SV, Doordash are not profitable at the moment and have no profit to speak of with an EPS of _negative_ $2.41. Please correct your "$700m in gross profit a quarter" to "$1.7b in revenue a q
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by ctchocula 4y ago
Like most growth-phase startups from SV, Doordash are not profitable at the moment and have no profit to speak of with an EPS of _negative_ $2.41. Please correct your "$700m in gross profit a quarter" to "$1.7b in revenue a q
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by ctchocula 4y ago
For Group C, potentially AI that improves critical thinking skills? This relies on the fact that more critical thinking leads to more democracy. It could be that this type of AI will improve education across the board (rather than critical
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by ctchocula 4y ago
I've had the opposite experience. Searching for soccer highlight videos on Google oftentimes returns a fake video (generally showing highlights of the wrong match or FIFA video game of the same match). However, searching on youtube mak
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by ctchocula 4y ago
Norwegian Wood is one of my favourites, so I look forward to reading it. Thanks for sharing!
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by ctchocula 4y ago
It gets locked in for 6 months, so if you bought before or on Oct 28 you will get 9.62% for 6 months and the ~6% or so rate for the 6 months after that.
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by ctchocula 4y ago
I knew American football was complex, but this article still surprised me in how sharp QBs (and football players in other positions) are. Love hearing experts explain their subject matter and talk about the sacrifices needed to become world
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by ctchocula 4y ago
To clarify, there do exist closed form solutions for quintic functions; they just cannot be expressed using rationals and a limited set of operations of additions, subtractions, multiplications, divisions, and root extractions. However, if
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by ctchocula 4y ago
This is overblown, because there are cases where you do want bond funds and bond ETFs. Was just reading this article today [1], which presents some of their benefits. - More convenient than individual bonds. - Can't estimate future lia
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by ctchocula 4y ago
It's not possible, because monetary policy tends to be a lagging indicator of recessions [1] whereas the stock market is a leading indicator of recessions [2]. Also, there's the problem that dropping the interest rate doesn't
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by ctchocula 4y ago
I agree with the spirit of this post, but I think you are going a bit too far in the other direction by stating that "the pensions would have been fine without the policy". From Matt Levine's article today, it was a more dang
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by ctchocula 4y ago
It would be interesting to see whether it's possible to reconstruct the rules by comparing the negotiated prices to a baseline like Medicare price, and doing classification into discount buckets to recover the categories insurers negot
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by ctchocula 4y ago
Anecdata: I personally know 2 people in South Bay that lost power 2 hours ago.
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by ctchocula 4y ago
Shorting your employer just in order to net out the overexposure seems putting the cart before the horse. Part of choosing who to work for is believing in the company's future financial outlook, because you are intentionally taking a l
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by ctchocula 4y ago
Agree with the first point. Either time-weighted return or IRR gives a more meaningful estimate of the return than simply dividing the final value with total amount invested ($5,200).
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by ctchocula 4y ago
> But why did China discard movable type, while it was transformative to Western culture? A simpler explanation: That Chinese characters number in the 10,000s, while the characters in the Western alphabet number 26. This means that the l
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by ctchocula 4y ago
Recently installed pi-hole, which uses a Raspberry Pi to block ads and the visualization they have is pretty good.
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by ctchocula 4y ago
I found this post fascinating. It makes me wonder is there an equivalent superpower that's more software engineering focused rather than coding focused like leetcode questions? I know everyone here likes to dump on Gang of Four, but pe

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