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ahegevall
searching PlanetScale…
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by
ahegevall
3y ago
We have a rigorous compliance approval process for new customers that includes approving their app UX, marketing collateral, user communications, internal compliance & underwriting policies, etc. For existing customers, we have and are
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ahegevall
3y ago
Awesome! Looking forward to connecting
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ahegevall
3y ago
We're actually in the process of building support for a BYO license & compliance model, which would allow you to use our APIs with your own lending licenses. tbh haven't thought about an international use case for this, but it
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ahegevall
3y ago
Thanks! Banks/bank sponsors don't specialize in credit, which gives us an edge because it's our core competency. Credit programs are complex, require compliance with a lot of regulations, and can vary greatly from program to
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ahegevall
3y ago
Thanks for the great questions! Our credit application API will return an error if you try to approve a set of offer terms for a user that violates their state's limits. We also have a couple utility endpoints that help with coverage a
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by
ahegevall
3y ago
Yes we are only supporting the US right now. We'd love to expand to other geographies in the future, but the states will keep us busy for a while!