agustinf

8 ms·

1. 1.▲
   by agustinf 9mo ago

   Hey aamatte, why do you charge 95% less than Twilio?
2. 2.▲
   API World Awards(apiworld.co)

   2 points by agustinf 2y ago|0 comments
3. 3.▲
   by agustinf 3y ago

   Just wear a couple of white earphones and you won't be judged
4. 4.▲
   by agustinf 3y ago

   I was going to say the same thing. The lack of this feature prevented me from sharing it to my whole company
5. 5.▲
   by agustinf 4y ago

   I'd be happy to introduce you to an engineer I know who is building a very interesting product that is starting to gain some traction. He lacks computer science knowledge/skills to build the backend he needs and would happily shar
6. 6.▲
   by agustinf 7y ago

   Bitcoin layer 2 solutions (i.e. lightning network) don't have this "per transaction" issue, though
7. 7.▲
   by agustinf 7y ago

   But look! https://twitter.com/khannib/status/1116352595537403905?s=19
8. 8.▲
   by agustinf 8y ago

   Probably yes. If you are interested, we are too! Please apply to get to know you. https://fintual.com/steve
9. 9.▲
   by agustinf 8y ago

   Yes, we're aware current incumbents appear to have interest in getting into this space, in fact, people working in some of them have directly gotten in touch with us regarding potential partnerships. Without even mentioning these compa
10. 10.▲
    by agustinf 8y ago

    Gracias por la buena onda! Respondiendo punto por punto: - Usando fondos mutuos podemos pagar rescate de las inversiones en 3 días habiles, fondos de inversión tiene que ser sobre 10 días. Tanto fondos mutuos como de inversión tienen benefi
11. 11.▲
    by agustinf 8y ago

    Thanks for recommending our solution to your family! What you say is definitely true. It is really surprising that investment culture and knowledge is so different between countries that in other aspects are not that far appart.
12. 12.▲
    by agustinf 8y ago

    Thanks for your thoughts! Cool insights there. In fact, we do use global ETFs so we do offer diversified exposure. As a regulated entity we are able to allow investment for as low as US$1. We haven't conducted our marketing as Acorns&#
13. 13.▲
    by agustinf 8y ago

    Yes we are, thanks for your interest! Please take a look at https://fintual.com/steve to see open positions and application instructions. Cheers!
14. 14.▲
    by agustinf 8y ago

    It currently works for Chileans and foreigners that have at least a bank account there. We might get good news from the "Alianza del Pacífico" treaty this year though. Otherwise, we will expand once we get to certain milestones in
15. 15.▲
    by agustinf 8y ago

    Buenas preguntas, gracias! Para hacer frente a los costos fijos de transferencia lo que hicimos fue juntar el dinero de la gente en 3 fondos: - Fondo Mutuo Fintual Risky Norris - Fondo Mutuo Fintual Moderate Pitt - Fondo Mutuo Fintual Conse
16. 16.▲
    by agustinf 8y ago

    Thanks! well even though the answer is 'yes the law does require a risk questionnaire' what we've seen with our users is that they actually enjoy answering these questions about themselves. Almost like personality quiz or som
17. 17.▲
    by agustinf 8y ago

    Thanks! I can't see your personal email in your HN profile, please email anything to vivacolombia@fintual.com to get your contact! Thanks again!
18. 18.▲
    by agustinf 8y ago

    We launched Chile in March 2018, we plan to reach some milestones first and then move to tackle the next countries. About communication work, sure, we are editing our FAQ just now, so thanks for your feedback. If you find anything else that
19. 19.▲
    by agustinf 8y ago

    Thanks for noticing! Yes, we use $ for peso and US$ for dollars because that's what our current customers would expect. We might have to localize the page once we grow. I feel putting CLP$ would be confusing for them now!
20. 20.▲
    by agustinf 8y ago

    We are going after that same middle-class group to start. It is for sure smaller in purchasing power than the US middle class in total, but competition for this market is also way less, which may allow us to grow faster than a roboadvisor i
21. 21.▲
    by agustinf 8y ago

    Legally, we cannot say "see, this is Fintual" when referring to the backtest, but we could definitely do the comparison and show how a passive strategy beats most of those yacht hungry managers. Great idea. We have done a simple
22. 22.▲
    by agustinf 8y ago

    We don't have short term plans to get in Brazil. We met Luciano from Magnetis ( https://magnetis.com.br ) here in Palo Alto a couple of weeks ago and he seems to be doing great there, perhaps you might want to take a look at
23. 23.▲
    by agustinf 8y ago

    Chile is a good starting point for us because it has a higher GDP per capita and is highly digitalized. There's a pending treaty called "Pasaporte de fondos" that would in theory allow us to serve people in Colombia, Mexico,
24. 24.▲
    by agustinf 8y ago

    Yes, I agree. And to improve financial literacy has proven to be a very hard, there's just too much noise when talking about money. We've seen mutual funds in LATAM charge up to 7% and for some reason nobody seems to care. We are
25. 25.▲
    Launch HN: Fintual Inc. (YC S18) – Automated Wealth Manager for Latin America

    76 points by agustinf 8y ago|48 comments
26. 26.▲
    JQuery pseudo-selectors for WebDriver(blog.crabfarm.io)

    9 points by agustinf 11y ago|0 comments
27. 27.▲
    Rails Style Validations for Angular Restmod(github.com)

    1 points by agustinf 11y ago|0 comments
28. 28.▲
    Show HN: An HTTP Proxy That Can Capture and Replay Requests(github.com)

    1 points by agustinf 11y ago|0 comments
29. 29.▲
    Visible Rails Model Attributes with This Atom Plugin(github.com)

    1 points by agustinf 11y ago|0 comments
30. 30.▲
    Pincers Gem – Web Automation DSL on Top of WebDriver(github.com)

    7 points by agustinf 11y ago|0 comments