cko

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391.
by cko 8y ago
Which surgery? Something like a brow lift? Have you looked into microblading?
392.
by cko 8y ago
It really depends. You could really just drop out and be free right now. Live in a tent somewhere and dumpster dive for food. There are so many ways. But the “shackles” of retirement income and medical bills and comfort hold us back. One ma
393.
by cko 8y ago
I don’t think MMM is “full of crap” intentionally or that the whole thing is a scam. But I do think it is a bit misleading to claim you only need 25x your annual expenses to retire because of a 4% SWR. He does recommend those Vanguard index
394.
by cko 8y ago
> Generally, with 20% down you are leveraged 5:1. So even if your home is just keeping pace with inflation of 3%, you actually experience 15% growth on your investment. In a 30-year loan, it’d be actually less than 15%. It’s 15% the firs
395.
by cko 8y ago
Can’t be NJ, it’s 1 hr from NY and 6 hours from Boston. Maybe near Hartford?
396.
by cko 8y ago
I used to think I had empathy. I mean, when I see someone being taken advantage of, I tear up immediately. Until one day my mentor straight up told me “you have no empathy.” Which didn’t really bother me, since I’m pretty sure I’m not a soc
397.
by cko 8y ago
> First, the Pali canon didn't begin to be put to paper until 100-200 years after the buddha, so like Jesus, there aren't clear first-hand records. Yes and there are people who suspect that the “Buddha” wasn’t one person, but r
398.
by cko 8y ago
Yes, like LGBT rights, slavery is bad, scientific method is good. These are things most of us in the West take for granted as objectively true, but there is surely a cultural component to everything. What can ya do? In traditional Chinese m
399.
by cko 8y ago
I was all in on Theravada Buddhism for a while. Until I realized I only believed in a small subset of it - cherry-picking, if you will. Anything that my western sensibilities don’t find appealing, like nagas and devas and stuff I just conve
400.
by cko 9y ago
Just a nitpick about the wine business - he claimed to have taken over the operations for some time and then stepped away (not inherited.) He does give some practical advice for young people, like be willing to sacrifice your 20s. Besides t
401.
by cko 9y ago
Are you suggesting sweet potatoes migrate?
402.
by cko 9y ago
Well, not increase the risk of relapse, since clinical trials usually have relapse or time to some sort of negative event as an endpoint to look for. But to have patients need to take it in steadily increasing doses for life? Yes, that woul
403.
by cko 9y ago
True, but what did doctors do before these new drugs? “Fuck around” with “inferior” products... reason I’m cynical is because many new drugs that hit the market are not novel - for example loteprednol (older drug) vs difluprednate (newer):
404.
by cko 9y ago
Former pharmacist here. I think most doctors do try to be cost conscious for the patient. But there are some who prescribe the newest and expensive brand name drug, and I can’t think of any reason why except some sort of incentive program.
405.
by cko 9y ago
Question: with that many uniques, wouldn’t you be able to monetize further? Affiliate marketing and such?
406.
by cko 9y ago
As a real estate investor, this is kind of true. Though for now there’s a lot of undeveloped land, if you venture beyond cities. And we could always build vertically. And some kind of Elysium-like thing. Some of it will have to be farmland,
407.
by cko 9y ago
When I started at my company it was a warehouse of under 200 people. As the years went by, and we added more and more staff, things seemed more chaotic. The common consensus amongst the people who worked there for many years (before my time
408.
by cko 9y ago
> We need to figure out how to live in a World After Capital in which the only scarcity is our attention. I’ve been thinking a lot lately about this issue. I believe that at the end of the day attention is the only finite resource. Sure,
409.
by cko 9y ago
Alternatively, if you can’t or don’t want children of your own. You can leverage the power of other people’s children. Sounds creepy but hear me out: it’s either your niece or nephew or a family friends’ kids. I am good friends with an olde
410.
by cko 9y ago
I wonder what this means for Americans who are digital nomads. We already have 90-day Schengen access. Healthcare would be cheaper, excellent, but we also have the global taxation thing, so they won’t be lower.
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by cko 9y ago
Question about libertarianism: what is the view on taxes and the large part of society that’s been dealt shitty cards? Is there a common solution that addresses this? The impression I get when I think libertarian is “every man for himself”
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by cko 9y ago
I don’t see anything in their eyes, but if it’s sadness you see I’d assume it’s from being separated from their comrades or living in confined spaces all their lives.
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by cko 9y ago
*Vama Veche So one “hack” is as follows: you live like a student in your 20s, then you put that savings into... well, rental properties (my preference) or the default low fee index fund recommendation. Then you just... peace out. Live like
414.
by cko 9y ago
300k sounds really low. Unless they have a free and clear home with low property taxes. For example I lived on 900 USD a month (saving over 90% if my income) for a couple years. I can’t imagine two people living off just 300k, unless it’s,
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by cko 9y ago
Funny you mention Romania. You can sleep on the beach from May to Oct in Veche Vama in a tent. I’m actually planning to do this.
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by cko 9y ago
> Probably because of the enormous wave of downvotes that follows me everywhere. But look on the bright side: you have way more karma than me, and only one of my comments has been in the grey, ever.
417.
by cko 9y ago
Given the numbers these people are facing, I’d be a “gambler” too.
418.
by cko 9y ago
Less than 3% of gross for a single unit? That is a rate you’d expect for a 200 unit apartment complex.
419.
by cko 9y ago
The study suggests plant proteins attenuated that effect. Plant proteins tend to also be accompanied by fiber, while animal protein sources do not contain fiber. In other words, aside from plant protein powder supplements (which still conta
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by cko 9y ago
I think that’s the conclusion I ultimately reached. At one point I have to choose my principles, or rules of thumb, and realize that objectively, they’re going to be arbitrary, and intimately connected to my own set of circumstances most of

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