bsvalley

27 ms·

211.
by bsvalley 8y ago
2 things: 1. looks like you already have that money in cash, 2. also looks like you're saving a bit of money every month which is why you've reach that amount in savings? I'd do what others said and invest in S&P 500 inde
212.
by bsvalley 8y ago
What's the alternative? Linux? Windows? Take the top 10 most valuable Tech companies in the world. Their dev folks use Macs and probably MBP's. Do you really think you need something better than that? Again, it does not exist... d
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by bsvalley 8y ago
# of daily transactions: https://charts.bitcoin.com/chart/daily-transactions Hard to know if it's a purchase or a transfer. I think it's impossible to answer that question right now. In Japan merchants accept
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by bsvalley 8y ago
Carefully pick your clarifying questions. People always suggest to ask clarifying questions and I think it's often seen as a negative thing in real life (which is sad). Instead, repeat the problem out loud and write scenarios on the wh
215.
by bsvalley 8y ago
Sucks that we need those services in the 1st place. I don't mind sharing data while using a service I need for free. But using privacy policies is just not right for the users because they don't understand the meaning of it. Make
216.
by bsvalley 8y ago
Why is it on the main page? Is it a legit upvote or data manipulation? :)
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by bsvalley 8y ago
You could build a simple web crawling tool pointing to the URL of your house on zillow or redfin (trigger it just once a day). Zillow estimate is way off by the way...
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by bsvalley 8y ago
The average user needs an attorney to understand those privacy policies. In other words, we're legally getting screwed by these companies.
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by bsvalley 9y ago
I think this article doesn't cover the actual problem. Majority of the people who work for the IRS are above 45 years old. We're looking at a pick around 50-55 years old. So if they change their system, they might have to get rid
220.
by bsvalley 9y ago
I think each reviewer has its own process. I believe the video doesn't come first in most cases since it's faster to sort via text. You might have been sorted out from your title or company description. And if you're a solo f
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by bsvalley 9y ago
How about a Fitness app for example? Yes we do need native apps for a bunch of other use cases you haven't mentioned. In-app purchases also help reducing the amount of ads you'd get on regular websites. I do agree with you in term
222.
by bsvalley 9y ago
300k gross income at 50% income tax is $150k net.
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by bsvalley 9y ago
For the most part you'd live in a place like NYC or the Bay Area to come up with these kind of salaries. So let's assume you live in the Bay Area (California). New Federal income tax is 35% for that salary range then add 13% comin
224.
by bsvalley 9y ago
My point was for him to at least light up something first not to fully run a business on the side. Of course it's hard to maintain a 9-5 job and to run a business at the same time. Do you know Tarzan? It's exactly the same thing,
225.
by bsvalley 9y ago
It depends how long the OP has been working at that FANG company. At 40 the only difference is that you’ve built solid roots inside of a company and that your high salary is there to keep you around for a long time. You’re definitely smart
226.
by bsvalley 9y ago
I’ve been in this exact same situation. My best advise would be to start your business aside while maintaining your current job. Do not quit until you have some sort of version #1 of your product or whatever that is. You need data before ma
227.
Ask HN: How can we make California sexy again?
7 points by bsvalley 9y ago|10 comments
228.
by bsvalley 9y ago
No bubble, but higher interest rates will drag the prices down. People won’t be able to afford the same house at 5-8% interest rate. Experts predict a hike to at least 5% by the end of this year. So, more likely a price drop not a bubble.
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by bsvalley 9y ago
It is not part of the employee benefits because it doesn't exist. Can I take 2 months off in a row under an unlimited time-off policy? No. Why? Because I would "disrupt" a project or a team. Can I take all my Friday's of
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by bsvalley 9y ago
Let the buzz fade away... wait for it to drop below $100 then look at your options. I don't understand why people still want to jump and buy shares the same day a private company goes public considering the hype, etc. Why would you lo
231.
by bsvalley 9y ago
haha! good one
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by bsvalley 9y ago
Looks like I'd need a few down payments to invest in rental properties as well as raising my debts. Unless I'd pay these rental properties cash. Which means I have to touch the principal in that scenario. I'd pay income tax o
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Ask HN: What would you do with $2.5M?
17 points by bsvalley 9y ago|26 comments
234.
by bsvalley 9y ago
Sure, we call it pump and dump. Awesome for insiders but terrible for investors. I'm talking from an investor perspective. By going public today it might only benefit a few early birds such as founders, angels, founding team, etc. If t
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by bsvalley 9y ago
I have an empty profile that I can't delete since I manage a few business pages. You need an FB personal profile in order to open a business page. That's the only reason why I still have a profile (empty). I removed all pictures,
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by bsvalley 9y ago
From an employee perspective, sure. Pump and dump is what you'd be looking for. But technically speaking you want your stock to go up as a company. Isn't it the whole point?
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by bsvalley 9y ago
not the best time to go public :) the stock market is about to take a serious hit.
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by bsvalley 9y ago
You need audience feedback. So the Andrew Ng's solution to film yourself is half good. If you know great public speakers (friends, colleagues, your boss, etc.), ask for feedback when you train, pull them in, ask them to come and judge
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by bsvalley 9y ago
Yeah that's what I thought. Does it mean things have changed at YC? Maybe the selection is a bit over engineered missing out on the basic stuff.
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Ask HN: How many unicorn startups since PG left YC?
2 points by bsvalley 9y ago|3 comments

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