cal5k

8 ms·

31.
by cal5k 3y ago
If LLMs/AI are the problem, they're also the solution. Access restrictions will do nothing but centralize control over one of the most important developments of the century. What if we required licenses to create a website? After
32.
by cal5k 3y ago
This. DALL-E (at least the currently available version) is way too focused on "safety" to be interesting. The creativity unleashed by the SD community has been mind-blowing.
33.
by cal5k 3y ago
Yes, it really is so bad. People are unbelievably ignorant of history. What happens when the state intelligence apparatus has the ability to perfectly surveil the population? Look no further than what the Stasi accomplished - it becomes tri
34.
by cal5k 3y ago
A better solution would be to scrap income & capital gains tax altogether, thus sparing 90%+ of taxpayers from having to file at all. Shifting to a higher consumption tax would put the onus on businesses that sell things, not the averag
35.
by cal5k 3y ago
Heavy government involvement in student loans created a perverse incentive to bloat costs (administration) and increase tuitions. Classic bureaucratization, really... when the buyer and the seller of something (e.g. a university degree) are
36.
by cal5k 3y ago
It also only applies to public universities - private institutions can still do whatever they want.
37.
by cal5k 3y ago
> Sure, in some cases they won't be in the right place at the right time, but that's the price we pay for civilization and progress. Not coming to the aid of a man who had just been stabbed is "progress"? How would yo
38.
by cal5k 4y ago
There's a big difference between offshore crypto - where the name of the game was (apparently) to evade US KYC/AML & securities law, and domestic companies trying to operate within the law. Binance, FTX, etc. are the former,
39.
by cal5k 4y ago
What if you died but your chatbot didn't know?
40.
by cal5k 4y ago
Risky move, given that Georgia is a constitutional carry state and castle doctrine extends to occupied vehicles.
41.
by cal5k 4y ago
The revelation that FDIC (allegedly) forced Signature's acquirer to divest of cash holdings from crypto companies is another bit of evidence that anti-crypto regulatory activism is a very real thing. Which is quite silly because crypto
42.
by cal5k 4y ago
At the time they were purchased, central banks around the world were going out of their way to assure people that rates would not be going up for a long time. Not excusing their failure to properly account for duration risk, but regulators
43.
by cal5k 4y ago
That's what I'm saying. That's not the bank doing anything fancy and failing because of it, it's them not doing the basic things every bank should be doing.
44.
by cal5k 4y ago
There's a big difference between accounting for KNOWN risks wrt managing your treasury - something that every bank does as a matter of course - and trying new things.
45.
by cal5k 4y ago
In fairness, it wasn't the risk-taking that did them in... it was the fact that they went all-in on 10-yr bonds at low interest rates and didn't adequately account for duration risk.
46.
by cal5k 4y ago
Median sale price in Houston is currently $310,500, vs $441,250 in Sacramento, $917,500 in LA and $1.3MM in SF. Aesthetic judgments aside, seems like a winning strategy for housing affordability?
47.
by cal5k 4y ago
This whole thread smacks of this type of cynicism - apparently a lot of tech people now really, really hate Elon Musk. Andrej Karpathy addressed this point in his recent Lex Fridman interview - more sensors aren't necessarily better, a
48.
by cal5k 4y ago
Yikes. What the heck is going on in academia.
49.
by cal5k 4y ago
If that were actually true, why do so many people love working at Tesla/SpaceX? Clearly they don't have the same view of Elon's management style as you do. The reality is that Twitter as a business (and, imho, as a product) w
50.
by cal5k 4y ago
Musk is an outspoken critic of the current administration. Given what we've seen from the Justice Department over the last few years, does it not seem highly likely that this is politically-motivated?
51.
by cal5k 4y ago
Ask the leadership team at the Cleveland Clinic if they see patients as customers, and they'd say yes, absolutely. This is one of the top hospital systems in the world , and they serve patients from all socioeconomic backgrounds. You
52.
by cal5k 4y ago
Government-owned hospitals are a bad idea in my view, because there's no incentive to provide good customer (patient) service, innovate, or move elective procedures to specialized surgical centres outside of a hospital centre. Nor any
53.
by cal5k 4y ago
Oh, okay. Let's ignore social determinants of health then and just say yes, Canada's system is prima facie superior. Case closed! Let's all adopt Canada's system Outcomes aren't uniformly better, by the way. Canada
54.
by cal5k 4y ago
Healthcare is a provincial jurisdiction, but the federal government provides a lot of the funding and attaches strings - the chief one being participation in the "Canada Health Act" which mandates a ban on private pay for publicly
55.
by cal5k 4y ago
A lot of Americans seem to not understand what exactly this would entail. Like, the details really matter. Would it be federal, or state-wide? How would it be funded? Would it be public "option", or would private pay be banned l
56.
by cal5k 4y ago
Hey now, don't be ridiculous... ...it's a rate, it would be bananas/hr.
57.
by cal5k 4y ago
Not that it was "dissent", per se, but The Federalist Papers were published under the pseudonym "Publius", and I'd say there has been a long tradition of anonymous or pseudonymous dissent.
58.
by cal5k 4y ago
> Consumers only have so much energy for backlash, and your theoretical system requires everyone to have an encyclopedic memory of all the shitty things that every company does and weigh all of that in their minds when making consumer ch
59.
by cal5k 4y ago
Is the cost of living in your country, on average, higher or lower than in the United States? As far as I can tell there are a vanishingly small number of problems where "new laws" are the optimal answer. Increased regulatory over
60.
by cal5k 4y ago
> essentially making it a constitutional issue due to the 2nd amendment. Yes, because that's how the American constitution works. If you think something else should have similar protections - or if you don't like the second ame

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