cmdkeen

41 ms·

361.
by cmdkeen 11y ago
The key thing with fees is that high fees are often a sign of a poor manager or poor client service. Vanguard can charge low fees because they have huge amounts of money invested with them, as do other successful asset managers. The problem
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by cmdkeen 11y ago
Except Fannie May and Freddie Mac were a significant part of the reason that bad mortgage lending was made - because politicians wanted more people to be home owners. Profit making banks should be the reason that lending decisions are stric
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by cmdkeen 11y ago
Well it gets more complex when you add mark to market into the mix. Plenty of the financial products that "blew up" in 2007/2008 were actually very profitable for those able to hold on to them.
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by cmdkeen 11y ago
There's a new device in the UK, "BT Call Guardian" which basically has a whitelist/blacklist system and then anyone else gets answered by the device, without your phone ringing. The device explains what is going on and a
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by cmdkeen 11y ago
And I'll keep asking, before the one time cipher was invented, and really - before RSA was invented, what safe space to communicate without the state being able to (if necessary) listen in existed?
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by cmdkeen 11y ago
The problem isn't that they aren't changing anything they couldn't do before, namely reading communications, post, telephones etc have always been accessible to the state. The problem is that technology has allowed two things
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by cmdkeen 11y ago
Why would poverty related health problems disappear unless the basic income is significantly higher than the current unemployment or disability benefits as you're saying those are being replaced. A basic income doesn't remove the
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by cmdkeen 11y ago
What incentive do they have to educate themselves? After all they currently had an incentive to educate themselves during their period of compulsory education yet still ended up working in a minimum wage job they value so little they'd
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by cmdkeen 11y ago
You're describing non contributory Social Security not a basic income. The difference is that those systems usually make everyone but the retired look for work or be in education etc.
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by cmdkeen 11y ago
Because the AC-130 is far more vulnerable to MANPADs and so has had periods even in Iraq where it was restricted to night flying only due to losses.
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by cmdkeen 11y ago
The article is also making an assumption that people on £500k a year are using the NHS. Unless you're Mrs Miliband private health insurance is almost certainly going to be part of your employment package, because if you're earning
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by cmdkeen 11y ago
Lewis Page is a joke in the defence community for a good reason. The UK's harriers were shagged after years of use, they were sold to the US so they could be cannibalised for spares. Plus we only had the GR versions which were not figh
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by cmdkeen 11y ago
In a legal context there is the concept of a "fishing expedition" which is more of a looking for evidence when there isn't sufficient underlying evidence to justify the intrusive methods being asked for.
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by cmdkeen 11y ago
In England the justification has to be approved by a Custody Sgt initially that gives up to 24 hours. A more senior officer has to review the continued detention from the 6 hour mark up to 24. A Superintendent or above can authorise up to 3
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by cmdkeen 11y ago
On the suit front the thing I always bear in mind is that it is always easier to dress down than it is to dress up. Removing a tie or a jacket is much easier to do, and an easy way to start a discussion about company culture. Much better th
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by cmdkeen 11y ago
But that is how arresting in England and Wales is supposed to work. The standard of suspicion to arrest someone is pretty low because it affords the police time to question a suspect, obtain DNA and fingerprint samples, search your house et
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by cmdkeen 11y ago
With the Five Eyes agreement there's pretty much a statement that France is outside the proper list of US allies. Any foreign security agency worth its salt would view that as a statement of intent that those outside the group are like
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by cmdkeen 11y ago
Given the shenanigans that the French have caused within NATO over the years I'd suggest that it would be useful from a strategic perspective to know the views of the French President. Not saying right or wrong, just able to fit broadl
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by cmdkeen 11y ago
Except that's a really serious felony far and above other statistics fiddling, Baltimore at its worst didn't go that far - you're making yourself an accessory to murder after the fact. Not only would you have Federal authorit
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by cmdkeen 11y ago
That's the problem with Magna Carta, it doesn't actually mean anything. If you change "the law of the land" then you can do all of the things listed above - and note it doesn't even say "lawful judgement and&qu
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by cmdkeen 11y ago
Except 10x programmers, if they exist don't just emerge fully formed into the world, they engage with some community somewhere to learn part of their skills. That community might be an online forum, a company, a tech meetup, university
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by cmdkeen 11y ago
The Duke of Westminster owns a large chunk of Mayfair and Belgravia, and is the third richest man in the UK because of it. I do wonder whether he plays Monopoly, and if he starts with Mayfair... The thing is that there is actually an awful
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by cmdkeen 11y ago
I work somewhere like that - and to be honest 5 isn't that big a deal even if is replaced by a 9 to 5 culture and some interesting things to work on and the rest isn't complete drudgery. You'll often find places like this a
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by cmdkeen 11y ago
Always nice when a newly registered account pops up talking of shills and Citizenfour. I didn't mention 2, 4 or 5 at all in my post which undermines you a tad. The point is that a "top of class" trainee is making basic factua
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by cmdkeen 11y ago
It's worth comparing this with the HMS ASTUTE shooting [1] when a sailor with a loaded weapon did decide to cause problems on board a submarine. That led to a major culture shift in the Royal Navy and a lot of soul searching. [1] http
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by cmdkeen 11y ago
Ah, fair play, you're right.
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by cmdkeen 11y ago
Sailors spin dits (that's "tell stories" to mere mortals), especially to baby sailors. There are plenty of "we thought we were going to die" stories about submarines, yet for some reason the RN doesn't actually
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by cmdkeen 11y ago
Not really given it mostly quotes directly from the "article" and makes basic errors - I'm sure Chief Petty Officers would like to think they are "senior officers" but that doesn't make it so. He leaked this to
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by cmdkeen 11y ago
They rejected 40,000 US requests that were deemed outside the co-operation agreement and have now discovered 2,000 which are "suspicious". The article suggests the agreement excluded German and US organisations, the "suspicio
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by cmdkeen 11y ago
And if it goes well and the poster is ever asked, under penalty of perjury, what would you advise then? The cost of a new laptop is fixed and small. The cost of a successful startup being destroyed is potentially massive.

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