cko

26 ms·

331.
by cko 6y ago
Walking away is a great strategy. Especially if you don't care too much about your credit score. And especially if you don't have much collateral in the asset, e.g. 3.5%.
332.
by cko 6y ago
Low double digits is not considered moderate levels of inflation, if you're talking annually. In the 1970s in the US there were years of double digit inflation and real returns were negative. https://www.multpl.com/s-p-
333.
by cko 6y ago
If someone borrows money from you, is it moral for them to not return your grocery money?
334.
by cko 6y ago
Aside from loving the writing style, I'm glad I read this article and this comment. I was half-heartedly planning to do something like this myself. Despite having zero construction or engineering experience.
335.
by cko 6y ago
Are you referring to mirtazapine or amitriptyline or trazodone? I've seen by of those three being used for sleep aside from their primary indication.
336.
by cko 6y ago
This is sort of off topic, but I wonder about the validity of the "carnivore diet". People will talk about Inuits and ketogenic diet and such. I eat very little meat myself, due to health beliefs, but things like food beliefs are
337.
by cko 6y ago
True, but that may be the perfect opportunity to place hope in these alternative remedies, which she refused. I have a family member with lung cancer and when they felt traditional options have been exhausted, they went full alternative. TC
338.
by cko 6y ago
I have been thinking of some powered exoskeleton that provides mobility as one solution. What is more concerning is loneliness, but maybe VR NPCs or something.
339.
by cko 6y ago
Partnerships, issuing stock? Not exactly collateral but there are aligned interests.
340.
by cko 6y ago
If there is some sort of ethnic basis for differences in intelligence (independent of environmental factors such as poverty, culture, etc.) what would be the practical implications of this data? It seems to me that in the future, economic v
341.
by cko 6y ago
As an ethnic Chinese, I have to question that. Is this based on your observations of first and second generation Chinese immigrants in the West? In which case, wouldn't there be selection bias involved?
342.
by cko 6y ago
The hospital system I worked at (in NJ) got ransomwared. It caused systems to go down for days. An administrator told me the payout was something like $20M. (It was a very large hospital system.) https://www.modernhealthcare.com&
343.
by cko 6y ago
It seems to me that assets are inflationary and consumer products are somewhat deflationary. Most people don't own assets, so even if the Fed gives money directly to consumers (e.g. UBI), that money will be just enough to live on, and
344.
by cko 6y ago
It's ok. If you had money you may have bought some stock, but it's less likely you would have held onto it this whole time.
345.
by cko 6y ago
Hi, fellow lanky dude here. I blame everything on having a shitty appetite. It's a slight struggle to maintain 77kg at 190cm. What have you been trying? I used to think nothing works, but they do say to keep a food (intake) and exercis
346.
by cko 6y ago
Fellow millennial here. If you put it that way, it does seem we got the short end of the stick. But doesn't every generation have a once every decade recession? Though ours is accompanied by two major expenses (housing education) risin
347.
by cko 6y ago
That a $0 copay may lead to different behavior than a $50 copay?
348.
by cko 6y ago
Not shots, but pre exposure prophylaxis of atovaquone/proguanil or mefloquine.
349.
by cko 6y ago
Or Holden Caulfield.
350.
by cko 6y ago
Buy office chairs from offices that are closing and resell to people who are setting up home offices.
351.
by cko 6y ago
Where can we check inflation rates? I thought it was something that was calculated in retrospect.
352.
by cko 6y ago
There is a popular strategy known as 'BRRRR' where the investor uses capital from a refinance to buy another unit, and so on. It's a fast way to pick up and rehab lots of units. In my opinion if you were to do this, you shoul
353.
by cko 6y ago
I get what you're saying. What makes real estate different is it's an asset class that people happen to live in. I'm not sure of the solution though. Would the problem be worse if, say, people were limited to just one residen
354.
by cko 6y ago
Landlords are bidding against each other because of limited supply. People with excess capital need it to go somewhere. Stocks, bonds, real estate. It's like complaining people who buy stocks are bidding up the prices. While true, ther
355.
by cko 6y ago
I am 34, and people always say I look 23. In my last job, upon meeting me, people asked if I was a student (intern) or just graduated. It was nice. I can't grow facial hair though so I have no choice. What worries me is when I'm 4
356.
by cko 6y ago
Perhaps as a library worker, you are more prone to notice articles on HN that have anything to do with libraries.
357.
by cko 6y ago
To my understanding, not if you don't take warfarin. There's no upper limit of vitamin K intake for healthy people.
358.
by cko 6y ago
Good to know. Here I was believing that Japanese society was so advanced they couldn't even conceive of theft. I did feel a major sense of safety in Tokyo, however.
359.
by cko 6y ago
I was in a suburban ward in Tokyo two years ago and it didn't look like any bikes had locks on them. They were all identical bikes with large kickstands.
360.
by cko 6y ago
The smallest one I've found that's usable is Sony Xperia XZ1 compact. It's a late 2017 phone. But it's around the same size.

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