andrewdietrich

5 ms·

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by andrewdietrich 10y ago
M, one of the founders of Final here. We agree there's nothing better than exceptional customer service and experience. We've built Final from the ground up as a new credit card issuer so that we can continue to enhance the techno
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by andrewdietrich 10y ago
Lots of issues with dynamic CVV. Dynamic card number makes more sense, which is how we solved at Final (YC W15). Available in the US today: www.getfinal.com
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by andrewdietrich 11y ago
See the bottom of their website - Customers Bank
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by andrewdietrich 12y ago
I think this calls for a planting trees as a service company. Ideally delivered via drones. Talk about efficiently planting the trees needed ;)
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by andrewdietrich 12y ago
Awesome! We hope you'll try us out.
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by andrewdietrich 12y ago
I'm happy to say that we're not vaporware. We're partnering with a bank that provides all of the pieces you mentioned. Our model is similar to that of Simple, which partnered with Bancorp Bank to launch their product.
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by andrewdietrich 12y ago
Absolutely, virtual cards have been around for years. But we've researched the space extensively and did not find a product we like or could use consistently. So we built Final. Some of the better products out there exist for customers
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by andrewdietrich 12y ago
On collections - if you sign an agreement to pay and you don't make a payment, you run the risk of that going to collections. However, many monthly subscriptions have you prepay and charge you without your direct consent. There are man
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by andrewdietrich 12y ago
We make money when our customers are happy. Yes, we still make money the traditional way - via transaction fees and interest on debt. But we make a lot more money if we have millions of happy customers - we can't win this market if we
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by andrewdietrich 12y ago
This is what we've wanted for a while, and exactly the product I'm working on right now. It's called Final. We can deliver one-time use numbers via our mobile app, and pay via NFC or our standard EMV card.
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by andrewdietrich 12y ago
We're working on this exact headache, and we believe it's a killer app. Plastc can't solve this problem for you - the moment your card is swiped or entered into a merchant form, it's vulnerable to being stolen and can&#x
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by andrewdietrich 12y ago
I've been talking to Visa's tokenization team and several payments experts over the last few weeks about this exact topic. Currently, TSPs are only the card networks. In the future, the big banks and the payment processors will al